Claims Adjusters, Examiners, and Investigators Salary
Claims Adjusters, Examiners, and Investigators in Hilton Head Island-Bluffton-Port Royal, SC make a median of $79,000 a year, or about $37.98 an hour. The range runs from $47K at the entry level to $124K for experienced workers. Adjusted for local prices (RPP 98.02), that's roughly $80,596 in purchasing power. A 2-bedroom apartment runs $1,816/month, about 35% of take-home, which is tight.
So what does $79K get you in Hilton Head Island-Bluffton-Port Royal?
Groceries, utilities, transportation, and healthcare scaled from national averages by Hilton Head Island-Bluffton-Port Royal’s Regional Price Parity (98.02). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About claims adjusters, examiners, and investigators
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What this looks like in Hilton Head Island-Bluffton-Port Royal
Claims adjusters, examiners, and investigators pay in Hilton Head Island-Bluffton-Port Royal tracks closely to the national median, $79K locally vs. $78K nationwide, a 1% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,816/month, which is 36% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 98.02) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for claims adjusters, examiners, and investigators in metros near Hilton Head Island-Bluffton-Port Royal, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Columbia | $67K | $72K |
| Greenville-Anderson-Greer | $79K | $85K |
| Charleston-North Charleston | $81K | $81K |
| Myrtle Beach-Conway-North Myrtle Beach | $81K | $86K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Hilton Head Island-Bluffton-Port Royal, SC
Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $47K. Mid-career wages sit at $79K. Top earners bring in $124K or more, a $77K spread from bottom to top.
Claims Adjusters, Examiners, and Investigators pay across states
Median income ranked highest to lowest, compared to the national figure
View Claims Adjusters, Examiners, and Investigators salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $101K | +30% | 360 |
| New Jersey | $96K | +23% | 9,650 |
| Maryland | $96K | +23% | N/A |
| California | $92K | +18% | 24,290 |
| Connecticut | $88K | +13% | 3,190 |
| Alaska | $88K | +12% | 220 |
| New York | $87K | +12% | 17,330 |
| Rhode Island | $87K | +11% | 1,150 |
| Vermont | $84K | +8% | 280 |
| New Hampshire | $84K | +8% | 880 |
| Massachusetts | $84K | +7% | 5,070 |
| Oregon | $82K | +5% | 2,950 |
| Washington | $81K | +3% | 6,180 |
| Alabama | $80K | +2% | 4,040 |
| Hawaii | $79K | +1% | 900 |
| South Dakota | $79K | +1% | 1,030 |
| Michigan | $79K | +1% | 6,640 |
| Texas | $79K | +1% | 29,220 |
| Maine | $79K | +1% | 1,650 |
| Minnesota | $78K | +0% | 5,530 |
| Wisconsin | $78K | +0% | 8,760 |
| Tennessee | $78K | +0% | 6,390 |
| Colorado | $78K | -0% | 5,680 |
| Idaho | $77K | -1% | 1,320 |
| Kansas | $77K | -1% | 4,570 |
| Pennsylvania | $77K | -1% | 13,270 |
| Mississippi | $77K | -1% | N/A |
| Illinois | $77K | -1% | 14,210 |
| Florida | $77K | -1% | 28,100 |
| Wyoming | $76K | -2% | 180 |
| Missouri | $76K | -3% | 6,200 |
| Nebraska | $76K | -3% | 3,160 |
| South Carolina | $75K | -3% | 4,130 |
| North Carolina | $75K | -3% | 9,880 |
| Virginia | $74K | -5% | 7,860 |
| Arkansas | $74K | -5% | 2,660 |
| Kentucky | $74K | -5% | 3,670 |
| Indiana | $74K | -6% | 4,340 |
| Georgia | $73K | -6% | N/A |
| Iowa | $73K | -7% | 3,930 |
| Delaware | $72K | -7% | N/A |
| Oklahoma | $71K | -9% | 4,140 |
| Utah | $69K | -12% | 2,440 |
| Ohio | $68K | -13% | 13,650 |
| New Mexico | $68K | -13% | 1,280 |
| West Virginia | $67K | -14% | 1,340 |
| North Dakota | $65K | -16% | 750 |
| Louisiana | $65K | -16% | 3,340 |
| Arizona | $65K | -17% | 13,830 |
| Montana | $64K | -18% | 1,230 |
| Nevada | $63K | -20% | N/A |
Showing 1–10 of 51 states
Track claims adjusters, examiners, and investigators salary changes
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Frequently asked questions
Can a claims adjusters, examiners, and investigator afford a 2BR apartment alone in Hilton Head Island-Bluffton-Port Royal?
It’s a stretch — at the median salary of $79K, rent takes 36% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,816/month. The 30% guideline puts the comfortable ceiling at roughly $1,500/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for claims adjusters, examiners, and investigators in Hilton Head Island-Bluffton-Port Royal?
The 10th-percentile wage — what new claims adjusters, examiners, and investigators typically earn — is $47K/year. Take-home on that works out to about $2,800/month. At HUD’s $1,816/month FMR, rent would take 65% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is claims adjusters, examiners, and investigator a high-paying job in Hilton Head Island-Bluffton-Port Royal?
Pay here is roughly in line with the national average — $79K locally vs. $78K nationally, a 1% difference.
How does Hilton Head Island-Bluffton-Port Royal compare to the national average for claims adjusters, examiners, and investigators?
Hilton Head Island-Bluffton-Port Royal pays $79K median vs. the U.S. average of $78K — that’s +1%. After adjusting for local cost of living (RPP 98.02), the purchasing-power equivalent is $81K — still ahead of the national median.
How much do claims adjusters, examiners, and investigators make in Hilton Head Island-Bluffton-Port Royal, SC?
The median is $79,000 a year, that works out to about $38 an hour. But the range is wide: entry-level workers start around $46,670, and experienced claims adjusters, examiners, and investigators can clear $123,830. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $79K enough to live in Hilton Head Island-Bluffton-Port Royal?
On that salary, you'd take home roughly $5,044/month after taxes. A 2-bedroom here rents for about $1,816/month, which eats 36% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a claims adjusters, examiners, and investigators salary go in Hilton Head Island-Bluffton-Port Royal?
Hilton Head Island-Bluffton-Port Royal has a Regional Price Parity of 98.02 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $80,596 in national-average purchasing power.
Where do claims adjusters, examiners, and investigators get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.
