How to Become a Insurance Underwriters in Pennsylvania
Insurance Underwriters in Pennsylvania earn a median salary of $78,220/year, which is 2% below the national average. Pennsylvania has a state income tax of ~3.1%. After taxes and rent, a insurance underwriters takes home approximately $3,672/month. Most positions require Bachelor's degree.
What a insurance underwriters can afford in Pennsylvania
Becoming a insurance underwriters in Pennsylvania
Meet education requirements
Insurance Underwriters positions in Pennsylvania typically require Bachelor's degree. Programs are available at colleges and training institutions across Pennsylvania. Research accredited programs in your area.
Gain required experience
Many insurance underwriters positions in Pennsylvania require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.
Obtain Pennsylvania licensure or certification
Pennsylvania may require specific licensing or professional certification for insurance underwriterss. Requirements vary by state — contact the Pennsylvania Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.
Find positions in Pennsylvania
Pennsylvania employs 5,910 insurance underwriters. The highest concentrations are in Philadelphia-Camden-Wilmington and Lancaster.
Insurance Underwriters salary by metro area in Pennsylvania
| Metro area | Median | Hourly | Employment |
|---|---|---|---|
| Philadelphia-Camden-Wilmington | $93K | $44.83/hr | 2,790 |
| Lancaster | $78K | $37.61/hr | 180 |
| Allentown-Bethlehem-Easton | $78K | $37.58/hr | 140 |
| Harrisburg-Carlisle | $76K | $36.48/hr | 350 |
| Pittsburgh | $75K | $36.23/hr | 550 |
| Scranton--Wilkes-Barre | $46K | $22.08/hr | 260 |
Insurance Underwriters salary range in Pennsylvania
Insurance Underwriters careers in other states
Frequently asked questions
How much does a insurance underwriters make in Pennsylvania?▼
The median insurance underwriters salary in Pennsylvania is $78,220 per year ($37.61/hr). This is 2% below the national median of $79,880. Salaries range from $47,860 to $139,210.
What are the requirements to become a insurance underwriters in Pennsylvania?▼
Insurance Underwriters positions in Pennsylvania typically require Bachelor's degree. Pennsylvania may have specific licensing or certification requirements. Check with the Pennsylvania licensing board or department of labor for current requirements.
Can a insurance underwriters afford to live in Pennsylvania?▼
At the median salary of $78,220, a insurance underwriters in Pennsylvania would take home approximately $5,084/month after taxes. With median 2-bedroom rent at $1,412/month, that's 27.8% of take-home pay going to housing. This is within the recommended 30% guideline.
What are the best cities for insurance underwriters in Pennsylvania?▼
The highest paying metro areas for insurance underwriters in Pennsylvania are Philadelphia-Camden-Wilmington ($93,240), Lancaster ($78,220), Allentown-Bethlehem-Easton ($78,170). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.
Does Pennsylvania have state income tax for insurance underwriters?▼
Yes, Pennsylvania has a state income tax rate of approximately 3.1%. On a $78,220 salary, this means roughly $2,401/year in state income tax. Use our take-home pay calculator for a detailed breakdown.