Food Servers, Nonrestaurant Salary
Food Servers, Nonrestaurants in Fort Collins-Loveland, CO make a median of $37,080 a year, or about $17.83 an hour. The range runs from $32K at the entry level to $46K for experienced workers. Adjusted for local prices (RPP 101.13), that's roughly $36,666 in purchasing power. A 2-bedroom apartment runs $1,759/month, about 68.3% of take-home, which is tight.
Where the paycheck goes
What $37K actually covers in Fort Collins-Loveland, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by Fort Collins-Loveland’s Regional Price Parity (101.13). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About food servers, nonrestaurants
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What this looks like in Fort Collins-Loveland
Food servers, nonrestaurant pay in Fort Collins-Loveland tracks closely to the national median, $37K locally vs. $35K nationwide, a 5% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,759/month, which is 69.9% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 101.13) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for food servers, nonrestaurants in metros near Fort Collins-Loveland, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Denver-Aurora-Centennial | $40K | $38K |
| Colorado Springs | $37K | $36K |
| Boulder | $39K | $37K |
| Grand Junction | $37K | $39K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Fort Collins-Loveland, CO
Entry-level food servers, nonrestaurants (10th percentile) start around $32K. Mid-career wages sit at $37K. Top earners bring in $46K or more, a $14K spread from bottom to top.
Food Servers, Nonrestaurant pay across states
Median income ranked highest to lowest, compared to the national figure
View Food Servers, Nonrestaurant salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $39K | +11% | 17,520 |
| California | $39K | +10% | 32,430 |
| Colorado | $39K | +10% | 7,750 |
| Washington | $39K | +10% | 8,050 |
| Alaska | $38K | +8% | 430 |
| Hawaii | $38K | +7% | 880 |
| District of Columbia | $38K | +7% | 1,260 |
| Maine | $38K | +7% | 540 |
| Vermont | $38K | +6% | 780 |
| North Dakota | $37K | +4% | 1,630 |
| Massachusetts | $37K | +4% | 5,830 |
| New Hampshire | $37K | +4% | 1,770 |
| Maryland | $37K | +4% | 6,600 |
| Oregon | $37K | +4% | 4,420 |
| New Jersey | $36K | +3% | 11,400 |
| Nevada | $36K | +2% | 1,820 |
| Minnesota | $36K | +2% | 11,090 |
| Connecticut | $36K | +2% | 5,050 |
| New Mexico | $36K | +1% | 670 |
| Arizona | $35K | +0% | 4,620 |
| Virginia | $35K | -1% | 7,420 |
| Illinois | $35K | -1% | 17,560 |
| Rhode Island | $35K | -1% | 1,020 |
| Wisconsin | $35K | -2% | 6,680 |
| Michigan | $34K | -3% | 7,700 |
| Idaho | $34K | -3% | 930 |
| Florida | $34K | -4% | 19,240 |
| Pennsylvania | $33K | -6% | 13,940 |
| Wyoming | $33K | -6% | 250 |
| Kentucky | $32K | -9% | 3,660 |
| Montana | $32K | -9% | 1,050 |
| South Dakota | $32K | -10% | 160 |
| Missouri | $32K | -10% | 7,490 |
| Indiana | $32K | -10% | 3,900 |
| South Carolina | $32K | -10% | 2,990 |
| Nebraska | $32K | -11% | 3,800 |
| Georgia | $32K | -11% | 4,970 |
| North Carolina | $31K | -11% | 8,820 |
| Delaware | $31K | -11% | 1,010 |
| Tennessee | $31K | -13% | 5,230 |
| Ohio | $30K | -14% | 15,320 |
| West Virginia | $30K | -15% | 460 |
| Utah | $30K | -15% | 2,430 |
| Iowa | $30K | -15% | 5,270 |
| Texas | $29K | -17% | 14,340 |
| Kansas | $29K | -18% | 1,270 |
| Alabama | $29K | -18% | 2,920 |
| Oklahoma | $28K | -19% | 1,760 |
| Arkansas | $28K | -22% | 3,540 |
| Mississippi | $27K | -23% | 1,860 |
| Louisiana | $27K | -23% | 2,380 |
Showing 1–10 of 51 (all 50 states + DC)
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Quick answers
The stuff people actually ask about this job
Can a food servers, nonrestaurant afford a 2BR apartment alone in Fort Collins-Loveland?
It’s a stretch — at the median salary of $37K, rent takes 69.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,759/month. The 30% guideline puts the comfortable ceiling at roughly $800/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for food servers, nonrestaurants in Fort Collins-Loveland?
The 10th-percentile wage — what new food servers, nonrestaurants typically earn — is $32K/year. Take-home on that works out to about $2,205/month. At HUD’s $1,759/month FMR, rent would take 80% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is food servers, nonrestaurant a high-paying job in Fort Collins-Loveland?
Pay here is roughly in line with the national average — $37K locally vs. $35K nationally, a 5% difference.
How does Fort Collins-Loveland compare to the national average for food servers, nonrestaurants?
Fort Collins-Loveland pays $37K median vs. the U.S. average of $35K — that’s +5%. After adjusting for local cost of living (RPP 101.13), the purchasing-power equivalent is $37K — still ahead of the national median.
How much do food servers, nonrestaurants make in Fort Collins-Loveland, CO?
The median is $37,080 a year, that works out to about $18 an hour. But the range is wide: entry-level workers start around $32,150, and experienced food servers, nonrestaurants can clear $45,980. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $37K enough to live in Fort Collins-Loveland?
On that salary, you'd take home roughly $2,517/month after taxes. A 2-bedroom here rents for about $1,759/month, which eats 69.9% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a food servers, nonrestaurant salary go in Fort Collins-Loveland?
Fort Collins-Loveland has a Regional Price Parity of 101.13 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median food servers, nonrestaurant salary is worth about $36,666 in national-average purchasing power.
Where do food servers, nonrestaurants get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.
