Financial Examiners Salary
Financial Examiners in Waco, TX make a median of $61,070 a year, or about $29.36 an hour. The range runs from $49K at the entry level to $83K for experienced workers.
So what does $61K get you in Waco?
Groceries, utilities, transportation, and healthcare scaled from national averages by Waco’s Regional Price Parity (92.5). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial examiners
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What this looks like in Waco
Pay for financial examiners in Waco runs about 35% below the U.S. median of $94K. Housing is manageable: a 2-bedroom at the HUD median costs $999/month, 23.5% of take-home, well inside the 30% guideline. Regional Price Parity sits at 92.5 (national = 100), meaning everyday costs run about 8% cheaper here. Your dollar stretches further than the headline salary suggests. Lower pay, lower costs, Waco can be a reasonable trade-off for financial examinerss who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for financial examiners in metros near Waco, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Dallas-Fort Worth-Arlington | $80K | , |
| San Antonio-New Braunfels | $73K | , |
| Houston-Pasadena-The Woodlands | $83K | , |
| Austin-Round Rock-San Marcos | $82K | , |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Waco, TX
Entry-level financial examiners (10th percentile) start around $49K. Mid-career wages sit at $61K. Top earners bring in $83K or more, a $33K spread from bottom to top.
Financial Examiners pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Examiners salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $199K | +111% | 470 |
| New York | $129K | +37% | 13,480 |
| Connecticut | $121K | +28% | N/A |
| Washington | $114K | +21% | 420 |
| Massachusetts | $111K | +18% | 950 |
| New Jersey | $106K | +13% | 2,190 |
| California | $106K | +13% | 4,200 |
| Minnesota | $104K | +11% | 1,280 |
| Virginia | $104K | +11% | 1,280 |
| Maryland | $103K | +9% | 350 |
| North Carolina | $101K | +7% | 2,610 |
| Colorado | $100K | +6% | 1,910 |
| Oregon | $95K | +0% | 820 |
| Rhode Island | $94K | -0% | 320 |
| Illinois | $93K | -1% | 4,050 |
| Delaware | $92K | -2% | 430 |
| Utah | $92K | -2% | 960 |
| Alaska | $91K | -4% | 50 |
| South Dakota | $89K | -6% | 150 |
| Tennessee | $87K | -7% | 500 |
| South Carolina | $86K | -8% | 480 |
| Wisconsin | $86K | -8% | 580 |
| Mississippi | $85K | -9% | 420 |
| Idaho | $85K | -9% | 210 |
| Nevada | $85K | -10% | 180 |
| Louisiana | $84K | -10% | 240 |
| North Dakota | $83K | -12% | 220 |
| Indiana | $81K | -14% | 420 |
| Montana | $81K | -14% | 140 |
| Maine | $81K | -14% | 230 |
| New Hampshire | $81K | -14% | 130 |
| Oklahoma | $81K | -14% | 400 |
| Kansas | $80K | -15% | 470 |
| Iowa | $80K | -15% | 1,020 |
| Arizona | $80K | -15% | 1,910 |
| Missouri | $80K | -15% | 2,290 |
| Pennsylvania | $79K | -17% | 2,590 |
| Texas | $78K | -17% | 5,230 |
| Georgia | $78K | -17% | 1,450 |
| Kentucky | $76K | -19% | 640 |
| Florida | $76K | -19% | 4,190 |
| Vermont | $75K | -21% | 170 |
| Nebraska | $74K | -21% | 840 |
| Michigan | $71K | -25% | 710 |
| Ohio | $69K | -27% | 3,680 |
| New Mexico | $68K | -28% | 220 |
| Hawaii | $63K | -33% | 270 |
| West Virginia | $61K | -36% | 240 |
| Arkansas | $58K | -39% | 540 |
Showing 1–10 of 49 states
BLS does not publish data for every state when sample sizes are too small
Track financial examiners salary changes
BLS updates this data quarterly. We'll email you when Waco numbers change.
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Frequently asked questions
Can a financial examiner afford a 2BR apartment alone in Waco?
Yes — at the median salary of $61K, rent takes 23.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $999/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for financial examiners in Waco?
The 10th-percentile wage — what new financial examiners typically earn — is $49K/year. Take-home on that works out to about $2,957/month. At HUD’s $999/month FMR, rent would take 34% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial examiner a high-paying job in Waco?
Local pay runs 35% below the national median — $61K here vs. $94K nationally. Cost of living is 8% below the national average, which narrows that gap in real purchasing power.
How does Waco compare to the national average for financial examiners?
Waco pays $61K median vs. the U.S. average of $94K — that’s -35%. After adjusting for local cost of living (RPP 92.5), the purchasing-power equivalent is $66K — below the national median.
How much do financial examiners make in Waco, TX?
The median is $61,070 a year, that works out to about $29 an hour. But the range is wide: entry-level workers start around $49,280, and experienced financial examiners can clear $82,500. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $61K enough to live in Waco?
On that salary, you'd take home roughly $4,259/month after taxes. A 2-bedroom here rents for about $999/month, which eats 23.5% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial examiners salary go in Waco?
Waco has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median financial examiners salary is worth about $66,022 in national-average purchasing power.
Where do financial examiners get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.