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Business & Finance · Missouri

How to Become a Insurance Underwriters in Missouri

Insurance Underwriters in Missouri earn a median salary of $78,100/year, which is 2% below the national average. Missouri has a state income tax of ~3.8%. After taxes and rent, a insurance underwriters takes home approximately $3,621/month. Most positions require Bachelor's degree.

$78K
Median salary in Missouri
-2%
vs. national average
3.8%
State income tax
1,910
Employed in Missouri

What a insurance underwriters can afford in Missouri

Gross annual salary$78,100
Est. monthly take-home (after fed + 3.8% state tax)$5,033/mo
Median 2BR rent (Missouri)-$1,412/mo
Rent as % of take-home28.1% (within guideline)
Cost-of-living adjusted salary$78,100/yr (RPP: 100)
Monthly remaining after rent$3,621/mo

Becoming a insurance underwriters in Missouri

1

Meet education requirements

Insurance Underwriters positions in Missouri typically require Bachelor's degree. Programs are available at colleges and training institutions across Missouri. Research accredited programs in your area.

2

Gain required experience

Many insurance underwriters positions in Missouri require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.

3

Obtain Missouri licensure or certification

Missouri may require specific licensing or professional certification for insurance underwriterss. Requirements vary by state — contact the Missouri Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.

4

Find positions in Missouri

Missouri employs 1,910 insurance underwriters. The highest concentrations are in Kansas City and St. Louis.

Insurance Underwriters salary by metro area in Missouri

Metro areaMedianHourlyEmployment
Kansas City$88K$42.32/hr1,020
St. Louis$80K$38.56/hr810
Columbia$63K$30.06/hr260
Springfield$53K$25.61/hr80

Insurance Underwriters salary range in Missouri

10th percentile (entry)
$49K
25th percentile
$62K
Median (50th)
$78K
75th percentile
$92K
90th percentile (senior)
$119K
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Full insurance underwriters salary breakdown in Missouri
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Insurance Underwriters careers in other states

Frequently asked questions

How much does a insurance underwriters make in Missouri?

The median insurance underwriters salary in Missouri is $78,100 per year ($37.55/hr). This is 2% below the national median of $79,880. Salaries range from $48,670 to $119,410.

What are the requirements to become a insurance underwriters in Missouri?

Insurance Underwriters positions in Missouri typically require Bachelor's degree. Missouri may have specific licensing or certification requirements. Check with the Missouri licensing board or department of labor for current requirements.

Can a insurance underwriters afford to live in Missouri?

At the median salary of $78,100, a insurance underwriters in Missouri would take home approximately $5,033/month after taxes. With median 2-bedroom rent at $1,412/month, that's 28.1% of take-home pay going to housing. This is within the recommended 30% guideline.

What are the best cities for insurance underwriters in Missouri?

The highest paying metro areas for insurance underwriters in Missouri are Kansas City ($88,030), St. Louis ($80,200), Columbia ($62,510). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.

Does Missouri have state income tax for insurance underwriters?

Yes, Missouri has a state income tax rate of approximately 3.8%. On a $78,100 salary, this means roughly $2,936/year in state income tax. Use our take-home pay calculator for a detailed breakdown.