Insurance Claims and Policy Processing Clerks Salary
Insurance Claims and Policy Processing Clerks in Cape Girardeau, MO-IL make a median of $35,380 a year, or about $17.01 an hour. The range runs from $29K at the entry level to $49K for experienced workers.
So what does $35K get you in Cape Girardeau?
Groceries, utilities, transportation, and healthcare scaled from national averages by Cape Girardeau’s Regional Price Parity (86.1). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance claims and policy processing clerks
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What this looks like in Cape Girardeau
Pay for insurance claims and policy processing clerks in Cape Girardeau runs about 28% below the U.S. median of $49K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $992/month, which is 40.2% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 86.1 (national = 100), meaning everyday costs run about 14% cheaper here. Your dollar stretches further than the headline salary suggests. That combination, below-market pay with high housing costs, makes this a financially demanding market for insurance claims and policy processing clerkss.
Compared to nearby metros
Median pay for insurance claims and policy processing clerks in metros near Cape Girardeau, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| St. Louis | $46K | , |
| Kansas City | $50K | , |
| Columbia | $48K | , |
| Springfield | $47K | , |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Cape Girardeau, MO-IL
Entry-level insurance claims and policy processing clerks (10th percentile) start around $29K. Mid-career wages sit at $35K. Top earners bring in $49K or more, a $20K spread from bottom to top.
Insurance Claims and Policy Processing Clerks pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Claims and Policy Processing Clerks salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New Hampshire | $61K | +23% | 820 |
| Washington | $60K | +22% | 3,730 |
| New Jersey | $60K | +21% | 5,000 |
| Connecticut | $60K | +21% | 2,430 |
| Maine | $59K | +20% | 1,710 |
| Colorado | $59K | +19% | 1,380 |
| Minnesota | $58K | +18% | 3,580 |
| New York | $58K | +17% | 8,120 |
| California | $57K | +15% | 23,470 |
| Massachusetts | $53K | +7% | 4,820 |
| Montana | $51K | +3% | 360 |
| Oregon | $51K | +3% | 2,640 |
| Arizona | $51K | +3% | 8,350 |
| Delaware | $50K | +2% | 720 |
| Texas | $50K | +1% | 24,470 |
| Pennsylvania | $49K | +0% | 7,020 |
| Vermont | $49K | +0% | 390 |
| Indiana | $49K | +0% | 5,190 |
| Wisconsin | $49K | -0% | 5,140 |
| Alaska | $49K | -1% | 40 |
| Oklahoma | $49K | -1% | 1,530 |
| Nebraska | $48K | -2% | 2,520 |
| Illinois | $48K | -2% | 9,060 |
| North Dakota | $48K | -2% | 550 |
| Ohio | $48K | -2% | 11,160 |
| Kentucky | $48K | -2% | 3,030 |
| Nevada | $48K | -2% | 2,880 |
| North Carolina | $48K | -2% | 6,570 |
| Kansas | $48K | -3% | 800 |
| Michigan | $48K | -3% | 6,410 |
| Hawaii | $47K | -4% | 380 |
| Idaho | $47K | -4% | 580 |
| Florida | $47K | -4% | 15,920 |
| Utah | $47K | -4% | 1,880 |
| Maryland | $47K | -4% | 1,200 |
| Wyoming | $47K | -5% | 170 |
| Louisiana | $47K | -5% | 1,740 |
| Georgia | $47K | -5% | 6,370 |
| Iowa | $46K | -6% | 2,820 |
| Virginia | $46K | -6% | 5,950 |
| Missouri | $46K | -7% | 4,510 |
| Tennessee | $46K | -7% | 5,470 |
| South Dakota | $46K | -7% | 1,020 |
| Arkansas | $45K | -8% | 1,500 |
| West Virginia | $45K | -9% | 1,330 |
| South Carolina | $45K | -9% | 4,110 |
| Mississippi | $44K | -11% | 1,540 |
| New Mexico | $42K | -15% | 920 |
| Alabama | $38K | -23% | 2,110 |
Showing 1–10 of 49 states
BLS does not publish data for every state when sample sizes are too small
Track insurance claims and policy processing clerks salary changes
BLS updates this data quarterly. We'll email you when Cape Girardeau numbers change.
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Frequently asked questions
Can a insurance claims and policy processing clerk afford a 2BR apartment alone in Cape Girardeau?
It’s a stretch — at the median salary of $35K, rent takes 40.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $992/month. The 30% guideline puts the comfortable ceiling at roughly $700/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance claims and policy processing clerks in Cape Girardeau?
The 10th-percentile wage — what new insurance claims and policy processing clerks typically earn — is $29K/year. Take-home on that works out to about $1,716/month. At HUD’s $992/month FMR, rent would take 58% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance claims and policy processing clerk a high-paying job in Cape Girardeau?
Local pay runs 28% below the national median — $35K here vs. $49K nationally. Cost of living is 14% below the national average, which narrows that gap in real purchasing power.
How does Cape Girardeau compare to the national average for insurance claims and policy processing clerks?
Cape Girardeau pays $35K median vs. the U.S. average of $49K — that’s -28%. After adjusting for local cost of living (RPP 86.1), the purchasing-power equivalent is $41K — below the national median.
How much do insurance claims and policy processing clerks make in Cape Girardeau, MO-IL?
The median is $35,380 a year, that works out to about $17 an hour. But the range is wide: entry-level workers start around $28,600, and experienced insurance claims and policy processing clerks can clear $48,880. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $35K enough to live in Cape Girardeau?
On that salary, you'd take home roughly $2,465/month after taxes. A 2-bedroom here rents for about $992/month, which eats 40.2% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance claims and policy processing clerks salary go in Cape Girardeau?
Cape Girardeau has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median insurance claims and policy processing clerks salary is worth about $41,092 in national-average purchasing power.
Where do insurance claims and policy processing clerks get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.