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Business & Finance

Claims Adjusters, Examiners, and Investigators Salary

in Johnstown, PA

Claims Adjusters, Examiners, and Investigators in Johnstown, PA make a median of $79,980 a year, or about $38.45 an hour. The range runs from $47K at the entry level to $110K for experienced workers. Cost of living is below average (RPP 85.93), which stretches that salary to about $93,076 in buying power. Rent on a 2-bedroom averages $1,035/month, or 19.3% of estimated take-home pay.

$80K
Median annual
$38.45/hr
Hourly rate
$47K
Entry level (10th %)
$110K
Senior level (90th %)

So what does $80K get you in Johnstown?

Estimated take-home pay$5,183/mo
Rent (2BR median)-$1,035/mo
Rent as % of take-home20% ✓ within 30% guideline
Groceries-$337/mo
Utilities-$168/mo
Transportation-$296/mo
Healthcare *-$196/mo
Left over$3,151/mo

Groceries, utilities, transportation, and healthcare scaled from national averages by Johnstown’s Regional Price Parity (85.93). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.

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About claims adjusters, examiners, and investigators

Education: Bachelor's degree
U.S. employed: 324,230
Johnstown, PA employed: 50
Category: Business & Finance

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What this looks like in Johnstown

Claims adjusters, examiners, and investigators pay in Johnstown tracks closely to the national median, $80K locally vs. $78K nationwide, a 3% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,035/month, 20% of take-home, well inside the 30% guideline. Regional Price Parity sits at 85.93 (national = 100), meaning everyday costs run about 14% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.

Compared to nearby metros

Median pay for claims adjusters, examiners, and investigators in metros near Johnstown, adjusted for local cost of living.

MetroMedian payCOL-adjusted
Philadelphia-Camden-Wilmington$82K$80K
Pittsburgh$76K$81K
Harrisburg-Carlisle$76K$77K
Scranton--Wilkes-Barre$77K$82K

COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.

Compensation breakdown

Annual earnings by percentile, Johnstown, PA

Bar chart showing Claims Adjusters, Examiners, and Investigators salary percentiles in Johnstown, PA: 10th percentile $46,620, 25th percentile $60,990, median $79,980, 75th percentile $96,650, 90th percentile $109,950. Source: Bureau of Labor Statistics.10th$47K25th$61KMedian$80K75th$97K90th$110K
Bar chart showing Claims Adjusters, Examiners, and Investigators salary percentiles in Johnstown, PA: 10th percentile $46,620, 25th percentile $60,990, median $79,980, 75th percentile $96,650, 90th percentile $109,950. Source: Bureau of Labor Statistics.

Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $47K. Mid-career wages sit at $80K. Top earners bring in $110K or more, a $63K spread from bottom to top.

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Claims Adjusters, Examiners, and Investigators pay across states

Median income ranked highest to lowest, compared to the national figure

View Claims Adjusters, Examiners, and Investigators salary in all states
StateMedian salaryvs. nationalEmployment
District of Columbia$101K+30%360
New Jersey$96K+23%9,650
Maryland$96K+23%N/A
California$92K+18%24,290
Connecticut$88K+13%3,190
Alaska$88K+12%220
New York$87K+12%17,330
Rhode Island$87K+11%1,150
Vermont$84K+8%280
New Hampshire$84K+8%880
Massachusetts$84K+7%5,070
Oregon$82K+5%2,950
Washington$81K+3%6,180
Alabama$80K+2%4,040
Hawaii$79K+1%900
South Dakota$79K+1%1,030
Michigan$79K+1%6,640
Texas$79K+1%29,220
Maine$79K+1%1,650
Minnesota$78K+0%5,530
Wisconsin$78K+0%8,760
Tennessee$78K+0%6,390
Colorado$78K-0%5,680
Idaho$77K-1%1,320
Kansas$77K-1%4,570
Pennsylvania$77K-1%13,270
Mississippi$77K-1%N/A
Illinois$77K-1%14,210
Florida$77K-1%28,100
Wyoming$76K-2%180
Missouri$76K-3%6,200
Nebraska$76K-3%3,160
South Carolina$75K-3%4,130
North Carolina$75K-3%9,880
Virginia$74K-5%7,860
Arkansas$74K-5%2,660
Kentucky$74K-5%3,670
Indiana$74K-6%4,340
Georgia$73K-6%N/A
Iowa$73K-7%3,930
Delaware$72K-7%N/A
Oklahoma$71K-9%4,140
Utah$69K-12%2,440
Ohio$68K-13%13,650
New Mexico$68K-13%1,280
West Virginia$67K-14%1,340
North Dakota$65K-16%750
Louisiana$65K-16%3,340
Arizona$65K-17%13,830
Montana$64K-18%1,230
Nevada$63K-20%N/A
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Showing 1–10 of 51 states

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Frequently asked questions

Can a claims adjusters, examiners, and investigator afford a 2BR apartment alone in Johnstown?

Yes — at the median salary of $80K, rent takes 20% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,035/month. That stays under the 30% guideline most financial planners use.

What’s the entry-level salary for claims adjusters, examiners, and investigators in Johnstown?

The 10th-percentile wage — what new claims adjusters, examiners, and investigators typically earn — is $47K/year. Take-home on that works out to about $2,797/month. At HUD’s $1,035/month FMR, rent would take 37% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.

Is claims adjusters, examiners, and investigator a high-paying job in Johnstown?

Pay here is roughly in line with the national average — $80K locally vs. $78K nationally, a 3% difference.

How does Johnstown compare to the national average for claims adjusters, examiners, and investigators?

Johnstown pays $80K median vs. the U.S. average of $78K — that’s +3%. After adjusting for local cost of living (RPP 85.93), the purchasing-power equivalent is $93K — still ahead of the national median.

How much do claims adjusters, examiners, and investigators make in Johnstown, PA?

The median is $79,980 a year, that works out to about $38 an hour. But the range is wide: entry-level workers start around $46,620, and experienced claims adjusters, examiners, and investigators can clear $109,950. These are BLS numbers, based on employer-reported data, not self-reported surveys.

Is $80K enough to live in Johnstown?

On that salary, you'd take home roughly $5,183/month after taxes. A 2-bedroom here rents for about $1,035/month, which eats 20% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.

How far does a claims adjusters, examiners, and investigators salary go in Johnstown?

Johnstown has a Regional Price Parity of 85.93 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $93,076 in national-average purchasing power.

Where do claims adjusters, examiners, and investigators get paid the most?

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.

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