Financial Examiners Salary
Financial Examiners in San Diego-Chula Vista-Carlsbad, CA make a median of $106,090 a year, or about $51 an hour. The range runs from $66K at the entry level to $161K for experienced workers. Prices run high here (RPP 111.89), so that salary is closer to $94,816 in real purchasing power. A 2-bedroom apartment runs $3,001/month, about 46% of take-home, which is tight.
So what does $106K get you in San Diego-Chula Vista-Carlsbad?
Groceries, utilities, transportation, and healthcare scaled from national averages by San Diego-Chula Vista-Carlsbad’s Regional Price Parity (111.89). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial examiners
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What this looks like in San Diego-Chula Vista-Carlsbad
San Diego-Chula Vista-Carlsbad sits well above the national pay line for financial examiners, local pay runs about 13% higher than the U.S. median of $94K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $3,001/month, which is 46.8% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 12% above the national average (BEA RPP 111.89), so groceries and services cost more too. The pay premium is real, but so are the offsets.
Compared to nearby metros
Median pay for financial examiners in metros near San Diego-Chula Vista-Carlsbad, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Los Angeles-Long Beach-Anaheim | $106K | $93K |
| San Francisco-Oakland-Fremont | $132K | $114K |
| Sacramento-Roseville-Folsom | $103K | $96K |
| San Jose-Sunnyvale-Santa Clara | $124K | $112K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, San Diego-Chula Vista-Carlsbad, CA
Entry-level financial examiners (10th percentile) start around $66K. Mid-career wages sit at $106K. Top earners bring in $161K or more, a $95K spread from bottom to top.
Financial Examiners pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Examiners salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $199K | +111% | 470 |
| New York | $129K | +37% | 13,480 |
| Connecticut | $121K | +28% | N/A |
| Washington | $114K | +21% | 420 |
| Massachusetts | $111K | +18% | 950 |
| New Jersey | $106K | +13% | 2,190 |
| California | $106K | +13% | 4,200 |
| Minnesota | $104K | +11% | 1,280 |
| Virginia | $104K | +11% | 1,280 |
| Maryland | $103K | +9% | 350 |
| North Carolina | $101K | +7% | 2,610 |
| Colorado | $100K | +6% | 1,910 |
| Oregon | $95K | +0% | 820 |
| Rhode Island | $94K | -0% | 320 |
| Illinois | $93K | -1% | 4,050 |
| Delaware | $92K | -2% | 430 |
| Utah | $92K | -2% | 960 |
| Alaska | $91K | -4% | 50 |
| South Dakota | $89K | -6% | 150 |
| Tennessee | $87K | -7% | 500 |
| South Carolina | $86K | -8% | 480 |
| Wisconsin | $86K | -8% | 580 |
| Mississippi | $85K | -9% | 420 |
| Idaho | $85K | -9% | 210 |
| Nevada | $85K | -10% | 180 |
| Louisiana | $84K | -10% | 240 |
| North Dakota | $83K | -12% | 220 |
| Indiana | $81K | -14% | 420 |
| Montana | $81K | -14% | 140 |
| Maine | $81K | -14% | 230 |
| New Hampshire | $81K | -14% | 130 |
| Oklahoma | $81K | -14% | 400 |
| Kansas | $80K | -15% | 470 |
| Iowa | $80K | -15% | 1,020 |
| Arizona | $80K | -15% | 1,910 |
| Missouri | $80K | -15% | 2,290 |
| Pennsylvania | $79K | -17% | 2,590 |
| Texas | $78K | -17% | 5,230 |
| Georgia | $78K | -17% | 1,450 |
| Kentucky | $76K | -19% | 640 |
| Florida | $76K | -19% | 4,190 |
| Vermont | $75K | -21% | 170 |
| Nebraska | $74K | -21% | 840 |
| Michigan | $71K | -25% | 710 |
| Ohio | $69K | -27% | 3,680 |
| New Mexico | $68K | -28% | 220 |
| Hawaii | $63K | -33% | 270 |
| West Virginia | $61K | -36% | 240 |
| Arkansas | $58K | -39% | 540 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track financial examiners salary changes
BLS updates this data quarterly. We'll email you when San Diego-Chula Vista-Carlsbad numbers change.
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Frequently asked questions
Can a financial examiner afford a 2BR apartment alone in San Diego-Chula Vista-Carlsbad?
It’s a stretch — at the median salary of $106K, rent takes 46.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $3,001/month. The 30% guideline puts the comfortable ceiling at roughly $1,900/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for financial examiners in San Diego-Chula Vista-Carlsbad?
The 10th-percentile wage — what new financial examiners typically earn — is $66K/year. Take-home on that works out to about $3,948/month. At HUD’s $3,001/month FMR, rent would take 76% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial examiner a high-paying job in San Diego-Chula Vista-Carlsbad?
Local pay is 13% above the national median — $106K here vs. $94K nationally. Keep in mind cost of living here is 12% above the national average, which offsets some of that premium.
How does San Diego-Chula Vista-Carlsbad compare to the national average for financial examiners?
San Diego-Chula Vista-Carlsbad pays $106K median vs. the U.S. average of $94K — that’s +13%. After adjusting for local cost of living (RPP 111.89), the purchasing-power equivalent is $95K — still ahead of the national median.
How much do financial examiners make in San Diego-Chula Vista-Carlsbad, CA?
The median is $106,090 a year, that works out to about $51 an hour. But the range is wide: entry-level workers start around $65,800, and experienced financial examiners can clear $161,020. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $106K enough to live in San Diego-Chula Vista-Carlsbad?
On that salary, you'd take home roughly $6,418/month after taxes. A 2-bedroom here rents for about $3,001/month, which eats 46.8% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a financial examiners salary go in San Diego-Chula Vista-Carlsbad?
San Diego-Chula Vista-Carlsbad has a Regional Price Parity of 111.89 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median financial examiners salary is worth about $94,816 in national-average purchasing power.
Where do financial examiners get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.