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How to Become a Insurance Underwriters in Ohio

Insurance Underwriters in Ohio earn a median salary of $79,820/year, which is 0% below the national average. Ohio has a state income tax of ~1.9%. After taxes and rent, a insurance underwriters takes home approximately $3,841/month. Most positions require Bachelor's degree.

$80K
Median salary in Ohio
-0%
vs. national average
1.9%
State income tax
5,630
Employed in Ohio

What a insurance underwriters can afford in Ohio

Gross annual salary$79,820
Est. monthly take-home (after fed + 1.9% state tax)$5,253/mo
Median 2BR rent (Ohio)-$1,412/mo
Rent as % of take-home26.9% (within guideline)
Cost-of-living adjusted salary$79,820/yr (RPP: 100)
Monthly remaining after rent$3,841/mo

Becoming a insurance underwriters in Ohio

1

Meet education requirements

Insurance Underwriters positions in Ohio typically require Bachelor's degree. Programs are available at colleges and training institutions across Ohio. Research accredited programs in your area.

2

Gain required experience

Many insurance underwriters positions in Ohio require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.

3

Obtain Ohio licensure or certification

Ohio may require specific licensing or professional certification for insurance underwriterss. Requirements vary by state — contact the Ohio Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.

4

Find positions in Ohio

Ohio employs 5,630 insurance underwriters. The highest concentrations are in Columbus and Cincinnati.

Insurance Underwriters salary by metro area in Ohio

Metro areaMedianHourlyEmployment
Columbus$84K$40.62/hr780
Cincinnati$81K$39.04/hr1,810
Cleveland$80K$38.35/hr1,260
Dayton-Kettering-Beavercreek$78K$37.57/hr110
Youngstown-Warren$78K$37.41/hr30
Lima$76K$36.47/hr30
Akron$74K$35.62/hr290

Insurance Underwriters salary range in Ohio

10th percentile (entry)
$51K
25th percentile
$62K
Median (50th)
$80K
75th percentile
$103K
90th percentile (senior)
$129K
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Full insurance underwriters salary breakdown in Ohio
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After federal + 1.9% state tax
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Insurance Underwriters careers in other states

Frequently asked questions

How much does a insurance underwriters make in Ohio?

The median insurance underwriters salary in Ohio is $79,820 per year ($38.37/hr). This is 0% below the national median of $79,880. Salaries range from $50,630 to $128,970.

What are the requirements to become a insurance underwriters in Ohio?

Insurance Underwriters positions in Ohio typically require Bachelor's degree. Ohio may have specific licensing or certification requirements. Check with the Ohio licensing board or department of labor for current requirements.

Can a insurance underwriters afford to live in Ohio?

At the median salary of $79,820, a insurance underwriters in Ohio would take home approximately $5,253/month after taxes. With median 2-bedroom rent at $1,412/month, that's 26.9% of take-home pay going to housing. This is within the recommended 30% guideline.

What are the best cities for insurance underwriters in Ohio?

The highest paying metro areas for insurance underwriters in Ohio are Columbus ($84,490), Cincinnati ($81,190), Cleveland ($79,770). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.

Does Ohio have state income tax for insurance underwriters?

Yes, Ohio has a state income tax rate of approximately 1.9%. On a $79,820 salary, this means roughly $1,506/year in state income tax. Use our take-home pay calculator for a detailed breakdown.