Insurance Claims and Policy Processing Clerks Salary
Insurance Claims and Policy Processing Clerks in Morgantown, WV make a median of $43,400 a year, or about $20.87 an hour. The range runs from $35K at the entry level to $60K for experienced workers. Cost of living is below average (RPP 93.32), which stretches that salary to about $46,507 in buying power. A 2-bedroom apartment runs $1,099/month, about 37.1% of take-home, which is tight.
So what does $43K get you in Morgantown?
Groceries, utilities, transportation, and healthcare scaled from national averages by Morgantown’s Regional Price Parity (93.32). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance claims and policy processing clerks
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What this looks like in Morgantown
Pay for insurance claims and policy processing clerks in Morgantown runs about 12% below the U.S. median of $49K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,099/month, which is 37.1% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 93.32 (national = 100), meaning everyday costs run about 7% cheaper here. Your dollar stretches further than the headline salary suggests. That combination, below-market pay with high housing costs, makes this a financially demanding market for insurance claims and policy processing clerkss.
Compared to nearby metros
Median pay for insurance claims and policy processing clerks in metros near Morgantown, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Charleston | $43K | $49K |
| Huntington-Ashland | $46K | $52K |
| Beckley | $39K | $44K |
| Wheeling | $42K | $48K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Morgantown, WV
Entry-level insurance claims and policy processing clerks (10th percentile) start around $35K. Mid-career wages sit at $43K. Top earners bring in $60K or more, a $25K spread from bottom to top.
Insurance Claims and Policy Processing Clerks pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Claims and Policy Processing Clerks salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New Hampshire | $61K | +23% | 820 |
| Washington | $60K | +22% | 3,730 |
| New Jersey | $60K | +21% | 5,000 |
| Connecticut | $60K | +21% | 2,430 |
| Maine | $59K | +20% | 1,710 |
| Colorado | $59K | +19% | 1,380 |
| Minnesota | $58K | +18% | 3,580 |
| New York | $58K | +17% | 8,120 |
| California | $57K | +15% | 23,470 |
| Massachusetts | $53K | +7% | 4,820 |
| Montana | $51K | +3% | 360 |
| Oregon | $51K | +3% | 2,640 |
| Arizona | $51K | +3% | 8,350 |
| Delaware | $50K | +2% | 720 |
| Texas | $50K | +1% | 24,470 |
| Pennsylvania | $49K | +0% | 7,020 |
| Vermont | $49K | +0% | 390 |
| Indiana | $49K | +0% | 5,190 |
| Wisconsin | $49K | -0% | 5,140 |
| Alaska | $49K | -1% | 40 |
| Oklahoma | $49K | -1% | 1,530 |
| Nebraska | $48K | -2% | 2,520 |
| Illinois | $48K | -2% | 9,060 |
| North Dakota | $48K | -2% | 550 |
| Ohio | $48K | -2% | 11,160 |
| Kentucky | $48K | -2% | 3,030 |
| Nevada | $48K | -2% | 2,880 |
| North Carolina | $48K | -2% | 6,570 |
| Kansas | $48K | -3% | 800 |
| Michigan | $48K | -3% | 6,410 |
| Hawaii | $47K | -4% | 380 |
| Idaho | $47K | -4% | 580 |
| Florida | $47K | -4% | 15,920 |
| Utah | $47K | -4% | 1,880 |
| Maryland | $47K | -4% | 1,200 |
| Wyoming | $47K | -5% | 170 |
| Louisiana | $47K | -5% | 1,740 |
| Georgia | $47K | -5% | 6,370 |
| Iowa | $46K | -6% | 2,820 |
| Virginia | $46K | -6% | 5,950 |
| Missouri | $46K | -7% | 4,510 |
| Tennessee | $46K | -7% | 5,470 |
| South Dakota | $46K | -7% | 1,020 |
| Arkansas | $45K | -8% | 1,500 |
| West Virginia | $45K | -9% | 1,330 |
| South Carolina | $45K | -9% | 4,110 |
| Mississippi | $44K | -11% | 1,540 |
| New Mexico | $42K | -15% | 920 |
| Alabama | $38K | -23% | 2,110 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
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Frequently asked questions
Can a insurance claims and policy processing clerk afford a 2BR apartment alone in Morgantown?
It’s a stretch — at the median salary of $43K, rent takes 37.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,099/month. The 30% guideline puts the comfortable ceiling at roughly $900/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance claims and policy processing clerks in Morgantown?
The 10th-percentile wage — what new insurance claims and policy processing clerks typically earn — is $35K/year. Take-home on that works out to about $2,083/month. At HUD’s $1,099/month FMR, rent would take 53% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance claims and policy processing clerk a high-paying job in Morgantown?
Local pay runs 12% below the national median — $43K here vs. $49K nationally. Cost of living is 7% below the national average, which narrows that gap in real purchasing power.
How does Morgantown compare to the national average for insurance claims and policy processing clerks?
Morgantown pays $43K median vs. the U.S. average of $49K — that’s -12%. After adjusting for local cost of living (RPP 93.32), the purchasing-power equivalent is $47K — below the national median.
How much do insurance claims and policy processing clerks make in Morgantown, WV?
The median is $43,400 a year, that works out to about $21 an hour. But the range is wide: entry-level workers start around $34,710, and experienced insurance claims and policy processing clerks can clear $59,520. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $43K enough to live in Morgantown?
On that salary, you'd take home roughly $2,959/month after taxes. A 2-bedroom here rents for about $1,099/month, which eats 37.1% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance claims and policy processing clerks salary go in Morgantown?
Morgantown has a Regional Price Parity of 93.32 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance claims and policy processing clerks salary is worth about $46,507 in national-average purchasing power.
Where do insurance claims and policy processing clerks get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.