Food Servers, Nonrestaurant Salary
Food Servers, Nonrestaurants in Indianapolis-Carmel-Greenwood, IN make a median of $31,960 a year, or about $15.37 an hour. The range runs from $27K at the entry level to $39K for experienced workers. Adjusted for local prices (RPP 95.7), that's roughly $33,396 in purchasing power. A 2-bedroom apartment runs $1,473/month, about 66.4% of take-home, which is tight.
So what does $32K get you in Indianapolis-Carmel-Greenwood?
Groceries, utilities, transportation, and healthcare scaled from national averages by Indianapolis-Carmel-Greenwood’s Regional Price Parity (95.7). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About food servers, nonrestaurants
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What this looks like in Indianapolis-Carmel-Greenwood
Food servers, nonrestaurant pay in Indianapolis-Carmel-Greenwood tracks closely to the national median, $32K locally vs. $35K nationwide, a 10% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,473/month, which is 66.1% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 95.7) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for food servers, nonrestaurants in metros near Indianapolis-Carmel-Greenwood, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Fort Wayne | $35K | $38K |
| South Bend-Mishawaka | $30K | $32K |
| Lafayette-West Lafayette | $30K | $32K |
| Elkhart-Goshen | $35K | $38K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Indianapolis-Carmel-Greenwood, IN
Entry-level food servers, nonrestaurants (10th percentile) start around $27K. Mid-career wages sit at $32K. Top earners bring in $39K or more, a $11K spread from bottom to top.
Food Servers, Nonrestaurant pay across states
Median income ranked highest to lowest, compared to the national figure
View Food Servers, Nonrestaurant salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $39K | +11% | 17,520 |
| California | $39K | +10% | 32,430 |
| Colorado | $39K | +10% | 7,750 |
| Washington | $39K | +10% | 8,050 |
| Alaska | $38K | +8% | 430 |
| Hawaii | $38K | +7% | 880 |
| District of Columbia | $38K | +7% | 1,260 |
| Maine | $38K | +7% | 540 |
| Vermont | $38K | +6% | 780 |
| North Dakota | $37K | +4% | 1,630 |
| Massachusetts | $37K | +4% | 5,830 |
| New Hampshire | $37K | +4% | 1,770 |
| Maryland | $37K | +4% | 6,600 |
| Oregon | $37K | +4% | 4,420 |
| New Jersey | $36K | +3% | 11,400 |
| Nevada | $36K | +2% | 1,820 |
| Minnesota | $36K | +2% | 11,090 |
| Connecticut | $36K | +2% | 5,050 |
| New Mexico | $36K | +1% | 670 |
| Arizona | $35K | +0% | 4,620 |
| Virginia | $35K | -1% | 7,420 |
| Illinois | $35K | -1% | 17,560 |
| Rhode Island | $35K | -1% | 1,020 |
| Wisconsin | $35K | -2% | 6,680 |
| Michigan | $34K | -3% | 7,700 |
| Idaho | $34K | -3% | 930 |
| Florida | $34K | -4% | 19,240 |
| Pennsylvania | $33K | -6% | 13,940 |
| Wyoming | $33K | -6% | 250 |
| Kentucky | $32K | -9% | 3,660 |
| Montana | $32K | -9% | 1,050 |
| South Dakota | $32K | -10% | 160 |
| Missouri | $32K | -10% | 7,490 |
| Indiana | $32K | -10% | 3,900 |
| South Carolina | $32K | -10% | 2,990 |
| Nebraska | $32K | -11% | 3,800 |
| Georgia | $32K | -11% | 4,970 |
| North Carolina | $31K | -11% | 8,820 |
| Delaware | $31K | -11% | 1,010 |
| Tennessee | $31K | -13% | 5,230 |
| Ohio | $30K | -14% | 15,320 |
| West Virginia | $30K | -15% | 460 |
| Utah | $30K | -15% | 2,430 |
| Iowa | $30K | -15% | 5,270 |
| Texas | $29K | -17% | 14,340 |
| Kansas | $29K | -18% | 1,270 |
| Alabama | $29K | -18% | 2,920 |
| Oklahoma | $28K | -19% | 1,760 |
| Arkansas | $28K | -22% | 3,540 |
| Mississippi | $27K | -23% | 1,860 |
| Louisiana | $27K | -23% | 2,380 |
Showing 1–10 of 51 (all 50 states + DC)
Track food servers, nonrestaurant salary changes
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Frequently asked questions
Can a food servers, nonrestaurant afford a 2BR apartment alone in Indianapolis-Carmel-Greenwood?
It’s a stretch — at the median salary of $32K, rent takes 66.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,473/month. The 30% guideline puts the comfortable ceiling at roughly $700/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for food servers, nonrestaurants in Indianapolis-Carmel-Greenwood?
The 10th-percentile wage — what new food servers, nonrestaurants typically earn — is $27K/year. Take-home on that works out to about $1,644/month. At HUD’s $1,473/month FMR, rent would take 90% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is food servers, nonrestaurant a high-paying job in Indianapolis-Carmel-Greenwood?
Pay here is roughly in line with the national average — $32K locally vs. $35K nationally, a 10% difference.
How does Indianapolis-Carmel-Greenwood compare to the national average for food servers, nonrestaurants?
Indianapolis-Carmel-Greenwood pays $32K median vs. the U.S. average of $35K — that’s -10%. After adjusting for local cost of living (RPP 95.7), the purchasing-power equivalent is $33K — below the national median.
How much do food servers, nonrestaurants make in Indianapolis-Carmel-Greenwood, IN?
The median is $31,960 a year, that works out to about $15 an hour. But the range is wide: entry-level workers start around $27,400, and experienced food servers, nonrestaurants can clear $38,720. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $32K enough to live in Indianapolis-Carmel-Greenwood?
On that salary, you'd take home roughly $2,229/month after taxes. A 2-bedroom here rents for about $1,473/month, which eats 66.1% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a food servers, nonrestaurant salary go in Indianapolis-Carmel-Greenwood?
Indianapolis-Carmel-Greenwood has a Regional Price Parity of 95.7 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median food servers, nonrestaurant salary is worth about $33,396 in national-average purchasing power.
Where do food servers, nonrestaurants get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.