Cooks, Restaurant Salary
Cooks, Restaurants in Panama City-Panama City Beach, FL make a median of $35,720 a year, or about $17.18 an hour. The range runs from $29K at the entry level to $44K for experienced workers. Adjusted for local prices (RPP 97.3), that's roughly $36,711 in purchasing power. A 2-bedroom apartment runs $1,017/month, about 39.6% of take-home, which is tight.
So what does $36K get you in Panama City-Panama City Beach?
Groceries, utilities, transportation, and healthcare scaled from national averages by Panama City-Panama City Beach’s Regional Price Parity (97.3). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About cooks, restaurants
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What this looks like in Panama City-Panama City Beach
Cooks, restaurant pay in Panama City-Panama City Beach tracks closely to the national median, $36K locally vs. $37K nationwide, a 4% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,017/month, which is 39.7% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 97.3) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for cooks, restaurants in metros near Panama City-Panama City Beach, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $37K | $32K |
| Orlando-Kissimmee-Sanford | $38K | $37K |
| Tampa-St. Petersburg-Clearwater | $37K | $37K |
| Jacksonville | $37K | $37K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Panama City-Panama City Beach, FL
Entry-level cooks, restaurants (10th percentile) start around $29K. Mid-career wages sit at $36K. Top earners bring in $44K or more, a $15K spread from bottom to top.
Cooks, Restaurant pay across states
Median income ranked highest to lowest, compared to the national figure
View Cooks, Restaurant salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Washington | $47K | +25% | 35,140 |
| District of Columbia | $46K | +23% | 7,720 |
| Massachusetts | $46K | +22% | 29,570 |
| Hawaii | $45K | +21% | 11,090 |
| Vermont | $45K | +21% | 2,360 |
| Maine | $45K | +21% | 5,130 |
| California | $45K | +20% | 152,250 |
| New York | $44K | +17% | 71,530 |
| Oregon | $43K | +15% | 21,550 |
| Colorado | $42K | +11% | 30,600 |
| New Hampshire | $40K | +8% | 7,190 |
| Alaska | $40K | +7% | 2,350 |
| Connecticut | $39K | +6% | 14,830 |
| Arizona | $39K | +3% | 30,870 |
| Nevada | $39K | +3% | 27,250 |
| Minnesota | $39K | +3% | 26,080 |
| New Jersey | $38K | +3% | 28,800 |
| Montana | $38K | +2% | 7,580 |
| Delaware | $38K | +1% | 5,280 |
| Maryland | $38K | +1% | 17,690 |
| Illinois | $38K | +1% | 53,540 |
| Nebraska | $37K | -1% | 4,750 |
| Florida | $37K | -1% | 124,040 |
| Michigan | $37K | -1% | 39,100 |
| Missouri | $37K | -1% | 25,990 |
| Wyoming | $37K | -1% | 2,710 |
| Virginia | $37K | -2% | 40,310 |
| Pennsylvania | $37K | -2% | 54,100 |
| Wisconsin | $37K | -2% | 25,410 |
| Rhode Island | $37K | -2% | 6,950 |
| Utah | $36K | -2% | 10,520 |
| North Dakota | $36K | -2% | 4,490 |
| Idaho | $36K | -3% | 8,130 |
| Tennessee | $36K | -3% | 28,220 |
| South Dakota | $36K | -3% | 1,890 |
| Georgia | $36K | -4% | 46,350 |
| South Carolina | $36K | -4% | 25,890 |
| Iowa | $36K | -5% | 12,270 |
| Ohio | $36K | -5% | 46,910 |
| North Carolina | $35K | -5% | 50,150 |
| Indiana | $35K | -6% | 26,960 |
| Kansas | $35K | -6% | 11,620 |
| New Mexico | $35K | -6% | 7,810 |
| Texas | $35K | -7% | 126,620 |
| Kentucky | $35K | -7% | 13,510 |
| Alabama | $32K | -14% | 16,260 |
| Oklahoma | $32K | -15% | 17,050 |
| Arkansas | $30K | -19% | 11,270 |
| West Virginia | $30K | -21% | 6,450 |
| Mississippi | $30K | -21% | 10,770 |
| Louisiana | $29K | -22% | 14,910 |
Showing 1–10 of 51 (all 50 states + DC)
Track cooks, restaurant salary changes
BLS updates this data quarterly. We'll email you when Panama City-Panama City Beach numbers change.
Related careers in Food Service
Frequently asked questions
Can a cooks, restaurant afford a 2BR apartment alone in Panama City-Panama City Beach?
It’s a stretch — at the median salary of $36K, rent takes 39.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,017/month. The 30% guideline puts the comfortable ceiling at roughly $800/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for cooks, restaurants in Panama City-Panama City Beach?
The 10th-percentile wage — what new cooks, restaurants typically earn — is $29K/year. Take-home on that works out to about $1,753/month. At HUD’s $1,017/month FMR, rent would take 58% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is cooks, restaurant a high-paying job in Panama City-Panama City Beach?
Pay here is roughly in line with the national average — $36K locally vs. $37K nationally, a 4% difference.
How does Panama City-Panama City Beach compare to the national average for cooks, restaurants?
Panama City-Panama City Beach pays $36K median vs. the U.S. average of $37K — that’s -4%. After adjusting for local cost of living (RPP 97.3), the purchasing-power equivalent is $37K — below the national median.
How much do cooks, restaurants make in Panama City-Panama City Beach, FL?
The median is $35,720 a year, that works out to about $17 an hour. But the range is wide: entry-level workers start around $29,210, and experienced cooks, restaurants can clear $43,900. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $36K enough to live in Panama City-Panama City Beach?
On that salary, you'd take home roughly $2,562/month after taxes. A 2-bedroom here rents for about $1,017/month, which eats 39.7% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a cooks, restaurant salary go in Panama City-Panama City Beach?
Panama City-Panama City Beach has a Regional Price Parity of 97.3 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median cooks, restaurant salary is worth about $36,711 in national-average purchasing power.
Where do cooks, restaurants get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.