Claims Adjusters, Examiners, and Investigators Salary
Claims Adjusters, Examiners, and Investigators in Bismarck, ND make a median of $60,710 a year, or about $29.19 an hour. The range runs from $53K at the entry level to $96K for experienced workers. Cost of living is below average (RPP 91.02), which stretches that salary to about $66,700 in buying power. Rent on a 2-bedroom averages $1,175/month, or 28.9% of estimated take-home pay.
Where the paycheck goes
What $61K actually covers in Bismarck, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by Bismarck’s Regional Price Parity (91.02). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About claims adjusters, examiners, and investigators
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What this looks like in Bismarck
Pay for claims adjusters, examiners, and investigators in Bismarck runs about 22% below the U.S. median of $78K. Rent runs $1,175/month for a 2-bedroom (HUD FMR), taking 28.4% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 91.02 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for claims adjusters, examiners, and investigators in metros near Bismarck, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Fargo | $64K | $71K |
| Grand Forks | $78K | $90K |
| Minot | $79K | $91K |
| Minneapolis-St. Paul-Bloomington | $78K | $75K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Bismarck, ND
Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $53K. Mid-career wages sit at $61K. Top earners bring in $96K or more, a $43K spread from bottom to top.
Claims Adjusters, Examiners, and Investigators pay across states
Median income ranked highest to lowest, compared to the national figure
View Claims Adjusters, Examiners, and Investigators salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $101K | +30% | 360 |
| New Jersey | $96K | +23% | 9,650 |
| Maryland | $96K | +23% | N/A |
| California | $92K | +18% | 24,290 |
| Connecticut | $88K | +13% | 3,190 |
| Alaska | $88K | +12% | 220 |
| New York | $87K | +12% | 17,330 |
| Rhode Island | $87K | +11% | 1,150 |
| Vermont | $84K | +8% | 280 |
| New Hampshire | $84K | +8% | 880 |
| Massachusetts | $84K | +7% | 5,070 |
| Oregon | $82K | +5% | 2,950 |
| Washington | $81K | +3% | 6,180 |
| Alabama | $80K | +2% | 4,040 |
| Hawaii | $79K | +1% | 900 |
| South Dakota | $79K | +1% | 1,030 |
| Michigan | $79K | +1% | 6,640 |
| Texas | $79K | +1% | 29,220 |
| Maine | $79K | +1% | 1,650 |
| Minnesota | $78K | +0% | 5,530 |
| Wisconsin | $78K | +0% | 8,760 |
| Tennessee | $78K | +0% | 6,390 |
| Colorado | $78K | -0% | 5,680 |
| Idaho | $77K | -1% | 1,320 |
| Kansas | $77K | -1% | 4,570 |
| Pennsylvania | $77K | -1% | 13,270 |
| Mississippi | $77K | -1% | N/A |
| Illinois | $77K | -1% | 14,210 |
| Florida | $77K | -1% | 28,100 |
| Wyoming | $76K | -2% | 180 |
| Missouri | $76K | -3% | 6,200 |
| Nebraska | $76K | -3% | 3,160 |
| South Carolina | $75K | -3% | 4,130 |
| North Carolina | $75K | -3% | 9,880 |
| Virginia | $74K | -5% | 7,860 |
| Arkansas | $74K | -5% | 2,660 |
| Kentucky | $74K | -5% | 3,670 |
| Indiana | $74K | -6% | 4,340 |
| Georgia | $73K | -6% | N/A |
| Iowa | $73K | -7% | 3,930 |
| Delaware | $72K | -7% | N/A |
| Oklahoma | $71K | -9% | 4,140 |
| Utah | $69K | -12% | 2,440 |
| Ohio | $68K | -13% | 13,650 |
| New Mexico | $68K | -13% | 1,280 |
| West Virginia | $67K | -14% | 1,340 |
| North Dakota | $65K | -16% | 750 |
| Louisiana | $65K | -16% | 3,340 |
| Arizona | $65K | -17% | 13,830 |
| Montana | $64K | -18% | 1,230 |
| Nevada | $63K | -20% | N/A |
Showing 1–10 of 51 (all 50 states + DC)
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Quick answers
The stuff people actually ask about this job
Can a claims adjusters, examiners, and investigator afford a 2BR apartment alone in Bismarck?
Yes — at the median salary of $61K, rent takes 28.4% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,175/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for claims adjusters, examiners, and investigators in Bismarck?
The 10th-percentile wage — what new claims adjusters, examiners, and investigators typically earn — is $53K/year. Take-home on that works out to about $3,621/month. At HUD’s $1,175/month FMR, rent would take 32% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is claims adjusters, examiners, and investigator a high-paying job in Bismarck?
Local pay runs 22% below the national median — $61K here vs. $78K nationally. Cost of living is 9% below the national average, which narrows that gap in real purchasing power.
How does Bismarck compare to the national average for claims adjusters, examiners, and investigators?
Bismarck pays $61K median vs. the U.S. average of $78K — that’s -22%. After adjusting for local cost of living (RPP 91.02), the purchasing-power equivalent is $67K — below the national median.
How much do claims adjusters, examiners, and investigators make in Bismarck, ND?
The median is $60,710 a year, that works out to about $29 an hour. But the range is wide: entry-level workers start around $52,820, and experienced claims adjusters, examiners, and investigators can clear $95,640. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $61K enough to live in Bismarck?
On that salary, you'd take home roughly $4,136/month after taxes. A 2-bedroom here rents for about $1,175/month, which eats 28.4% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a claims adjusters, examiners, and investigators salary go in Bismarck?
Bismarck has a Regional Price Parity of 91.02 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $66,700 in national-average purchasing power.
Where do claims adjusters, examiners, and investigators get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.