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How to Become a Insurance Underwriters in North Carolina

Insurance Underwriters in North Carolina earn a median salary of $77,120/year, which is 5% below the national average. North Carolina has a state income tax of ~4.5%. After taxes and rent, a insurance underwriters takes home approximately $3,751/month. Most positions require Bachelor's degree.

$77K
Median salary in North Carolina
-5%
vs. national average
4.5%
State income tax
3,460
Employed in North Carolina

What a insurance underwriters can afford in North Carolina

Gross annual salary$77,120
Est. monthly take-home (after fed + 4.5% state tax)$4,931/mo
Median 2BR rent (North Carolina)-$1,180/mo
Rent as % of take-home23.9% (within guideline)
Cost-of-living adjusted salary$77,120/yr (RPP: 100)
Monthly remaining after rent$3,751/mo

Becoming a insurance underwriters in North Carolina

1

Meet education requirements

Insurance Underwriters positions in North Carolina typically require Bachelor's degree. Programs are available at colleges and training institutions across North Carolina. Research accredited programs in your area.

2

Gain required experience

Many insurance underwriters positions in North Carolina require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.

3

Obtain North Carolina licensure or certification

North Carolina may require specific licensing or professional certification for insurance underwriterss. Requirements vary by state, contact the North Carolina Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.

4

Find positions in North Carolina

North Carolina employs 3,460 insurance underwriters. The highest concentrations are in Charlotte-Concord-Gastonia and Durham-Chapel Hill.

Insurance Underwriters salary by metro area in North Carolina

Metro areaMedianHourlyEmployment
Charlotte-Concord-Gastonia$80K$38.5/hr1,140
Durham-Chapel Hill$80K$38.38/hr60
Raleigh-Cary$79K$38.08/hr520
Greensboro-High Point$76K$36.51/hr150
Winston-Salem$76K$36.46/hr140
Burlington$59K$28.26/hr40
Goldsboro$58K$27.94/hr50

Insurance Underwriters salary range in North Carolina

10th percentile (entry)
$49K
25th percentile
$59K
Median (50th)
$77K
75th percentile
$101K
90th percentile (senior)
$130K
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Insurance Underwriters careers in other states

Frequently asked questions

How much does a insurance underwriters make in North Carolina?

The median insurance underwriters salary in North Carolina is $77,120 per year ($37.08/hr). This is 5% below the national median of $81,370. Salaries range from $48,560 to $129,980.

What are the requirements to become a insurance underwriters in North Carolina?

Insurance Underwriters positions in North Carolina typically require Bachelor's degree. North Carolina may have specific licensing or certification requirements. Check with the North Carolina licensing board or department of labor for current requirements.

Can a insurance underwriters afford to live in North Carolina?

At the median salary of $77,120, a insurance underwriters in North Carolina would take home approximately $4,931/month after taxes. With median 2-bedroom rent at $1,180/month, that's 23.9% of take-home pay going to housing. This is within the recommended 30% guideline.

What are the best cities for insurance underwriters in North Carolina?

The highest paying metro areas for insurance underwriters in North Carolina are Charlotte-Concord-Gastonia ($80,080), Durham-Chapel Hill ($79,830), Raleigh-Cary ($79,210). However, cost of living varies significantly between metros, a higher salary may not mean more purchasing power.

Does North Carolina have state income tax for insurance underwriters?

Yes, North Carolina has a state income tax rate of approximately 4.5%. On a $77,120 salary, this means roughly $3,470/year in state income tax. Use our take-home pay calculator for a detailed breakdown.