Medical Records Specialists Salary

It’s a stretch — at the median salary of $54K, rent takes 49.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,795/month. The 30% guideline puts the comfortable ceiling at roughly $1,100/month in rent — so roommates or a 1-bedroom would ease the math significantly.

The 10th-percentile wage — what new medical records specialists typically earn — is $35K/year. Take-home on that works out to about $2,124/month. At HUD’s $1,795/month FMR, rent would take 85% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.

Pay here is roughly in line with the national average — $54K locally vs. $51K nationally, a 6% difference.

Maryland pays $54K median vs. the U.S. average of $51K — that’s +6%. After adjusting for local cost of living (RPP 98.76), the purchasing-power equivalent is $55K — still ahead of the national median.

The median is $54,220 a year, that works out to about $26 an hour. But the range is wide: entry-level workers start around $35,400, and experienced medical records specialists can clear $82,090. These are BLS numbers, based on employer-reported data, not self-reported surveys.

On that salary, you'd take home roughly $3,600/month after taxes. A 2-bedroom here rents for about $1,795/month, which eats 49.9% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.

Maryland has a Regional Price Parity of 98.76 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median medical records specialists salary is worth about $54,901 in national-average purchasing power.

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.