Financial Examiners Salary
Financial Examiners in Memphis, TN-MS-AR make a median of $102,420 a year, or about $49.24 an hour. The range runs from $47K at the entry level to $200K for experienced workers. Cost of living is below average (RPP 92.18), which stretches that salary to about $111,109 in buying power. Rent on a 2-bedroom averages $1,274/month, or 18.6% of estimated take-home pay.
So what does $102K get you in Memphis?
Groceries, utilities, transportation, and healthcare scaled from national averages by Memphis’s Regional Price Parity (92.18). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial examiners
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What this looks like in Memphis
Financial examiners pay in Memphis tracks closely to the national median, $102K locally vs. $94K nationwide, a 9% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,274/month, 19% of take-home, well inside the 30% guideline. Regional Price Parity sits at 92.18 (national = 100), meaning everyday costs run about 8% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for financial examiners in metros near Memphis, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Nashville-Davidson--Murfreesboro--Franklin | $84K | $87K |
| Knoxville | $85K | $91K |
| Charlotte-Concord-Gastonia | $105K | $108K |
| Atlanta-Sandy Springs-Roswell | $78K | $78K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Memphis, TN-MS-AR
Entry-level financial examiners (10th percentile) start around $47K. Mid-career wages sit at $102K. Top earners bring in $200K or more, a $153K spread from bottom to top.
Financial Examiners pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Examiners salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $199K | +111% | 470 |
| New York | $129K | +37% | 13,480 |
| Connecticut | $121K | +28% | N/A |
| Washington | $114K | +21% | 420 |
| Massachusetts | $111K | +18% | 950 |
| New Jersey | $106K | +13% | 2,190 |
| California | $106K | +13% | 4,200 |
| Minnesota | $104K | +11% | 1,280 |
| Virginia | $104K | +11% | 1,280 |
| Maryland | $103K | +9% | 350 |
| North Carolina | $101K | +7% | 2,610 |
| Colorado | $100K | +6% | 1,910 |
| Oregon | $95K | +0% | 820 |
| Rhode Island | $94K | -0% | 320 |
| Illinois | $93K | -1% | 4,050 |
| Delaware | $92K | -2% | 430 |
| Utah | $92K | -2% | 960 |
| Alaska | $91K | -4% | 50 |
| South Dakota | $89K | -6% | 150 |
| Tennessee | $87K | -7% | 500 |
| South Carolina | $86K | -8% | 480 |
| Wisconsin | $86K | -8% | 580 |
| Mississippi | $85K | -9% | 420 |
| Idaho | $85K | -9% | 210 |
| Nevada | $85K | -10% | 180 |
| Louisiana | $84K | -10% | 240 |
| North Dakota | $83K | -12% | 220 |
| Indiana | $81K | -14% | 420 |
| Montana | $81K | -14% | 140 |
| Maine | $81K | -14% | 230 |
| New Hampshire | $81K | -14% | 130 |
| Oklahoma | $81K | -14% | 400 |
| Kansas | $80K | -15% | 470 |
| Iowa | $80K | -15% | 1,020 |
| Arizona | $80K | -15% | 1,910 |
| Missouri | $80K | -15% | 2,290 |
| Pennsylvania | $79K | -17% | 2,590 |
| Texas | $78K | -17% | 5,230 |
| Georgia | $78K | -17% | 1,450 |
| Kentucky | $76K | -19% | 640 |
| Florida | $76K | -19% | 4,190 |
| Vermont | $75K | -21% | 170 |
| Nebraska | $74K | -21% | 840 |
| Michigan | $71K | -25% | 710 |
| Ohio | $69K | -27% | 3,680 |
| New Mexico | $68K | -28% | 220 |
| Hawaii | $63K | -33% | 270 |
| West Virginia | $61K | -36% | 240 |
| Arkansas | $58K | -39% | 540 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track financial examiners salary changes
BLS updates this data quarterly. We'll email you when Memphis numbers change.
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Frequently asked questions
Can a financial examiner afford a 2BR apartment alone in Memphis?
Yes — at the median salary of $102K, rent takes 19% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,274/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for financial examiners in Memphis?
The 10th-percentile wage — what new financial examiners typically earn — is $47K/year. Take-home on that works out to about $2,848/month. At HUD’s $1,274/month FMR, rent would take 45% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial examiner a high-paying job in Memphis?
Pay here is roughly in line with the national average — $102K locally vs. $94K nationally, a 9% difference.
How does Memphis compare to the national average for financial examiners?
Memphis pays $102K median vs. the U.S. average of $94K — that’s +9%. After adjusting for local cost of living (RPP 92.18), the purchasing-power equivalent is $111K — still ahead of the national median.
How much do financial examiners make in Memphis, TN-MS-AR?
The median is $102,420 a year, that works out to about $49 an hour. But the range is wide: entry-level workers start around $47,460, and experienced financial examiners can clear $200,220. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $102K enough to live in Memphis?
On that salary, you'd take home roughly $6,703/month after taxes. A 2-bedroom here rents for about $1,274/month, which eats 19% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial examiners salary go in Memphis?
Memphis has a Regional Price Parity of 92.18 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median financial examiners salary is worth about $111,109 in national-average purchasing power.
Where do financial examiners get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.