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Salary comparison

Insurance Sales Agents vs. Retail Salespersons: Who Earns More?

Insurance Sales Agentss out-earn Retail Salespersonss by $27K a year at the national median, per BLS OEWS May 2025. Insurance Sales Agentss land at $62,280 and Retail Salespersonss at $35,410. The education gap is real: insurance sales agent programs typically require high school diploma or equivalent, while retail salesperson programs require no formal educational credential. Top-paying state for Insurance Sales Agentss is District of Columbia ($84,530); for Retail Salespersonss it's Washington ($39,560).

Insurance Sales Agents
Retail Salespersons
Median salary
$62,280
$35,410
Hourly rate
$29.94/hr
$17.03/hr
Entry level (10th %)
$37,330
$27,210
Senior level (90th %)
$138,140
$47,890
Education required
High school diploma or equivalent
No formal educational credential
U.S. employment
479,100
3,897,860
Job growth (10-year)
N/A
-1%
Category
Sales
Sales
Top-paying state
District of Columbia
Washington

Pay by state

States where both occupations have BLS data, sorted by Insurance Sales Agents median pay.

State
Insurance Sales Agents
Retail Salespersons
District of Columbia
$84,530
$38,500
New Jersey
$81,640
$36,520
Massachusetts
$79,300
$36,610
Minnesota
$78,640
$36,370
New York
$78,110
$37,720
California
$76,120
$38,440
Connecticut
$74,840
$36,490
Vermont
$70,720
$37,400
Colorado
$68,730
$37,950
Hawaii
$64,170
$37,790
Maine
$62,920
$36,640
Montana
$62,040
$36,270
Oregon
$61,680
$36,770
Washington
$61,040
$39,560
Alaska
$50,500
$37,290

Source: BLS OEWS May 2025. Highlighted value is higher in each row.

Common questions

Who earns more, Insurance Sales Agentss or Retail Salespersonss?

Insurance Sales Agentss earn more nationally. The median is $62,280 for Insurance Sales Agentss versus $35,410 for Retail Salespersonss, a difference of $27K. Per BLS OEWS May 2025.

Which has better job growth, Insurance Sales Agents or Retail Salespersons?

BLS Employment Projections data is not available for one or both occupations. Check the individual career pages for current outlook figures.

Which requires more education, Insurance Sales Agents or Retail Salespersons?

Insurance Sales Agents typically requires high school diploma or equivalent. Retail Salespersons requires no formal educational credential. Education requirements vary by employer and state licensing board.

Where do Insurance Sales Agentss get paid the most?

District of Columbia is the top-paying state for Insurance Sales Agentss at $84,530/year, per BLS OEWS May 2025. Major metro areas within that state typically pay even more than the state average.

How does Insurance Sales Agents vs. Retail Salespersons pay differ by state?

The gap varies significantly by state. In District of Columbia, Insurance Sales Agentss earn $84,530 vs. $38,500 for Retail Salespersonss. See the state comparison table on this page for the full picture.

Full Insurance Sales Agents salary breakdownView →Full Retail Salespersons salary breakdownView →Best cities for Insurance Sales Agentss by take-home payExplore →Best cities for Retail Salespersonss by take-home payExplore →How to become a insurance sales agentsGuide →How to become a retail salespersonsGuide →