Insurance Sales Agents Salary
Insurance Sales Agents in South Dakota make a median of $71,990 a year, or about $34.61 an hour. The range runs from $49K at the entry level to $132K for experienced workers. Cost of living is below average (RPP 89.89), which stretches that salary to about $80,087 in buying power. Rent on a 2-bedroom averages $1,017/month, or 20.3% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across South Dakota. Jump to a metro for precise data:
So what does $72K get you in South Dakota?
About insurance sales agents
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What this looks like in South Dakota
South Dakota sits well above the national pay line for insurance sales agents, local pay runs about 16% higher than the U.S. median of $62K. Housing is manageable: a 2-bedroom at the HUD median costs $1,017/month, 20.7% of take-home, well inside the 30% guideline. Regional Price Parity sits at 89.89 (national = 100), meaning everyday costs run about 10% cheaper here. Your dollar stretches further than the headline salary suggests. Combined with manageable housing costs, South Dakota offers a genuinely strong financial position for insurance sales agentss at the median.
Compensation breakdown
Annual earnings by percentile, South Dakota
Entry-level insurance sales agents (10th percentile) start around $49K. Mid-career wages sit at $72K. Top earners bring in $132K or more, a $82K spread from bottom to top.
Insurance Sales Agents salary by metro in South Dakota
2 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Sioux Falls | $80K | +11% | 660 |
| Rapid City | $77K | +6% | 310 |
Compare to other states
Track insurance sales agents salary changes
BLS updates this data quarterly. We'll email you when South Dakota numbers change.
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Frequently asked questions
Can a insurance sales agent afford a 2BR apartment alone in South Dakota?
Yes — at the median salary of $72K, rent takes 20.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,017/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for insurance sales agents in South Dakota?
The 10th-percentile wage — what new insurance sales agents typically earn — is $49K/year. Take-home on that works out to about $2,945/month. At HUD’s $1,017/month FMR, rent would take 35% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in South Dakota?
Local pay is 16% above the national median — $72K here vs. $62K nationally.
How does South Dakota compare to the national average for insurance sales agents?
South Dakota pays $72K median vs. the U.S. average of $62K — that’s +16%. After adjusting for local cost of living (RPP 89.89), the purchasing-power equivalent is $80K — still ahead of the national median.
How much do insurance sales agents make in South Dakota?
The median is $71,990 a year, that works out to about $35 an hour. But the range is wide: entry-level workers start around $49,090, and experienced insurance sales agents can clear $131,540. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $72K enough to live in South Dakota?
On that salary, you'd take home roughly $4,919/month after taxes. A 2-bedroom here rents for about $1,017/month, which eats 20.7% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance sales agents salary go in South Dakota?
South Dakota has a Regional Price Parity of 89.89 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance sales agents salary is worth about $80,087 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.