Heating, Air Conditioning, and Refrigeration Mechanics and Installers Salary
In St. Cloud, MN, heating, air conditioning, and refrigeration mechanics and installers earn $74,420 at the median, or about $35.78 an hour. The range runs from $47K at the entry level to $98K for experienced workers. Cost of living is below average (RPP 87.63), which stretches that salary to about $84,925 in buying power. Rent on a 2-bedroom averages $1,206/month, or 24.8% of estimated take-home pay.
So what does $74K get you in St. Cloud?
Groceries, utilities, transportation, and healthcare scaled from national averages by St. Cloud’s Regional Price Parity (87.63). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About heating, air conditioning, and refrigeration mechanics and installers
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in St. Cloud
St. Cloud sits well above the national pay line for heating, air conditioning, and refrigeration mechanics and installers, local pay runs about 22% higher than the U.S. median of $61K. Rent runs $1,206/month for a 2-bedroom (HUD FMR), taking 25.3% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 87.63 (national = 100), meaning everyday costs run about 12% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for heating, air conditioning, and refrigeration mechanics and installers in metros near St. Cloud, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Minneapolis-St. Paul-Bloomington | $77K | $74K |
| Rochester | $78K | $85K |
| Duluth | $76K | $85K |
| Mankato | $77K | $84K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, St. Cloud, MN
Entry-level heating, air conditioning, and refrigeration mechanics and installers (10th percentile) start around $47K. Mid-career wages sit at $74K. Top earners bring in $98K or more, a $52K spread from bottom to top.
Heating, Air Conditioning, and Refrigeration Mechanics and Installers pay across states
Median income ranked highest to lowest, compared to the national figure
View Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $84K | +38% | 400 |
| Alaska | $77K | +27% | 610 |
| Illinois | $77K | +27% | 9,740 |
| Massachusetts | $77K | +27% | 8,200 |
| Connecticut | $77K | +26% | 3,800 |
| Minnesota | $76K | +25% | 4,200 |
| Washington | $76K | +24% | 7,370 |
| North Dakota | $74K | +22% | 970 |
| New Jersey | $74K | +22% | 10,330 |
| New York | $74K | +22% | 24,430 |
| New Hampshire | $74K | +21% | 2,560 |
| California | $73K | +19% | 35,130 |
| Maryland | $70K | +15% | 8,560 |
| Rhode Island | $67K | +10% | 1,450 |
| Hawaii | $65K | +7% | 1,300 |
| Colorado | $65K | +7% | 8,940 |
| Maine | $63K | +4% | 2,250 |
| Oregon | $63K | +3% | 3,980 |
| Ohio | $63K | +2% | 14,150 |
| Pennsylvania | $62K | +2% | 15,880 |
| Delaware | $62K | +2% | 1,730 |
| Vermont | $62K | +2% | 970 |
| Wisconsin | $62K | +1% | 6,630 |
| South Dakota | $61K | +1% | 1,610 |
| Montana | $61K | -0% | 1,230 |
| Michigan | $61K | -0% | 12,590 |
| Iowa | $61K | -1% | 3,840 |
| Nevada | $61K | -1% | 4,170 |
| Kansas | $60K | -1% | 3,770 |
| Indiana | $60K | -1% | 8,530 |
| Missouri | $60K | -2% | 7,220 |
| Nebraska | $60K | -2% | 3,020 |
| Virginia | $60K | -2% | 14,690 |
| Arizona | $59K | -3% | 10,860 |
| Utah | $59K | -4% | 5,580 |
| Louisiana | $59K | -4% | 5,380 |
| Kentucky | $59K | -4% | 5,100 |
| Texas | $58K | -5% | 34,730 |
| Oklahoma | $58K | -6% | 5,650 |
| North Carolina | $57K | -6% | 15,230 |
| Florida | $57K | -7% | 39,160 |
| South Carolina | $57K | -7% | 6,920 |
| Georgia | $56K | -8% | 12,290 |
| Idaho | $56K | -8% | 4,550 |
| Tennessee | $55K | -9% | 9,740 |
| Wyoming | $55K | -10% | 690 |
| New Mexico | $50K | -18% | 1,950 |
| West Virginia | $49K | -20% | 1,690 |
| Mississippi | $49K | -20% | 2,700 |
| Alabama | $48K | -21% | 8,260 |
| Arkansas | $48K | -21% | 4,960 |
Showing 1–10 of 51 (all 50 states + DC)
Track heating, air conditioning, and refrigeration mechanics and installers salary changes
BLS updates this data quarterly. We'll email you when St. Cloud numbers change.
Related careers in Repair & Maintenance
Frequently asked questions
Can a heating, air conditioning, and refrigeration mechanics and installer afford a 2BR apartment alone in St. Cloud?
Yes — at the median salary of $74K, rent takes 25.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,206/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for heating, air conditioning, and refrigeration mechanics and installers in St. Cloud?
The 10th-percentile wage — what new heating, air conditioning, and refrigeration mechanics and installers typically earn — is $47K/year. Take-home on that works out to about $2,795/month. At HUD’s $1,206/month FMR, rent would take 43% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is heating, air conditioning, and refrigeration mechanics and installer a high-paying job in St. Cloud?
Local pay is 22% above the national median — $74K here vs. $61K nationally.
How does St. Cloud compare to the national average for heating, air conditioning, and refrigeration mechanics and installers?
St. Cloud pays $74K median vs. the U.S. average of $61K — that’s +22%. After adjusting for local cost of living (RPP 87.63), the purchasing-power equivalent is $85K — still ahead of the national median.
How much do heating, air conditioning, and refrigeration mechanics and installers make in St. Cloud, MN?
The median is $74,420 a year, that works out to about $36 an hour. But the range is wide: entry-level workers start around $46,580, and experienced heating, air conditioning, and refrigeration mechanics and installers can clear $98,160. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $74K enough to live in St. Cloud?
On that salary, you'd take home roughly $4,759/month after taxes. A 2-bedroom here rents for about $1,206/month, which eats 25.3% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a heating, air conditioning, and refrigeration mechanics and installers salary go in St. Cloud?
St. Cloud has a Regional Price Parity of 87.63 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median heating, air conditioning, and refrigeration mechanics and installers salary is worth about $84,925 in national-average purchasing power.
Where do heating, air conditioning, and refrigeration mechanics and installers get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.