How to Become a Insurance Underwriters in North Carolina
Insurance Underwriters in North Carolina earn a median salary of $72,180/year, which is 10% below the national average. North Carolina has a state income tax of ~4.5%. After taxes and rent, a insurance underwriters takes home approximately $3,248/month. Most positions require Bachelor's degree.
What a insurance underwriters can afford in North Carolina
Becoming a insurance underwriters in North Carolina
Meet education requirements
Insurance Underwriters positions in North Carolina typically require Bachelor's degree. Programs are available at colleges and training institutions across North Carolina. Research accredited programs in your area.
Gain required experience
Many insurance underwriters positions in North Carolina require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.
Obtain North Carolina licensure or certification
North Carolina may require specific licensing or professional certification for insurance underwriterss. Requirements vary by state — contact the North Carolina Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.
Find positions in North Carolina
North Carolina employs 3,230 insurance underwriters. The highest concentrations are in Charlotte-Concord-Gastonia and Raleigh-Cary.
Insurance Underwriters salary by metro area in North Carolina
| Metro area | Median | Hourly | Employment |
|---|---|---|---|
| Charlotte-Concord-Gastonia | $81K | $38.79/hr | 1,110 |
| Raleigh-Cary | $77K | $36.93/hr | 470 |
| Greensboro-High Point | $73K | $35.09/hr | 170 |
| Durham-Chapel Hill | $68K | $32.91/hr | 40 |
| Goldsboro | $65K | $31.18/hr | 80 |
| Wilmington | $61K | $29.31/hr | 30 |
| Winston-Salem | $60K | $28.84/hr | 120 |
Insurance Underwriters salary range in North Carolina
Insurance Underwriters careers in other states
Frequently asked questions
How much does a insurance underwriters make in North Carolina?▼
The median insurance underwriters salary in North Carolina is $72,180 per year ($34.7/hr). This is 10% below the national median of $79,880. Salaries range from $48,800 to $128,970.
What are the requirements to become a insurance underwriters in North Carolina?▼
Insurance Underwriters positions in North Carolina typically require Bachelor's degree. North Carolina may have specific licensing or certification requirements. Check with the North Carolina licensing board or department of labor for current requirements.
Can a insurance underwriters afford to live in North Carolina?▼
At the median salary of $72,180, a insurance underwriters in North Carolina would take home approximately $4,660/month after taxes. With median 2-bedroom rent at $1,412/month, that's 30.3% of take-home pay going to housing. This exceeds the recommended 30% guideline.
What are the best cities for insurance underwriters in North Carolina?▼
The highest paying metro areas for insurance underwriters in North Carolina are Charlotte-Concord-Gastonia ($80,690), Raleigh-Cary ($76,800), Greensboro-High Point ($72,980). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.
Does North Carolina have state income tax for insurance underwriters?▼
Yes, North Carolina has a state income tax rate of approximately 4.5%. On a $72,180 salary, this means roughly $3,248/year in state income tax. Use our take-home pay calculator for a detailed breakdown.