Claims Adjusters, Examiners, and Investigators Salary
Claims Adjusters, Examiners, and Investigators in Bellingham, WA make a median of $93,400 a year, or about $44.9 an hour. The range runs from $63K at the entry level to $115K for experienced workers. Adjusted for local prices (RPP 103.33), that's roughly $90,390 in purchasing power. Rent on a 2-bedroom averages $1,794/month, or 28.7% of estimated take-home pay.
So what does $93K get you in Bellingham?
Groceries, utilities, transportation, and healthcare scaled from national averages by Bellingham’s Regional Price Parity (103.33). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About claims adjusters, examiners, and investigators
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What this looks like in Bellingham
Bellingham sits well above the national pay line for claims adjusters, examiners, and investigators, local pay runs about 20% higher than the U.S. median of $78K. Rent runs $1,794/month for a 2-bedroom (HUD FMR), taking 29.1% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 103.33) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for claims adjusters, examiners, and investigators in metros near Bellingham, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Seattle-Tacoma-Bellevue | $83K | $75K |
| Olympia-Lacey-Tumwater | $78K | $76K |
| Spokane-Spokane Valley | $72K | $72K |
| Bremerton-Silverdale-Port Orchard | $93K | $88K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Bellingham, WA
Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $63K. Mid-career wages sit at $93K. Top earners bring in $115K or more, a $52K spread from bottom to top.
Claims Adjusters, Examiners, and Investigators pay across states
Median income ranked highest to lowest, compared to the national figure
View Claims Adjusters, Examiners, and Investigators salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $101K | +30% | 360 |
| New Jersey | $96K | +23% | 9,650 |
| Maryland | $96K | +23% | N/A |
| California | $92K | +18% | 24,290 |
| Connecticut | $88K | +13% | 3,190 |
| Alaska | $88K | +12% | 220 |
| New York | $87K | +12% | 17,330 |
| Rhode Island | $87K | +11% | 1,150 |
| Vermont | $84K | +8% | 280 |
| New Hampshire | $84K | +8% | 880 |
| Massachusetts | $84K | +7% | 5,070 |
| Oregon | $82K | +5% | 2,950 |
| Washington | $81K | +3% | 6,180 |
| Alabama | $80K | +2% | 4,040 |
| Hawaii | $79K | +1% | 900 |
| South Dakota | $79K | +1% | 1,030 |
| Michigan | $79K | +1% | 6,640 |
| Texas | $79K | +1% | 29,220 |
| Maine | $79K | +1% | 1,650 |
| Minnesota | $78K | +0% | 5,530 |
| Wisconsin | $78K | +0% | 8,760 |
| Tennessee | $78K | +0% | 6,390 |
| Colorado | $78K | -0% | 5,680 |
| Idaho | $77K | -1% | 1,320 |
| Kansas | $77K | -1% | 4,570 |
| Pennsylvania | $77K | -1% | 13,270 |
| Mississippi | $77K | -1% | N/A |
| Illinois | $77K | -1% | 14,210 |
| Florida | $77K | -1% | 28,100 |
| Wyoming | $76K | -2% | 180 |
| Missouri | $76K | -3% | 6,200 |
| Nebraska | $76K | -3% | 3,160 |
| South Carolina | $75K | -3% | 4,130 |
| North Carolina | $75K | -3% | 9,880 |
| Virginia | $74K | -5% | 7,860 |
| Arkansas | $74K | -5% | 2,660 |
| Kentucky | $74K | -5% | 3,670 |
| Indiana | $74K | -6% | 4,340 |
| Georgia | $73K | -6% | N/A |
| Iowa | $73K | -7% | 3,930 |
| Delaware | $72K | -7% | N/A |
| Oklahoma | $71K | -9% | 4,140 |
| Utah | $69K | -12% | 2,440 |
| Ohio | $68K | -13% | 13,650 |
| New Mexico | $68K | -13% | 1,280 |
| West Virginia | $67K | -14% | 1,340 |
| North Dakota | $65K | -16% | 750 |
| Louisiana | $65K | -16% | 3,340 |
| Arizona | $65K | -17% | 13,830 |
| Montana | $64K | -18% | 1,230 |
| Nevada | $63K | -20% | N/A |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a claims adjusters, examiners, and investigator afford a 2BR apartment alone in Bellingham?
Yes — at the median salary of $93K, rent takes 29.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,794/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for claims adjusters, examiners, and investigators in Bellingham?
The 10th-percentile wage — what new claims adjusters, examiners, and investigators typically earn — is $63K/year. Take-home on that works out to about $3,783/month. At HUD’s $1,794/month FMR, rent would take 47% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is claims adjusters, examiners, and investigator a high-paying job in Bellingham?
Local pay is 20% above the national median — $93K here vs. $78K nationally.
How does Bellingham compare to the national average for claims adjusters, examiners, and investigators?
Bellingham pays $93K median vs. the U.S. average of $78K — that’s +20%. After adjusting for local cost of living (RPP 103.33), the purchasing-power equivalent is $90K — still ahead of the national median.
How much do claims adjusters, examiners, and investigators make in Bellingham, WA?
The median is $93,400 a year, that works out to about $45 an hour. But the range is wide: entry-level workers start around $63,050, and experienced claims adjusters, examiners, and investigators can clear $114,700. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $93K enough to live in Bellingham?
On that salary, you'd take home roughly $6,174/month after taxes. A 2-bedroom here rents for about $1,794/month, which eats 29.1% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a claims adjusters, examiners, and investigators salary go in Bellingham?
Bellingham has a Regional Price Parity of 103.33 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $90,390 in national-average purchasing power.
Where do claims adjusters, examiners, and investigators get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.