Occupational Therapists Salary
Occupational Therapists in South Bend-Mishawaka, IN-MI make a median of $92,680 a year, or about $44.56 an hour. The range runs from $60K at the entry level to $116K for experienced workers. Cost of living is below average (RPP 92.86), which stretches that salary to about $99,806 in buying power. Rent on a 2-bedroom averages $993/month, or 16.6% of estimated take-home pay.
So what does $93K get you in South Bend-Mishawaka?
Groceries, utilities, transportation, and healthcare scaled from national averages by South Bend-Mishawaka’s Regional Price Parity (92.86). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About occupational therapists
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What this looks like in South Bend-Mishawaka
Occupational therapists pay in South Bend-Mishawaka tracks closely to the national median, $93K locally vs. $100K nationwide, a 8% difference. Housing is manageable: a 2-bedroom at the HUD median costs $993/month, 16.8% of take-home, well inside the 30% guideline. Regional Price Parity sits at 92.86 (national = 100), meaning everyday costs run about 7% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for occupational therapists in metros near South Bend-Mishawaka, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Indianapolis-Carmel-Greenwood | $100K | $105K |
| Fort Wayne | $87K | $94K |
| Evansville | $90K | $98K |
| Lafayette-West Lafayette | $97K | $104K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, South Bend-Mishawaka, IN-MI
Entry-level occupational therapists (10th percentile) start around $60K. Mid-career wages sit at $93K. Top earners bring in $116K or more, a $56K spread from bottom to top.
Occupational Therapists pay across states
Median income ranked highest to lowest, compared to the national figure
View Occupational Therapists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $125K | +24% | 13,810 |
| Oregon | $112K | +12% | 1,170 |
| Nevada | $111K | +10% | 1,080 |
| District of Columbia | $109K | +9% | 540 |
| Washington | $108K | +7% | 3,340 |
| Maryland | $107K | +7% | 2,390 |
| Colorado | $107K | +6% | 3,390 |
| Arkansas | $106K | +6% | 2,160 |
| Texas | $106K | +6% | 13,400 |
| Oklahoma | $104K | +4% | 1,180 |
| Georgia | $104K | +4% | 3,650 |
| Alaska | $104K | +3% | 410 |
| Arizona | $104K | +3% | 2,680 |
| New Jersey | $103K | +3% | 6,290 |
| Hawaii | $103K | +3% | 390 |
| Connecticut | $102K | +2% | 3,150 |
| Delaware | $102K | +2% | 490 |
| South Carolina | $101K | +1% | 1,840 |
| Massachusetts | $101K | +1% | 6,510 |
| Virginia | $101K | +0% | 4,150 |
| Rhode Island | $100K | -0% | 770 |
| Illinois | $100K | -1% | 7,710 |
| Ohio | $99K | -1% | 6,760 |
| Florida | $99K | -1% | 10,650 |
| New Mexico | $99K | -1% | 1,030 |
| Kansas | $99K | -1% | 1,560 |
| Louisiana | $98K | -2% | 2,060 |
| Pennsylvania | $98K | -2% | 6,560 |
| Idaho | $98K | -3% | 840 |
| Tennessee | $98K | -3% | 2,490 |
| Kentucky | $98K | -3% | 2,190 |
| Missouri | $97K | -3% | 3,400 |
| Utah | $97K | -3% | 1,030 |
| Indiana | $97K | -3% | 3,830 |
| New York | $96K | -4% | 11,690 |
| West Virginia | $96K | -4% | 700 |
| Mississippi | $95K | -5% | 1,340 |
| Alabama | $94K | -6% | 1,500 |
| Nebraska | $94K | -7% | 1,500 |
| Vermont | $93K | -7% | 320 |
| Minnesota | $93K | -7% | 3,670 |
| North Carolina | $93K | -7% | 4,490 |
| Wisconsin | $92K | -8% | 3,710 |
| Iowa | $90K | -10% | 1,290 |
| Michigan | $90K | -10% | 5,120 |
| Montana | $89K | -11% | 420 |
| Wyoming | $86K | -14% | 350 |
| South Dakota | $85K | -15% | 490 |
| Maine | $84K | -16% | 1,120 |
| New Hampshire | $84K | -16% | 1,240 |
| North Dakota | $83K | -17% | 570 |
Showing 1–10 of 51 (all 50 states + DC)
Track occupational therapists salary changes
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Frequently asked questions
Can a occupational therapist afford a 2BR apartment alone in South Bend-Mishawaka?
Yes — at the median salary of $93K, rent takes 16.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $993/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for occupational therapists in South Bend-Mishawaka?
The 10th-percentile wage — what new occupational therapists typically earn — is $60K/year. Take-home on that works out to about $3,590/month. At HUD’s $993/month FMR, rent would take 28% of that take-home — manageable on an entry-level income.
Is occupational therapist a high-paying job in South Bend-Mishawaka?
Pay here is roughly in line with the national average — $93K locally vs. $100K nationally, a 8% difference.
How does South Bend-Mishawaka compare to the national average for occupational therapists?
South Bend-Mishawaka pays $93K median vs. the U.S. average of $100K — that’s -8%. After adjusting for local cost of living (RPP 92.86), the purchasing-power equivalent is $100K — below the national median.
How much do occupational therapists make in South Bend-Mishawaka, IN-MI?
The median is $92,680 a year, that works out to about $45 an hour. But the range is wide: entry-level workers start around $59,830, and experienced occupational therapists can clear $115,610. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $93K enough to live in South Bend-Mishawaka?
On that salary, you'd take home roughly $5,897/month after taxes. A 2-bedroom here rents for about $993/month, which eats 16.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a occupational therapists salary go in South Bend-Mishawaka?
South Bend-Mishawaka has a Regional Price Parity of 92.86 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median occupational therapists salary is worth about $99,806 in national-average purchasing power.
Where do occupational therapists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.