Claims Adjusters, Examiners, and Investigators Salary in Binghamton, NY
Claims Adjusters, Examiners, and Investigators in Binghamton, NY make a median of $82,220 a year, or about $39.53 an hour. The range runs from $60K at the entry level to $103K for experienced workers. Cost of living is below average (RPP 92.86), which stretches that salary to about $88,542 in buying power. Rent on a 2-bedroom averages $1,103/month, or 21.4% of estimated take-home pay.
So what does $82K get you in Binghamton?
Groceries, utilities, transportation, and healthcare scaled from national averages by Binghamton’s Regional Price Parity (92.86). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About claims adjusters, examiners, and investigators
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Compensation breakdown
Annual earnings by percentile, Binghamton, NY
Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $60K. Mid-career wages sit at $82K. Top earners bring in $103K or more, a $43K spread from bottom to top.
Claims Adjusters, Examiners, and Investigators pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Maryland | $93K | +21% | 4,990 |
| California | $91K | +18% | 23,160 |
| District of Columbia | $89K | +16% | 350 |
| Alaska | $86K | +13% | 180 |
| New Jersey | $86K | +12% | 9,630 |
| Connecticut | $84K | +10% | 3,480 |
| Massachusetts | $84K | +10% | 4,550 |
| Rhode Island | $83K | +9% | 1,290 |
| New York | $82K | +7% | 16,780 |
| New Hampshire | $82K | +6% | 1,030 |
| Texas | $80K | +4% | 25,930 |
| Washington | $80K | +4% | 6,090 |
| Alabama | $80K | +4% | 4,430 |
| Hawaii | $79K | +3% | 960 |
| Oregon | $79K | +3% | 2,710 |
| Delaware | $79K | +3% | 760 |
| Wyoming | $79K | +3% | 210 |
| Vermont | $78K | +2% | 390 |
| Maine | $78K | +2% | 1,630 |
| Minnesota | $78K | +2% | 4,810 |
| Pennsylvania | $78K | +1% | 12,670 |
| Michigan | $77K | +1% | 6,540 |
| Virginia | $77K | +0% | 6,820 |
| Wisconsin | $77K | -0% | 7,250 |
| Kansas | $77K | -0% | 3,860 |
| Missouri | $76K | -1% | 6,220 |
| Mississippi | $75K | -2% | 1,540 |
| Arkansas | $75K | -2% | 2,600 |
| Tennessee | $75K | -2% | 5,930 |
| South Carolina | $75K | -2% | 3,220 |
| North Carolina | $75K | -3% | 8,410 |
| Illinois | $74K | -3% | 11,750 |
| South Dakota | $74K | -4% | 1,070 |
| Kentucky | $72K | -7% | 3,800 |
| Georgia | $72K | -7% | 14,580 |
| Louisiana | $69K | -10% | 2,700 |
| Iowa | $69K | -10% | 4,290 |
| Idaho | $68K | -11% | 1,260 |
| Nebraska | $68K | -11% | 3,150 |
| Oklahoma | $68K | -12% | 4,690 |
| Florida | $67K | -13% | 28,450 |
| Utah | $66K | -14% | 2,090 |
| New Mexico | $66K | -14% | 1,300 |
| West Virginia | $66K | -14% | 1,410 |
| Indiana | $65K | -16% | 2,970 |
| Nevada | $63K | -18% | 2,720 |
| Arizona | $63K | -18% | 14,840 |
| Montana | $63K | -18% | 1,140 |
| Ohio | $60K | -22% | 17,210 |
| North Dakota | $60K | -22% | 650 |
Showing 1–10 of 50 states
BLS does not publish data for every state when sample sizes are too small
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Frequently asked questions
How much do claims adjusters, examiners, and investigators make in Binghamton, NY?
The median is $82,220 a year, that works out to about $40 an hour. But the range is wide: entry-level workers start around $59,950, and experienced claims adjusters, examiners, and investigators can clear $103,340. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $82K enough to live in Binghamton?
On that salary, you'd take home roughly $5,193/month after taxes. A 2-bedroom here rents for about $1,103/month, which eats 21.2% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a claims adjusters, examiners, and investigators salary go in Binghamton?
Binghamton has a Regional Price Parity of 92.86 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $88,542 in national-average purchasing power.
Where do claims adjusters, examiners, and investigators get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.