Insurance Sales Agents Salary
Insurance Sales Agents in New Jersey make a median of $81,640 a year, or about $39.25 an hour. The range runs from $49K at the entry level to $170K for experienced workers. Adjusted for local prices (RPP 99.34), that's roughly $82,182 in purchasing power. A 2-bedroom apartment runs $2,067/month, about 40.3% of take-home, which is tight.
Statewide average. Salary and cost of living vary significantly across New Jersey. Jump to a metro for precise data:
So what does $82K get you in New Jersey?
About insurance sales agents
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in New Jersey
New Jersey sits well above the national pay line for insurance sales agents, local pay runs about 31% higher than the U.S. median of $62K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $2,067/month, which is 39.5% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 99.34) is near the national average, so spending patterns here track the typical American budget fairly closely. The pay premium is real, but so are the offsets.
Compensation breakdown
Annual earnings by percentile, New Jersey
Entry-level insurance sales agents (10th percentile) start around $49K. Mid-career wages sit at $82K. Top earners bring in $170K or more, a $120K spread from bottom to top.
Insurance Sales Agents salary by metro in New Jersey
2 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Vineland | $76K | -6% | 40 |
| Trenton-Princeton | $72K | -12% | 320 |
Compare to other states
Track insurance sales agents salary changes
BLS updates this data quarterly. We'll email you when New Jersey numbers change.
Related careers in Sales
Frequently asked questions
Can a insurance sales agent afford a 2BR apartment alone in New Jersey?
It’s a stretch — at the median salary of $82K, rent takes 39.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,067/month. The 30% guideline puts the comfortable ceiling at roughly $1,600/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance sales agents in New Jersey?
The 10th-percentile wage — what new insurance sales agents typically earn — is $49K/year. Take-home on that works out to about $2,960/month. At HUD’s $2,067/month FMR, rent would take 70% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in New Jersey?
Local pay is 31% above the national median — $82K here vs. $62K nationally.
How does New Jersey compare to the national average for insurance sales agents?
New Jersey pays $82K median vs. the U.S. average of $62K — that’s +31%. After adjusting for local cost of living (RPP 99.34), the purchasing-power equivalent is $82K — still ahead of the national median.
How much do insurance sales agents make in New Jersey?
The median is $81,640 a year, that works out to about $39 an hour. But the range is wide: entry-level workers start around $49,330, and experienced insurance sales agents can clear $169,770. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $82K enough to live in New Jersey?
On that salary, you'd take home roughly $5,229/month after taxes. A 2-bedroom here rents for about $2,067/month, which eats 39.5% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance sales agents salary go in New Jersey?
New Jersey has a Regional Price Parity of 99.34 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance sales agents salary is worth about $82,182 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.