Financial Examiners Salary
Financial Examiners in Texas make a median of $78,140 a year, or about $37.57 an hour. The range runs from $51K at the entry level to $137K for experienced workers. Cost of living is below average (RPP 91.49), which stretches that salary to about $85,408 in buying power. Rent on a 2-bedroom averages $1,415/month, or 26.1% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Texas. Jump to a metro for precise data:
So what does $78K get you in Texas?
About financial examiners
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What this looks like in Texas
Pay for financial examiners in Texas runs about 17% below the U.S. median of $94K. Rent runs $1,415/month for a 2-bedroom (HUD FMR), taking 26.8% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 91.49 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Texas
Entry-level financial examiners (10th percentile) start around $51K. Mid-career wages sit at $78K. Top earners bring in $137K or more, a $86K spread from bottom to top.
Financial Examiners salary by metro in Texas
9 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Houston-Pasadena-The Woodlands | $83K | +6% | 650 |
| Austin-Round Rock-San Marcos | $82K | +5% | 380 |
| Dallas-Fort Worth-Arlington | $80K | +2% | 2,240 |
| Lubbock | $78K | -1% | 80 |
| San Antonio-New Braunfels | $73K | -6% | 760 |
| Longview | $73K | -7% | 40 |
| Waco | $61K | -22% | 40 |
| El Paso | $61K | -22% | 40 |
| McAllen-Edinburg-Mission | $42K | -47% | 80 |
Compare to other states
Track financial examiners salary changes
BLS updates this data quarterly. We'll email you when Texas numbers change.
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Frequently asked questions
Can a financial examiner afford a 2BR apartment alone in Texas?
Yes — at the median salary of $78K, rent takes 26.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,415/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for financial examiners in Texas?
The 10th-percentile wage — what new financial examiners typically earn — is $51K/year. Take-home on that works out to about $3,084/month. At HUD’s $1,415/month FMR, rent would take 46% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial examiner a high-paying job in Texas?
Local pay runs 17% below the national median — $78K here vs. $94K nationally. Cost of living is 9% below the national average, which narrows that gap in real purchasing power.
How does Texas compare to the national average for financial examiners?
Texas pays $78K median vs. the U.S. average of $94K — that’s -17%. After adjusting for local cost of living (RPP 91.49), the purchasing-power equivalent is $85K — below the national median.
How much do financial examiners make in Texas?
The median is $78,140 a year, that works out to about $38 an hour. But the range is wide: entry-level workers start around $51,400, and experienced financial examiners can clear $137,260. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $78K enough to live in Texas?
On that salary, you'd take home roughly $5,280/month after taxes. A 2-bedroom here rents for about $1,415/month, which eats 26.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial examiners salary go in Texas?
Texas has a Regional Price Parity of 91.49 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median financial examiners salary is worth about $85,408 in national-average purchasing power.
Where do financial examiners get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.