Occupational Therapists Salary
Occupational Therapists in Indianapolis-Carmel-Greenwood, IN make a median of $100,080 a year, or about $48.12 an hour. The range runs from $78K at the entry level to $125K for experienced workers. Adjusted for local prices (RPP 95.7), that's roughly $104,577 in purchasing power. Rent on a 2-bedroom averages $1,473/month, or 22.8% of estimated take-home pay.
So what does $100K get you in Indianapolis-Carmel-Greenwood?
Groceries, utilities, transportation, and healthcare scaled from national averages by Indianapolis-Carmel-Greenwood’s Regional Price Parity (95.7). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About occupational therapists
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What this looks like in Indianapolis-Carmel-Greenwood
Occupational therapists pay in Indianapolis-Carmel-Greenwood tracks closely to the national median, $100K locally vs. $100K nationwide, a 0% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,473/month, 23.3% of take-home, well inside the 30% guideline. Cost of living (RPP 95.7) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for occupational therapists in metros near Indianapolis-Carmel-Greenwood, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Fort Wayne | $87K | $94K |
| Evansville | $90K | $98K |
| South Bend-Mishawaka | $93K | $100K |
| Lafayette-West Lafayette | $97K | $104K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Indianapolis-Carmel-Greenwood, IN
Entry-level occupational therapists (10th percentile) start around $78K. Mid-career wages sit at $100K. Top earners bring in $125K or more, a $46K spread from bottom to top.
Occupational Therapists pay across states
Median income ranked highest to lowest, compared to the national figure
View Occupational Therapists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $125K | +24% | 13,810 |
| Oregon | $112K | +12% | 1,170 |
| Nevada | $111K | +10% | 1,080 |
| District of Columbia | $109K | +9% | 540 |
| Washington | $108K | +7% | 3,340 |
| Maryland | $107K | +7% | 2,390 |
| Colorado | $107K | +6% | 3,390 |
| Arkansas | $106K | +6% | 2,160 |
| Texas | $106K | +6% | 13,400 |
| Oklahoma | $104K | +4% | 1,180 |
| Georgia | $104K | +4% | 3,650 |
| Alaska | $104K | +3% | 410 |
| Arizona | $104K | +3% | 2,680 |
| New Jersey | $103K | +3% | 6,290 |
| Hawaii | $103K | +3% | 390 |
| Connecticut | $102K | +2% | 3,150 |
| Delaware | $102K | +2% | 490 |
| South Carolina | $101K | +1% | 1,840 |
| Massachusetts | $101K | +1% | 6,510 |
| Virginia | $101K | +0% | 4,150 |
| Rhode Island | $100K | -0% | 770 |
| Illinois | $100K | -1% | 7,710 |
| Ohio | $99K | -1% | 6,760 |
| Florida | $99K | -1% | 10,650 |
| New Mexico | $99K | -1% | 1,030 |
| Kansas | $99K | -1% | 1,560 |
| Louisiana | $98K | -2% | 2,060 |
| Pennsylvania | $98K | -2% | 6,560 |
| Idaho | $98K | -3% | 840 |
| Tennessee | $98K | -3% | 2,490 |
| Kentucky | $98K | -3% | 2,190 |
| Missouri | $97K | -3% | 3,400 |
| Utah | $97K | -3% | 1,030 |
| Indiana | $97K | -3% | 3,830 |
| New York | $96K | -4% | 11,690 |
| West Virginia | $96K | -4% | 700 |
| Mississippi | $95K | -5% | 1,340 |
| Alabama | $94K | -6% | 1,500 |
| Nebraska | $94K | -7% | 1,500 |
| Vermont | $93K | -7% | 320 |
| Minnesota | $93K | -7% | 3,670 |
| North Carolina | $93K | -7% | 4,490 |
| Wisconsin | $92K | -8% | 3,710 |
| Iowa | $90K | -10% | 1,290 |
| Michigan | $90K | -10% | 5,120 |
| Montana | $89K | -11% | 420 |
| Wyoming | $86K | -14% | 350 |
| South Dakota | $85K | -15% | 490 |
| Maine | $84K | -16% | 1,120 |
| New Hampshire | $84K | -16% | 1,240 |
| North Dakota | $83K | -17% | 570 |
Showing 1–10 of 51 (all 50 states + DC)
Track occupational therapists salary changes
BLS updates this data quarterly. We'll email you when Indianapolis-Carmel-Greenwood numbers change.
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Frequently asked questions
Can a occupational therapist afford a 2BR apartment alone in Indianapolis-Carmel-Greenwood?
Yes — at the median salary of $100K, rent takes 23.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,473/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for occupational therapists in Indianapolis-Carmel-Greenwood?
The 10th-percentile wage — what new occupational therapists typically earn — is $78K/year. Take-home on that works out to about $4,697/month. At HUD’s $1,473/month FMR, rent would take 31% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is occupational therapist a high-paying job in Indianapolis-Carmel-Greenwood?
Pay here is roughly in line with the national average — $100K locally vs. $100K nationally, a 0% difference.
How does Indianapolis-Carmel-Greenwood compare to the national average for occupational therapists?
Indianapolis-Carmel-Greenwood pays $100K median vs. the U.S. average of $100K — that’s +0%. After adjusting for local cost of living (RPP 95.7), the purchasing-power equivalent is $105K — still ahead of the national median.
How much do occupational therapists make in Indianapolis-Carmel-Greenwood, IN?
The median is $100,080 a year, that works out to about $48 an hour. But the range is wide: entry-level workers start around $78,280, and experienced occupational therapists can clear $124,680. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $100K enough to live in Indianapolis-Carmel-Greenwood?
On that salary, you'd take home roughly $6,312/month after taxes. A 2-bedroom here rents for about $1,473/month, which eats 23.3% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a occupational therapists salary go in Indianapolis-Carmel-Greenwood?
Indianapolis-Carmel-Greenwood has a Regional Price Parity of 95.7 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median occupational therapists salary is worth about $104,577 in national-average purchasing power.
Where do occupational therapists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.