Financial Examiners Salary
Financial Examiners in California make a median of $106,000 a year, or about $50.96 an hour. The range runs from $67K at the entry level to $175K for experienced workers. Prices run high here (RPP 106.14), so that salary is closer to $99,868 in real purchasing power. A 2-bedroom apartment runs $2,471/month, about 37.9% of take-home, which is tight.
Statewide average. Salary and cost of living vary significantly across California. Jump to a metro for precise data:
So what does $106K get you in California?
About financial examiners
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What this looks like in California
California sits well above the national pay line for financial examiners, local pay runs about 13% higher than the U.S. median of $94K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $2,471/month, which is 38.5% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 6% above the national average (BEA RPP 106.14), so groceries and services cost more too. The pay premium is real, but so are the offsets.
Compensation breakdown
Annual earnings by percentile, California
Entry-level financial examiners (10th percentile) start around $67K. Mid-career wages sit at $106K. Top earners bring in $175K or more, a $108K spread from bottom to top.
Financial Examiners salary by metro in California
9 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| San Francisco-Oakland-Fremont | $132K | +24% | 750 |
| San Jose-Sunnyvale-Santa Clara | $124K | +17% | 190 |
| San Diego-Chula Vista-Carlsbad | $106K | +0% | 220 |
| Los Angeles-Long Beach-Anaheim | $106K | +0% | 1,630 |
| Sacramento-Roseville-Folsom | $103K | -3% | 410 |
| Oxnard-Thousand Oaks-Ventura | $84K | -21% | 50 |
| Fresno | $79K | -25% | 30 |
| Riverside-San Bernardino-Ontario | $78K | -26% | 90 |
| Bakersfield-Delano | $78K | -27% | 30 |
Compare to other states
Track financial examiners salary changes
BLS updates this data quarterly. We'll email you when California numbers change.
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Frequently asked questions
Can a financial examiner afford a 2BR apartment alone in California?
It’s a stretch — at the median salary of $106K, rent takes 38.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,471/month. The 30% guideline puts the comfortable ceiling at roughly $1,900/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for financial examiners in California?
The 10th-percentile wage — what new financial examiners typically earn — is $67K/year. Take-home on that works out to about $4,001/month. At HUD’s $2,471/month FMR, rent would take 62% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial examiner a high-paying job in California?
Local pay is 13% above the national median — $106K here vs. $94K nationally. Keep in mind cost of living here is 6% above the national average, which offsets some of that premium.
How does California compare to the national average for financial examiners?
California pays $106K median vs. the U.S. average of $94K — that’s +13%. After adjusting for local cost of living (RPP 106.14), the purchasing-power equivalent is $100K — still ahead of the national median.
How much do financial examiners make in California?
The median is $106,000 a year, that works out to about $51 an hour. But the range is wide: entry-level workers start around $66,680, and experienced financial examiners can clear $175,140. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $106K enough to live in California?
On that salary, you'd take home roughly $6,413/month after taxes. A 2-bedroom here rents for about $2,471/month, which eats 38.5% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a financial examiners salary go in California?
California has a Regional Price Parity of 106.14 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median financial examiners salary is worth about $99,868 in national-average purchasing power.
Where do financial examiners get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.