Skip to content
AffordMap
Sales · New Jersey

How to Become a Insurance Sales Agents in New Jersey

Insurance Sales Agents in New Jersey earn a median salary of $78,080/year, which is 29% above the national average. New Jersey has a state income tax of ~3.6%. After taxes and rent, a insurance sales agents takes home approximately $3,627/month. Most positions require High school diploma or equivalent.

$78K
Median salary in New Jersey
+29%
vs. national average
3.6%
State income tax
11,080
Employed in New Jersey

What a insurance sales agents can afford in New Jersey

Gross annual salary$78,080
Est. monthly take-home (after fed + 3.6% state tax)$5,039/mo
Median 2BR rent (New Jersey)-$1,412/mo
Rent as % of take-home28% (within guideline)
Cost-of-living adjusted salary$78,080/yr (RPP: 100)
Monthly remaining after rent$3,627/mo

Becoming a insurance sales agents in New Jersey

1

Meet education requirements

Insurance Sales Agents positions in New Jersey typically require High school diploma or equivalent. Programs are available at colleges and training institutions across New Jersey. Research accredited programs in your area.

2

Gain required experience

Many insurance sales agents positions in New Jersey require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.

3

Obtain New Jersey licensure or certification

New Jersey may require specific licensing or professional certification for insurance sales agentss. Requirements vary by state — contact the New Jersey Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.

4

Find positions in New Jersey

New Jersey employs 11,080 insurance sales agents. The highest concentrations are in Atlantic City-Hammonton and Vineland.

Insurance Sales Agents salary by metro area in New Jersey

Metro areaMedianHourlyEmployment
Atlantic City-Hammonton$77K$36.94/hr340
Vineland$72K$34.83/hr30
Trenton-Princeton$60K$29.03/hr330

Insurance Sales Agents salary range in New Jersey

10th percentile (entry)
$48K
25th percentile
$61K
Median (50th)
$78K
75th percentile
$118K
90th percentile (senior)
$165K
View jobs for Insurance Sales Agents
Currently hiring in New Jersey
View →
More openings for Insurance Sales Agents
Currently hiring in New Jersey
View →
Prepare for the CPA exam
Online prep courses
View →
Full insurance sales agents salary breakdown in New Jersey
Percentiles, trends, and comparisons
View →
Calculate take-home pay in New Jersey
After federal + 3.6% state tax
Calculate →
Compare New Jersey cost of living to other states
See where your salary goes further
Compare →

Insurance Sales Agents careers in other states

Frequently asked questions

How much does a insurance sales agents make in New Jersey?

The median insurance sales agents salary in New Jersey is $78,080 per year ($37.54/hr). This is 29% above the national median of $60,370. Salaries range from $48,220 to $165,130.

What are the requirements to become a insurance sales agents in New Jersey?

Insurance Sales Agents positions in New Jersey typically require High school diploma or equivalent. New Jersey may have specific licensing or certification requirements. Check with the New Jersey licensing board or department of labor for current requirements.

Can a insurance sales agents afford to live in New Jersey?

At the median salary of $78,080, a insurance sales agents in New Jersey would take home approximately $5,039/month after taxes. With median 2-bedroom rent at $1,412/month, that's 28% of take-home pay going to housing. This is within the recommended 30% guideline.

What are the best cities for insurance sales agents in New Jersey?

The highest paying metro areas for insurance sales agents in New Jersey are Atlantic City-Hammonton ($76,830), Vineland ($72,450), Trenton-Princeton ($60,380). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.

Does New Jersey have state income tax for insurance sales agents?

Yes, New Jersey has a state income tax rate of approximately 3.6%. On a $78,080 salary, this means roughly $2,847/year in state income tax. Use our take-home pay calculator for a detailed breakdown.