Insurance Claims and Policy Processing Clerks Salary
Insurance Claims and Policy Processing Clerks in Bismarck, ND make a median of $50,180 a year, or about $24.12 an hour. The range runs from $42K at the entry level to $67K for experienced workers. Cost of living is below average (RPP 91.02), which stretches that salary to about $55,131 in buying power. A 2-bedroom apartment runs $1,175/month, about 35% of take-home, which is tight.
So what does $50K get you in Bismarck?
Groceries, utilities, transportation, and healthcare scaled from national averages by Bismarck’s Regional Price Parity (91.02). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance claims and policy processing clerks
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What this looks like in Bismarck
Insurance claims and policy processing clerks pay in Bismarck tracks closely to the national median, $50K locally vs. $49K nationwide, a 2% difference. Rent runs $1,175/month for a 2-bedroom (HUD FMR), taking 34.1% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 91.02 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for insurance claims and policy processing clerks in metros near Bismarck, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Fargo | $48K | $53K |
| Minneapolis-St. Paul-Bloomington | $58K | $56K |
| Sioux Falls | $46K | $51K |
| Duluth | $51K | $57K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Bismarck, ND
Entry-level insurance claims and policy processing clerks (10th percentile) start around $42K. Mid-career wages sit at $50K. Top earners bring in $67K or more, a $25K spread from bottom to top.
Insurance Claims and Policy Processing Clerks pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Claims and Policy Processing Clerks salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New Hampshire | $61K | +23% | 820 |
| Washington | $60K | +22% | 3,730 |
| New Jersey | $60K | +21% | 5,000 |
| Connecticut | $60K | +21% | 2,430 |
| Maine | $59K | +20% | 1,710 |
| Colorado | $59K | +19% | 1,380 |
| Minnesota | $58K | +18% | 3,580 |
| New York | $58K | +17% | 8,120 |
| California | $57K | +15% | 23,470 |
| Massachusetts | $53K | +7% | 4,820 |
| Montana | $51K | +3% | 360 |
| Oregon | $51K | +3% | 2,640 |
| Arizona | $51K | +3% | 8,350 |
| Delaware | $50K | +2% | 720 |
| Texas | $50K | +1% | 24,470 |
| Pennsylvania | $49K | +0% | 7,020 |
| Vermont | $49K | +0% | 390 |
| Indiana | $49K | +0% | 5,190 |
| Wisconsin | $49K | -0% | 5,140 |
| Alaska | $49K | -1% | 40 |
| Oklahoma | $49K | -1% | 1,530 |
| Nebraska | $48K | -2% | 2,520 |
| Illinois | $48K | -2% | 9,060 |
| North Dakota | $48K | -2% | 550 |
| Ohio | $48K | -2% | 11,160 |
| Kentucky | $48K | -2% | 3,030 |
| Nevada | $48K | -2% | 2,880 |
| North Carolina | $48K | -2% | 6,570 |
| Kansas | $48K | -3% | 800 |
| Michigan | $48K | -3% | 6,410 |
| Hawaii | $47K | -4% | 380 |
| Idaho | $47K | -4% | 580 |
| Florida | $47K | -4% | 15,920 |
| Utah | $47K | -4% | 1,880 |
| Maryland | $47K | -4% | 1,200 |
| Wyoming | $47K | -5% | 170 |
| Louisiana | $47K | -5% | 1,740 |
| Georgia | $47K | -5% | 6,370 |
| Iowa | $46K | -6% | 2,820 |
| Virginia | $46K | -6% | 5,950 |
| Missouri | $46K | -7% | 4,510 |
| Tennessee | $46K | -7% | 5,470 |
| South Dakota | $46K | -7% | 1,020 |
| Arkansas | $45K | -8% | 1,500 |
| West Virginia | $45K | -9% | 1,330 |
| South Carolina | $45K | -9% | 4,110 |
| Mississippi | $44K | -11% | 1,540 |
| New Mexico | $42K | -15% | 920 |
| Alabama | $38K | -23% | 2,110 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track insurance claims and policy processing clerks salary changes
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Frequently asked questions
Can a insurance claims and policy processing clerk afford a 2BR apartment alone in Bismarck?
It’s a stretch — at the median salary of $50K, rent takes 34.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,175/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance claims and policy processing clerks in Bismarck?
The 10th-percentile wage — what new insurance claims and policy processing clerks typically earn — is $42K/year. Take-home on that works out to about $2,524/month. At HUD’s $1,175/month FMR, rent would take 47% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance claims and policy processing clerk a high-paying job in Bismarck?
Pay here is roughly in line with the national average — $50K locally vs. $49K nationally, a 2% difference.
How does Bismarck compare to the national average for insurance claims and policy processing clerks?
Bismarck pays $50K median vs. the U.S. average of $49K — that’s +2%. After adjusting for local cost of living (RPP 91.02), the purchasing-power equivalent is $55K — still ahead of the national median.
How much do insurance claims and policy processing clerks make in Bismarck, ND?
The median is $50,180 a year, that works out to about $24 an hour. But the range is wide: entry-level workers start around $42,060, and experienced insurance claims and policy processing clerks can clear $66,830. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $50K enough to live in Bismarck?
On that salary, you'd take home roughly $3,448/month after taxes. A 2-bedroom here rents for about $1,175/month, which eats 34.1% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance claims and policy processing clerks salary go in Bismarck?
Bismarck has a Regional Price Parity of 91.02 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance claims and policy processing clerks salary is worth about $55,131 in national-average purchasing power.
Where do insurance claims and policy processing clerks get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.