Claims Adjusters, Examiners, and Investigators Salary
Claims Adjusters, Examiners, and Investigators in Arecibo, PR make a median of $48,750 a year, or about $23.44 an hour. The range runs from $36K at the entry level to $116K for experienced workers. Adjusted for local prices (RPP 100), that's roughly $48,750 in purchasing power. Rent on a 2-bedroom averages $510/month, or 15.2% of estimated take-home pay.
So what does $49K get you in Arecibo?
Groceries, utilities, transportation, and healthcare scaled from national averages by Arecibo’s Regional Price Parity (100). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About claims adjusters, examiners, and investigators
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What this looks like in Arecibo
Pay for claims adjusters, examiners, and investigators in Arecibo runs about 37% below the U.S. median of $78K. Housing is manageable: a 2-bedroom at the HUD median costs $510/month, 14.9% of take-home, well inside the 30% guideline. Cost of living (RPP 100) is near the national average, so spending patterns here track the typical American budget fairly closely. Lower pay, lower costs, Arecibo can be a reasonable trade-off for claims adjusters, examiners, and investigatorss who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for claims adjusters, examiners, and investigators in metros near Arecibo, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| San Juan-Bayamon-Caguas | $47K | $47K |
| Mayaguez | $35K | $35K |
| Ponce | $43K | $43K |
| Aguadilla | $63K | $63K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Arecibo, PR
Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $36K. Mid-career wages sit at $49K. Top earners bring in $116K or more, a $80K spread from bottom to top.
Claims Adjusters, Examiners, and Investigators pay across states
Median income ranked highest to lowest, compared to the national figure
View Claims Adjusters, Examiners, and Investigators salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $101K | +30% | 360 |
| New Jersey | $96K | +23% | 9,650 |
| Maryland | $96K | +23% | N/A |
| California | $92K | +18% | 24,290 |
| Connecticut | $88K | +13% | 3,190 |
| Alaska | $88K | +12% | 220 |
| New York | $87K | +12% | 17,330 |
| Rhode Island | $87K | +11% | 1,150 |
| Vermont | $84K | +8% | 280 |
| New Hampshire | $84K | +8% | 880 |
| Massachusetts | $84K | +7% | 5,070 |
| Oregon | $82K | +5% | 2,950 |
| Washington | $81K | +3% | 6,180 |
| Alabama | $80K | +2% | 4,040 |
| Hawaii | $79K | +1% | 900 |
| South Dakota | $79K | +1% | 1,030 |
| Michigan | $79K | +1% | 6,640 |
| Texas | $79K | +1% | 29,220 |
| Maine | $79K | +1% | 1,650 |
| Minnesota | $78K | +0% | 5,530 |
| Wisconsin | $78K | +0% | 8,760 |
| Tennessee | $78K | +0% | 6,390 |
| Colorado | $78K | -0% | 5,680 |
| Idaho | $77K | -1% | 1,320 |
| Kansas | $77K | -1% | 4,570 |
| Pennsylvania | $77K | -1% | 13,270 |
| Mississippi | $77K | -1% | N/A |
| Illinois | $77K | -1% | 14,210 |
| Florida | $77K | -1% | 28,100 |
| Wyoming | $76K | -2% | 180 |
| Missouri | $76K | -3% | 6,200 |
| Nebraska | $76K | -3% | 3,160 |
| South Carolina | $75K | -3% | 4,130 |
| North Carolina | $75K | -3% | 9,880 |
| Virginia | $74K | -5% | 7,860 |
| Arkansas | $74K | -5% | 2,660 |
| Kentucky | $74K | -5% | 3,670 |
| Indiana | $74K | -6% | 4,340 |
| Georgia | $73K | -6% | N/A |
| Iowa | $73K | -7% | 3,930 |
| Delaware | $72K | -7% | N/A |
| Oklahoma | $71K | -9% | 4,140 |
| Utah | $69K | -12% | 2,440 |
| Ohio | $68K | -13% | 13,650 |
| New Mexico | $68K | -13% | 1,280 |
| West Virginia | $67K | -14% | 1,340 |
| North Dakota | $65K | -16% | 750 |
| Louisiana | $65K | -16% | 3,340 |
| Arizona | $65K | -17% | 13,830 |
| Montana | $64K | -18% | 1,230 |
| Nevada | $63K | -20% | N/A |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a claims adjusters, examiners, and investigator afford a 2BR apartment alone in Arecibo?
Yes — at the median salary of $49K, rent takes 14.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $510/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for claims adjusters, examiners, and investigators in Arecibo?
The 10th-percentile wage — what new claims adjusters, examiners, and investigators typically earn — is $36K/year. Take-home on that works out to about $2,159/month. At HUD’s $510/month FMR, rent would take 24% of that take-home — manageable on an entry-level income.
Is claims adjusters, examiners, and investigator a high-paying job in Arecibo?
Local pay runs 37% below the national median — $49K here vs. $78K nationally.
How does Arecibo compare to the national average for claims adjusters, examiners, and investigators?
Arecibo pays $49K median vs. the U.S. average of $78K — that’s -37%. After adjusting for local cost of living (RPP 100), the purchasing-power equivalent is $49K — below the national median.
How much do claims adjusters, examiners, and investigators make in Arecibo, PR?
The median is $48,750 a year, that works out to about $23 an hour. But the range is wide: entry-level workers start around $35,980, and experienced claims adjusters, examiners, and investigators can clear $115,920. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $49K enough to live in Arecibo?
On that salary, you'd take home roughly $3,434/month after taxes. A 2-bedroom here rents for about $510/month, which eats 14.9% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a claims adjusters, examiners, and investigators salary go in Arecibo?
Arecibo has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $48,750 in national-average purchasing power.
Where do claims adjusters, examiners, and investigators get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.