Claims Adjusters, Examiners, and Investigators Salary
Claims Adjusters, Examiners, and Investigators in Hot Springs, AR make a median of $81,330 a year, or about $39.1 an hour. The range runs from $57K at the entry level to $114K for experienced workers. Cost of living is below average (RPP 85.73), which stretches that salary to about $94,868 in buying power. Rent on a 2-bedroom averages $1,090/month, or 21.2% of estimated take-home pay.
So what does $81K get you in Hot Springs?
Groceries, utilities, transportation, and healthcare scaled from national averages by Hot Springs’s Regional Price Parity (85.73). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About claims adjusters, examiners, and investigators
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What this looks like in Hot Springs
Claims adjusters, examiners, and investigators pay in Hot Springs tracks closely to the national median, $81K locally vs. $78K nationwide, a 4% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,090/month, 20.9% of take-home, well inside the 30% guideline. Regional Price Parity sits at 85.73 (national = 100), meaning everyday costs run about 14% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for claims adjusters, examiners, and investigators in metros near Hot Springs, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Little Rock-North Little Rock-Conway | $67K | $75K |
| Fayetteville-Springdale-Rogers | $79K | $86K |
| Fort Smith | $78K | $91K |
| Jonesboro | $81K | $95K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Hot Springs, AR
Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $57K. Mid-career wages sit at $81K. Top earners bring in $114K or more, a $58K spread from bottom to top.
Claims Adjusters, Examiners, and Investigators pay across states
Median income ranked highest to lowest, compared to the national figure
View Claims Adjusters, Examiners, and Investigators salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $101K | +30% | 360 |
| New Jersey | $96K | +23% | 9,650 |
| Maryland | $96K | +23% | N/A |
| California | $92K | +18% | 24,290 |
| Connecticut | $88K | +13% | 3,190 |
| Alaska | $88K | +12% | 220 |
| New York | $87K | +12% | 17,330 |
| Rhode Island | $87K | +11% | 1,150 |
| Vermont | $84K | +8% | 280 |
| New Hampshire | $84K | +8% | 880 |
| Massachusetts | $84K | +7% | 5,070 |
| Oregon | $82K | +5% | 2,950 |
| Washington | $81K | +3% | 6,180 |
| Alabama | $80K | +2% | 4,040 |
| Hawaii | $79K | +1% | 900 |
| South Dakota | $79K | +1% | 1,030 |
| Michigan | $79K | +1% | 6,640 |
| Texas | $79K | +1% | 29,220 |
| Maine | $79K | +1% | 1,650 |
| Minnesota | $78K | +0% | 5,530 |
| Wisconsin | $78K | +0% | 8,760 |
| Tennessee | $78K | +0% | 6,390 |
| Colorado | $78K | -0% | 5,680 |
| Idaho | $77K | -1% | 1,320 |
| Kansas | $77K | -1% | 4,570 |
| Pennsylvania | $77K | -1% | 13,270 |
| Mississippi | $77K | -1% | N/A |
| Illinois | $77K | -1% | 14,210 |
| Florida | $77K | -1% | 28,100 |
| Wyoming | $76K | -2% | 180 |
| Missouri | $76K | -3% | 6,200 |
| Nebraska | $76K | -3% | 3,160 |
| South Carolina | $75K | -3% | 4,130 |
| North Carolina | $75K | -3% | 9,880 |
| Virginia | $74K | -5% | 7,860 |
| Arkansas | $74K | -5% | 2,660 |
| Kentucky | $74K | -5% | 3,670 |
| Indiana | $74K | -6% | 4,340 |
| Georgia | $73K | -6% | N/A |
| Iowa | $73K | -7% | 3,930 |
| Delaware | $72K | -7% | N/A |
| Oklahoma | $71K | -9% | 4,140 |
| Utah | $69K | -12% | 2,440 |
| Ohio | $68K | -13% | 13,650 |
| New Mexico | $68K | -13% | 1,280 |
| West Virginia | $67K | -14% | 1,340 |
| North Dakota | $65K | -16% | 750 |
| Louisiana | $65K | -16% | 3,340 |
| Arizona | $65K | -17% | 13,830 |
| Montana | $64K | -18% | 1,230 |
| Nevada | $63K | -20% | N/A |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a claims adjusters, examiners, and investigator afford a 2BR apartment alone in Hot Springs?
Yes — at the median salary of $81K, rent takes 20.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,090/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for claims adjusters, examiners, and investigators in Hot Springs?
The 10th-percentile wage — what new claims adjusters, examiners, and investigators typically earn — is $57K/year. Take-home on that works out to about $3,395/month. At HUD’s $1,090/month FMR, rent would take 32% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is claims adjusters, examiners, and investigator a high-paying job in Hot Springs?
Pay here is roughly in line with the national average — $81K locally vs. $78K nationally, a 4% difference.
How does Hot Springs compare to the national average for claims adjusters, examiners, and investigators?
Hot Springs pays $81K median vs. the U.S. average of $78K — that’s +4%. After adjusting for local cost of living (RPP 85.73), the purchasing-power equivalent is $95K — still ahead of the national median.
How much do claims adjusters, examiners, and investigators make in Hot Springs, AR?
The median is $81,330 a year, that works out to about $39 an hour. But the range is wide: entry-level workers start around $56,580, and experienced claims adjusters, examiners, and investigators can clear $114,150. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $81K enough to live in Hot Springs?
On that salary, you'd take home roughly $5,217/month after taxes. A 2-bedroom here rents for about $1,090/month, which eats 20.9% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a claims adjusters, examiners, and investigators salary go in Hot Springs?
Hot Springs has a Regional Price Parity of 85.73 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $94,868 in national-average purchasing power.
Where do claims adjusters, examiners, and investigators get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.