Waiters and Waitresses Salary
In Panama City-Panama City Beach, FL, waiters and waitresses earn $34,990 at the median, or about $16.82 an hour. The range runs from $27K at the entry level to $61K for experienced workers. Adjusted for local prices (RPP 97.3), that's roughly $35,961 in purchasing power. A 2-bedroom apartment runs $1,017/month, about 40.4% of take-home, which is tight.
So what does $35K get you in Panama City-Panama City Beach?
Groceries, utilities, transportation, and healthcare scaled from national averages by Panama City-Panama City Beach’s Regional Price Parity (97.3). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About waiters and waitresses
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What this looks like in Panama City-Panama City Beach
Waiters and waitresses pay in Panama City-Panama City Beach tracks closely to the national median, $35K locally vs. $35K nationwide, a 1% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,017/month, which is 40.5% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 97.3) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for waiters and waitresses in metros near Panama City-Panama City Beach, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $36K | $32K |
| Orlando-Kissimmee-Sanford | $35K | $35K |
| Tampa-St. Petersburg-Clearwater | $37K | $37K |
| Jacksonville | $37K | $37K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Panama City-Panama City Beach, FL
Entry-level waiters and waitresses (10th percentile) start around $27K. Mid-career wages sit at $35K. Top earners bring in $61K or more, a $33K spread from bottom to top.
Waiters and Waitresses pay across states
Median income ranked highest to lowest, compared to the national figure
View Waiters and Waitresses salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Hawaii | $62K | +77% | 14,090 |
| Vermont | $59K | +68% | 4,040 |
| Washington | $56K | +59% | 45,400 |
| Oregon | $48K | +37% | 23,040 |
| District of Columbia | $48K | +36% | 11,530 |
| New York | $47K | +33% | 142,940 |
| New Jersey | $45K | +28% | 55,800 |
| Colorado | $45K | +27% | 40,680 |
| Virginia | $45K | +27% | 59,370 |
| Arizona | $44K | +25% | 55,950 |
| Maine | $43K | +23% | 9,090 |
| Massachusetts | $38K | +9% | 54,670 |
| New Hampshire | $38K | +9% | 10,030 |
| Connecticut | $38K | +7% | 22,370 |
| Michigan | $38K | +7% | 65,090 |
| New Mexico | $37K | +5% | 12,740 |
| Delaware | $37K | +5% | 7,580 |
| Maryland | $37K | +4% | 38,120 |
| Ohio | $37K | +4% | 77,250 |
| Florida | $36K | +3% | 207,180 |
| Kansas | $36K | +3% | 19,480 |
| California | $36K | +2% | 229,970 |
| Rhode Island | $35K | +1% | 10,160 |
| West Virginia | $35K | +0% | 8,600 |
| Pennsylvania | $35K | -2% | 82,300 |
| Nebraska | $34K | -4% | 13,310 |
| North Carolina | $32K | -9% | 71,940 |
| Illinois | $31K | -11% | 72,900 |
| Utah | $31K | -12% | 17,790 |
| North Dakota | $31K | -12% | 5,250 |
| Idaho | $30K | -15% | 10,950 |
| Wisconsin | $30K | -16% | 36,220 |
| Kentucky | $30K | -16% | 27,150 |
| Missouri | $29K | -17% | 41,640 |
| South Dakota | $29K | -18% | 7,350 |
| Indiana | $28K | -19% | 43,620 |
| Tennessee | $28K | -21% | 52,120 |
| Alabama | $27K | -24% | 28,760 |
| Nevada | $26K | -25% | 42,520 |
| Alaska | $26K | -25% | 3,830 |
| Minnesota | $25K | -28% | 37,630 |
| Arkansas | $25K | -30% | 17,880 |
| Wyoming | $24K | -32% | 3,620 |
| Montana | $23K | -34% | 7,200 |
| Texas | $23K | -34% | 199,610 |
| Mississippi | $21K | -39% | 15,190 |
| Iowa | $21K | -40% | 22,410 |
| Georgia | $19K | -47% | 76,470 |
| South Carolina | $18K | -48% | 47,200 |
| Oklahoma | $18K | -49% | 27,000 |
| Louisiana | $15K | -57% | 33,870 |
Showing 1–10 of 51 (all 50 states + DC)
Track waiters and waitresses salary changes
BLS updates this data quarterly. We'll email you when Panama City-Panama City Beach numbers change.
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Frequently asked questions
Can a waiters and waitress afford a 2BR apartment alone in Panama City-Panama City Beach?
It’s a stretch — at the median salary of $35K, rent takes 40.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,017/month. The 30% guideline puts the comfortable ceiling at roughly $800/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for waiters and waitresses in Panama City-Panama City Beach?
The 10th-percentile wage — what new waiters and waitresses typically earn — is $27K/year. Take-home on that works out to about $1,622/month. At HUD’s $1,017/month FMR, rent would take 63% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is waiters and waitress a high-paying job in Panama City-Panama City Beach?
Pay here is roughly in line with the national average — $35K locally vs. $35K nationally, a 1% difference.
How does Panama City-Panama City Beach compare to the national average for waiters and waitresses?
Panama City-Panama City Beach pays $35K median vs. the U.S. average of $35K — that’s -1%. After adjusting for local cost of living (RPP 97.3), the purchasing-power equivalent is $36K — still ahead of the national median.
How much do waiters and waitresses make in Panama City-Panama City Beach, FL?
The median is $34,990 a year, that works out to about $17 an hour. But the range is wide: entry-level workers start around $27,040, and experienced waiters and waitresses can clear $60,520. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $35K enough to live in Panama City-Panama City Beach?
On that salary, you'd take home roughly $2,513/month after taxes. A 2-bedroom here rents for about $1,017/month, which eats 40.5% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a waiters and waitresses salary go in Panama City-Panama City Beach?
Panama City-Panama City Beach has a Regional Price Parity of 97.3 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median waiters and waitresses salary is worth about $35,961 in national-average purchasing power.
Where do waiters and waitresses get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.