Family Medicine Physicians Salary
Family Medicine Physicians in Saginaw, MI make a median of $236,610 a year, or about $113.75 an hour. The range runs from $122K at the entry level to $360K for experienced workers. Cost of living is below average (RPP 90.89), which stretches that salary to about $260,326 in buying power. Rent on a 2-bedroom averages $1,117/month, or 7.9% of estimated take-home pay.
So what does $237K get you in Saginaw?
Groceries, utilities, transportation, and healthcare scaled from national averages by Saginaw’s Regional Price Parity (90.89). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About family medicine physicians
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What this looks like in Saginaw
Family medicine physicians pay in Saginaw tracks closely to the national median, $237K locally vs. $244K nationwide, a 3% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,117/month, 8.2% of take-home, well inside the 30% guideline. Regional Price Parity sits at 90.89 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for family medicine physicians in metros near Saginaw, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Detroit-Warren-Dearborn | $182K | $181K |
| Grand Rapids-Wyoming-Kentwood | $218K | $228K |
| Ann Arbor | $214K | $212K |
| Kalamazoo-Portage | $244K | $258K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Saginaw, MI
Entry-level family medicine physicians (10th percentile) start around $122K. Mid-career wages sit at $237K. Top earners bring in $360K or more, a $239K spread from bottom to top.
Family Medicine Physicians pay across states
Median income ranked highest to lowest, compared to the national figure
View Family Medicine Physicians salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Rhode Island | $467K | +91% | 210 |
| Oklahoma | $361K | +48% | 2,170 |
| Idaho | $347K | +42% | 690 |
| Montana | $331K | +35% | 460 |
| Alaska | $323K | +32% | 760 |
| Pennsylvania | $306K | +25% | 4,190 |
| Utah | $298K | +22% | 550 |
| Oregon | $293K | +20% | 1,490 |
| Washington | $293K | +20% | 1,270 |
| Arizona | $293K | +20% | 2,620 |
| New Jersey | $292K | +20% | 3,050 |
| Wisconsin | $291K | +19% | 1,470 |
| Maryland | $286K | +17% | 1,050 |
| North Dakota | $280K | +15% | 260 |
| Minnesota | $280K | +15% | 1,820 |
| Massachusetts | $277K | +14% | 3,540 |
| West Virginia | $273K | +12% | 320 |
| New Hampshire | $269K | +10% | 350 |
| Colorado | $266K | +9% | 2,700 |
| Iowa | $265K | +9% | 1,140 |
| Wyoming | $265K | +8% | 100 |
| Indiana | $262K | +7% | 1,410 |
| Georgia | $259K | +6% | 3,690 |
| Louisiana | $255K | +5% | 1,090 |
| California | $252K | +3% | N/A |
| Nevada | $252K | +3% | 340 |
| Kentucky | $249K | +2% | 1,170 |
| Illinois | $245K | +0% | 1,960 |
| South Dakota | $240K | -2% | 550 |
| Maine | $240K | -2% | 730 |
| Vermont | $239K | -2% | 240 |
| South Carolina | $239K | -2% | 1,200 |
| Texas | $236K | -3% | 6,190 |
| Mississippi | $236K | -4% | 570 |
| District of Columbia | $233K | -4% | 150 |
| Kansas | $229K | -6% | 210 |
| Nebraska | $229K | -6% | 830 |
| New Mexico | $228K | -7% | 650 |
| Delaware | $228K | -7% | 640 |
| Florida | $228K | -7% | N/A |
| Tennessee | $227K | -7% | 2,260 |
| Ohio | $224K | -8% | 1,490 |
| Virginia | $223K | -9% | 2,930 |
| Hawaii | $218K | -11% | 260 |
| Arkansas | $216K | -12% | 290 |
| North Carolina | $215K | -12% | 1,520 |
| Michigan | $214K | -12% | 3,770 |
| New York | $211K | -14% | 4,000 |
| Missouri | $171K | -30% | 3,740 |
| Connecticut | $164K | -33% | 790 |
| Alabama | $135K | -45% | N/A |
Showing 1–10 of 51 states
Track family medicine physicians salary changes
BLS updates this data quarterly. We'll email you when Saginaw numbers change.
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Frequently asked questions
Can a family medicine physician afford a 2BR apartment alone in Saginaw?
Yes — at the median salary of $237K, rent takes 8.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,117/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for family medicine physicians in Saginaw?
The 10th-percentile wage — what new family medicine physicians typically earn — is $122K/year. Take-home on that works out to about $7,298/month. At HUD’s $1,117/month FMR, rent would take 15% of that take-home — manageable on an entry-level income.
Is family medicine physician a high-paying job in Saginaw?
Pay here is roughly in line with the national average — $237K locally vs. $244K nationally, a 3% difference.
How does Saginaw compare to the national average for family medicine physicians?
Saginaw pays $237K median vs. the U.S. average of $244K — that’s -3%. After adjusting for local cost of living (RPP 90.89), the purchasing-power equivalent is $260K — still ahead of the national median.
How much do family medicine physicians make in Saginaw, MI?
The median is $236,610 a year, that works out to about $114 an hour. But the range is wide: entry-level workers start around $121,630, and experienced family medicine physicians can clear $360,440. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $237K enough to live in Saginaw?
On that salary, you'd take home roughly $13,658/month after taxes. A 2-bedroom here rents for about $1,117/month, which eats 8.2% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a family medicine physicians salary go in Saginaw?
Saginaw has a Regional Price Parity of 90.89 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median family medicine physicians salary is worth about $260,326 in national-average purchasing power.
Where do family medicine physicians get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.