Insurance Claims and Policy Processing Clerks Salary
Insurance Claims and Policy Processing Clerks in Nashville-Davidson--Murfreesboro--Franklin, TN make a median of $47,720 a year, or about $22.94 an hour. The range runs from $33K at the entry level to $61K for experienced workers. Adjusted for local prices (RPP 96.34), that's roughly $49,533 in purchasing power. A 2-bedroom apartment runs $1,730/month, about 50.4% of take-home, which is tight.
So what does $48K get you in Nashville-Davidson--Murfreesboro--Franklin?
Groceries, utilities, transportation, and healthcare scaled from national averages by Nashville-Davidson--Murfreesboro--Franklin’s Regional Price Parity (96.34). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance claims and policy processing clerks
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What this looks like in Nashville-Davidson--Murfreesboro--Franklin
Insurance claims and policy processing clerks pay in Nashville-Davidson--Murfreesboro--Franklin tracks closely to the national median, $48K locally vs. $49K nationwide, a 3% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,730/month, which is 51.4% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 96.34) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for insurance claims and policy processing clerks in metros near Nashville-Davidson--Murfreesboro--Franklin, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Chattanooga | $49K | $53K |
| Memphis | $45K | $48K |
| Knoxville | $45K | $48K |
| Johnson City | $36K | $41K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Nashville-Davidson--Murfreesboro--Franklin, TN
Entry-level insurance claims and policy processing clerks (10th percentile) start around $33K. Mid-career wages sit at $48K. Top earners bring in $61K or more, a $28K spread from bottom to top.
Insurance Claims and Policy Processing Clerks pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Claims and Policy Processing Clerks salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New Hampshire | $61K | +23% | 820 |
| Washington | $60K | +22% | 3,730 |
| New Jersey | $60K | +21% | 5,000 |
| Connecticut | $60K | +21% | 2,430 |
| Maine | $59K | +20% | 1,710 |
| Colorado | $59K | +19% | 1,380 |
| Minnesota | $58K | +18% | 3,580 |
| New York | $58K | +17% | 8,120 |
| California | $57K | +15% | 23,470 |
| Massachusetts | $53K | +7% | 4,820 |
| Montana | $51K | +3% | 360 |
| Oregon | $51K | +3% | 2,640 |
| Arizona | $51K | +3% | 8,350 |
| Delaware | $50K | +2% | 720 |
| Texas | $50K | +1% | 24,470 |
| Pennsylvania | $49K | +0% | 7,020 |
| Vermont | $49K | +0% | 390 |
| Indiana | $49K | +0% | 5,190 |
| Wisconsin | $49K | -0% | 5,140 |
| Alaska | $49K | -1% | 40 |
| Oklahoma | $49K | -1% | 1,530 |
| Nebraska | $48K | -2% | 2,520 |
| Illinois | $48K | -2% | 9,060 |
| North Dakota | $48K | -2% | 550 |
| Ohio | $48K | -2% | 11,160 |
| Kentucky | $48K | -2% | 3,030 |
| Nevada | $48K | -2% | 2,880 |
| North Carolina | $48K | -2% | 6,570 |
| Kansas | $48K | -3% | 800 |
| Michigan | $48K | -3% | 6,410 |
| Hawaii | $47K | -4% | 380 |
| Idaho | $47K | -4% | 580 |
| Florida | $47K | -4% | 15,920 |
| Utah | $47K | -4% | 1,880 |
| Maryland | $47K | -4% | 1,200 |
| Wyoming | $47K | -5% | 170 |
| Louisiana | $47K | -5% | 1,740 |
| Georgia | $47K | -5% | 6,370 |
| Iowa | $46K | -6% | 2,820 |
| Virginia | $46K | -6% | 5,950 |
| Missouri | $46K | -7% | 4,510 |
| Tennessee | $46K | -7% | 5,470 |
| South Dakota | $46K | -7% | 1,020 |
| Arkansas | $45K | -8% | 1,500 |
| West Virginia | $45K | -9% | 1,330 |
| South Carolina | $45K | -9% | 4,110 |
| Mississippi | $44K | -11% | 1,540 |
| New Mexico | $42K | -15% | 920 |
| Alabama | $38K | -23% | 2,110 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track insurance claims and policy processing clerks salary changes
BLS updates this data quarterly. We'll email you when Nashville-Davidson--Murfreesboro--Franklin numbers change.
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Frequently asked questions
Can a insurance claims and policy processing clerk afford a 2BR apartment alone in Nashville-Davidson--Murfreesboro--Franklin?
It’s a stretch — at the median salary of $48K, rent takes 51.4% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,730/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance claims and policy processing clerks in Nashville-Davidson--Murfreesboro--Franklin?
The 10th-percentile wage — what new insurance claims and policy processing clerks typically earn — is $33K/year. Take-home on that works out to about $1,993/month. At HUD’s $1,730/month FMR, rent would take 87% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance claims and policy processing clerk a high-paying job in Nashville-Davidson--Murfreesboro--Franklin?
Pay here is roughly in line with the national average — $48K locally vs. $49K nationally, a 3% difference.
How does Nashville-Davidson--Murfreesboro--Franklin compare to the national average for insurance claims and policy processing clerks?
Nashville-Davidson--Murfreesboro--Franklin pays $48K median vs. the U.S. average of $49K — that’s -3%. After adjusting for local cost of living (RPP 96.34), the purchasing-power equivalent is $50K — still ahead of the national median.
How much do insurance claims and policy processing clerks make in Nashville-Davidson--Murfreesboro--Franklin, TN?
The median is $47,720 a year, that works out to about $23 an hour. But the range is wide: entry-level workers start around $33,220, and experienced insurance claims and policy processing clerks can clear $61,390. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $48K enough to live in Nashville-Davidson--Murfreesboro--Franklin?
On that salary, you'd take home roughly $3,365/month after taxes. A 2-bedroom here rents for about $1,730/month, which eats 51.4% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance claims and policy processing clerks salary go in Nashville-Davidson--Murfreesboro--Franklin?
Nashville-Davidson--Murfreesboro--Franklin has a Regional Price Parity of 96.34 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance claims and policy processing clerks salary is worth about $49,533 in national-average purchasing power.
Where do insurance claims and policy processing clerks get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.