Firefighters Salary
Firefighters in St. Cloud, MN make a median of $33,820 a year, or about $16.26 an hour. The range runs from $23K at the entry level to $56K for experienced workers. Cost of living is below average (RPP 87.63), which stretches that salary to about $38,594 in buying power. A 2-bedroom apartment runs $1,206/month, about 51.6% of take-home, which is tight.
So what does $34K get you in St. Cloud?
Groceries, utilities, transportation, and healthcare scaled from national averages by St. Cloud’s Regional Price Parity (87.63). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About firefighters
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What this looks like in St. Cloud
Pay for firefighters in St. Cloud runs about 43% below the U.S. median of $59K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,206/month, which is 51.3% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 87.63 (national = 100), meaning everyday costs run about 12% cheaper here. Your dollar stretches further than the headline salary suggests. That combination, below-market pay with high housing costs, makes this a financially demanding market for firefighterss.
Compared to nearby metros
Median pay for firefighters in metros near St. Cloud, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Minneapolis-St. Paul-Bloomington | $39K | $38K |
| Duluth | $37K | $42K |
| Rochester | $35K | $39K |
| Mankato | $34K | $38K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, St. Cloud, MN
Entry-level firefighters (10th percentile) start around $23K. Mid-career wages sit at $34K. Top earners bring in $56K or more, a $33K spread from bottom to top.
Firefighters pay across states
Median income ranked highest to lowest, compared to the national figure
View Firefighters salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $101K | +70% | 12,950 |
| Washington | $95K | +59% | 7,560 |
| California | $85K | +44% | 31,470 |
| New Jersey | $84K | +42% | 7,500 |
| Illinois | $78K | +32% | 18,400 |
| Connecticut | $78K | +31% | 2,970 |
| District of Columbia | $76K | +28% | 1,480 |
| Colorado | $74K | +25% | 6,510 |
| Maryland | $74K | +25% | 5,340 |
| Pennsylvania | $73K | +24% | 5,020 |
| Massachusetts | $73K | +23% | 11,940 |
| Oregon | $71K | +20% | 3,790 |
| Rhode Island | $67K | +14% | 1,620 |
| Nevada | $67K | +12% | 2,640 |
| Indiana | $63K | +6% | 8,530 |
| Nebraska | $61K | +3% | 1,070 |
| Texas | $60K | +2% | 28,170 |
| Ohio | $59K | +0% | 18,100 |
| Montana | $59K | +0% | 1,010 |
| Arizona | $59K | +0% | 7,500 |
| Alaska | $59K | -1% | 1,040 |
| Virginia | $59K | -1% | 11,160 |
| Florida | $59K | -1% | 24,570 |
| Wyoming | $58K | -2% | 680 |
| New Hampshire | $57K | -4% | 2,700 |
| Iowa | $56K | -6% | 2,170 |
| North Dakota | $55K | -7% | 820 |
| Michigan | $55K | -8% | 6,610 |
| Oklahoma | $50K | -16% | 4,150 |
| Tennessee | $49K | -17% | 7,020 |
| Missouri | $49K | -17% | 6,580 |
| Utah | $48K | -19% | 2,870 |
| Maine | $48K | -19% | 2,480 |
| South Dakota | $48K | -19% | 610 |
| Alabama | $48K | -20% | 7,260 |
| Idaho | $47K | -20% | 2,240 |
| Wisconsin | $47K | -21% | 8,120 |
| Delaware | $47K | -21% | 560 |
| Georgia | $47K | -21% | 12,700 |
| Vermont | $46K | -22% | N/A |
| Kansas | $46K | -23% | 3,360 |
| South Carolina | $43K | -28% | 7,780 |
| New Mexico | $42K | -30% | 2,420 |
| Arkansas | $40K | -33% | 2,480 |
| Minnesota | $38K | -36% | 5,810 |
| North Carolina | $38K | -36% | 19,410 |
| West Virginia | $37K | -37% | 900 |
| Kentucky | $37K | -37% | 5,150 |
| Mississippi | $36K | -39% | 2,920 |
| Louisiana | $33K | -44% | 5,230 |
Showing 1–10 of 50 states with published data
BLS does not publish data for every state when sample sizes are too small
Track firefighters salary changes
BLS updates this data quarterly. We'll email you when St. Cloud numbers change.
Related careers in Public Safety
Frequently asked questions
Can a firefighter afford a 2BR apartment alone in St. Cloud?
It’s a stretch — at the median salary of $34K, rent takes 51.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,206/month. The 30% guideline puts the comfortable ceiling at roughly $700/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for firefighters in St. Cloud?
The 10th-percentile wage — what new firefighters typically earn — is $23K/year. Take-home on that works out to about $1,389/month. At HUD’s $1,206/month FMR, rent would take 87% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is firefighter a high-paying job in St. Cloud?
Local pay runs 43% below the national median — $34K here vs. $59K nationally. Cost of living is 12% below the national average, which narrows that gap in real purchasing power.
How does St. Cloud compare to the national average for firefighters?
St. Cloud pays $34K median vs. the U.S. average of $59K — that’s -43%. After adjusting for local cost of living (RPP 87.63), the purchasing-power equivalent is $39K — below the national median.
How much do firefighters make in St. Cloud, MN?
The median is $33,820 a year, that works out to about $16 an hour. But the range is wide: entry-level workers start around $23,150, and experienced firefighters can clear $56,300. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $34K enough to live in St. Cloud?
On that salary, you'd take home roughly $2,349/month after taxes. A 2-bedroom here rents for about $1,206/month, which eats 51.3% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a firefighters salary go in St. Cloud?
St. Cloud has a Regional Price Parity of 87.63 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median firefighters salary is worth about $38,594 in national-average purchasing power.
Where do firefighters get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.
