Claims Adjusters, Examiners, and Investigators Salary
Claims Adjusters, Examiners, and Investigators in Binghamton, NY make a median of $87,320 a year, or about $41.98 an hour. The range runs from $58K at the entry level to $106K for experienced workers. Cost of living is below average (RPP 92.86), which stretches that salary to about $94,034 in buying power. Rent on a 2-bedroom averages $1,103/month, or 20.1% of estimated take-home pay.
So what does $87K get you in Binghamton?
Groceries, utilities, transportation, and healthcare scaled from national averages by Binghamton’s Regional Price Parity (92.86). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About claims adjusters, examiners, and investigators
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What this looks like in Binghamton
Binghamton sits well above the national pay line for claims adjusters, examiners, and investigators, local pay runs about 12% higher than the U.S. median of $78K. Housing is manageable: a 2-bedroom at the HUD median costs $1,103/month, 20.2% of take-home, well inside the 30% guideline. Regional Price Parity sits at 92.86 (national = 100), meaning everyday costs run about 7% cheaper here. Your dollar stretches further than the headline salary suggests. Combined with manageable housing costs, Binghamton offers a genuinely strong financial position for claims adjusters, examiners, and investigatorss at the median.
Compared to nearby metros
Median pay for claims adjusters, examiners, and investigators in metros near Binghamton, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| New York-Newark-Jersey City | $96K | $85K |
| Buffalo-Cheektowaga | $79K | $82K |
| Albany-Schenectady-Troy | $80K | $80K |
| Syracuse | $82K | $86K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Binghamton, NY
Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $58K. Mid-career wages sit at $87K. Top earners bring in $106K or more, a $48K spread from bottom to top.
Claims Adjusters, Examiners, and Investigators pay across states
Median income ranked highest to lowest, compared to the national figure
View Claims Adjusters, Examiners, and Investigators salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $101K | +30% | 360 |
| New Jersey | $96K | +23% | 9,650 |
| Maryland | $96K | +23% | N/A |
| California | $92K | +18% | 24,290 |
| Connecticut | $88K | +13% | 3,190 |
| Alaska | $88K | +12% | 220 |
| New York | $87K | +12% | 17,330 |
| Rhode Island | $87K | +11% | 1,150 |
| Vermont | $84K | +8% | 280 |
| New Hampshire | $84K | +8% | 880 |
| Massachusetts | $84K | +7% | 5,070 |
| Oregon | $82K | +5% | 2,950 |
| Washington | $81K | +3% | 6,180 |
| Alabama | $80K | +2% | 4,040 |
| Hawaii | $79K | +1% | 900 |
| South Dakota | $79K | +1% | 1,030 |
| Michigan | $79K | +1% | 6,640 |
| Texas | $79K | +1% | 29,220 |
| Maine | $79K | +1% | 1,650 |
| Minnesota | $78K | +0% | 5,530 |
| Wisconsin | $78K | +0% | 8,760 |
| Tennessee | $78K | +0% | 6,390 |
| Colorado | $78K | -0% | 5,680 |
| Idaho | $77K | -1% | 1,320 |
| Kansas | $77K | -1% | 4,570 |
| Pennsylvania | $77K | -1% | 13,270 |
| Mississippi | $77K | -1% | N/A |
| Illinois | $77K | -1% | 14,210 |
| Florida | $77K | -1% | 28,100 |
| Wyoming | $76K | -2% | 180 |
| Missouri | $76K | -3% | 6,200 |
| Nebraska | $76K | -3% | 3,160 |
| South Carolina | $75K | -3% | 4,130 |
| North Carolina | $75K | -3% | 9,880 |
| Virginia | $74K | -5% | 7,860 |
| Arkansas | $74K | -5% | 2,660 |
| Kentucky | $74K | -5% | 3,670 |
| Indiana | $74K | -6% | 4,340 |
| Georgia | $73K | -6% | N/A |
| Iowa | $73K | -7% | 3,930 |
| Delaware | $72K | -7% | N/A |
| Oklahoma | $71K | -9% | 4,140 |
| Utah | $69K | -12% | 2,440 |
| Ohio | $68K | -13% | 13,650 |
| New Mexico | $68K | -13% | 1,280 |
| West Virginia | $67K | -14% | 1,340 |
| North Dakota | $65K | -16% | 750 |
| Louisiana | $65K | -16% | 3,340 |
| Arizona | $65K | -17% | 13,830 |
| Montana | $64K | -18% | 1,230 |
| Nevada | $63K | -20% | N/A |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a claims adjusters, examiners, and investigator afford a 2BR apartment alone in Binghamton?
Yes — at the median salary of $87K, rent takes 20.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,103/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for claims adjusters, examiners, and investigators in Binghamton?
The 10th-percentile wage — what new claims adjusters, examiners, and investigators typically earn — is $58K/year. Take-home on that works out to about $3,499/month. At HUD’s $1,103/month FMR, rent would take 32% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is claims adjusters, examiners, and investigator a high-paying job in Binghamton?
Local pay is 12% above the national median — $87K here vs. $78K nationally.
How does Binghamton compare to the national average for claims adjusters, examiners, and investigators?
Binghamton pays $87K median vs. the U.S. average of $78K — that’s +12%. After adjusting for local cost of living (RPP 92.86), the purchasing-power equivalent is $94K — still ahead of the national median.
How much do claims adjusters, examiners, and investigators make in Binghamton, NY?
The median is $87,320 a year, that works out to about $42 an hour. But the range is wide: entry-level workers start around $58,320, and experienced claims adjusters, examiners, and investigators can clear $106,440. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $87K enough to live in Binghamton?
On that salary, you'd take home roughly $5,468/month after taxes. A 2-bedroom here rents for about $1,103/month, which eats 20.2% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a claims adjusters, examiners, and investigators salary go in Binghamton?
Binghamton has a Regional Price Parity of 92.86 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $94,034 in national-average purchasing power.
Where do claims adjusters, examiners, and investigators get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.