Claims Adjusters, Examiners, and Investigators Salary
Claims Adjusters, Examiners, and Investigators in Lubbock, TX make a median of $69,200 a year, or about $33.27 an hour. The range runs from $49K at the entry level to $96K for experienced workers. Cost of living is below average (RPP 91.32), which stretches that salary to about $75,777 in buying power. Rent on a 2-bedroom averages $973/month, or 20.2% of estimated take-home pay.
So what does $69K get you in Lubbock?
Groceries, utilities, transportation, and healthcare scaled from national averages by Lubbock’s Regional Price Parity (91.32). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About claims adjusters, examiners, and investigators
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What this looks like in Lubbock
Pay for claims adjusters, examiners, and investigators in Lubbock runs about 11% below the U.S. median of $78K. Housing is manageable: a 2-bedroom at the HUD median costs $973/month, 20.5% of take-home, well inside the 30% guideline. Regional Price Parity sits at 91.32 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. Lower pay, lower costs, Lubbock can be a reasonable trade-off for claims adjusters, examiners, and investigatorss who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for claims adjusters, examiners, and investigators in metros near Lubbock, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Abilene | $36K | $39K |
| Dallas-Fort Worth-Arlington | $83K | $80K |
| San Antonio-New Braunfels | $82K | $86K |
| Houston-Pasadena-The Woodlands | $79K | $80K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Lubbock, TX
Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $49K. Mid-career wages sit at $69K. Top earners bring in $96K or more, a $47K spread from bottom to top.
Claims Adjusters, Examiners, and Investigators pay across states
Median income ranked highest to lowest, compared to the national figure
View Claims Adjusters, Examiners, and Investigators salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $101K | +30% | 360 |
| New Jersey | $96K | +23% | 9,650 |
| Maryland | $96K | +23% | N/A |
| California | $92K | +18% | 24,290 |
| Connecticut | $88K | +13% | 3,190 |
| Alaska | $88K | +12% | 220 |
| New York | $87K | +12% | 17,330 |
| Rhode Island | $87K | +11% | 1,150 |
| Vermont | $84K | +8% | 280 |
| New Hampshire | $84K | +8% | 880 |
| Massachusetts | $84K | +7% | 5,070 |
| Oregon | $82K | +5% | 2,950 |
| Washington | $81K | +3% | 6,180 |
| Alabama | $80K | +2% | 4,040 |
| Hawaii | $79K | +1% | 900 |
| South Dakota | $79K | +1% | 1,030 |
| Michigan | $79K | +1% | 6,640 |
| Texas | $79K | +1% | 29,220 |
| Maine | $79K | +1% | 1,650 |
| Minnesota | $78K | +0% | 5,530 |
| Wisconsin | $78K | +0% | 8,760 |
| Tennessee | $78K | +0% | 6,390 |
| Colorado | $78K | -0% | 5,680 |
| Idaho | $77K | -1% | 1,320 |
| Kansas | $77K | -1% | 4,570 |
| Pennsylvania | $77K | -1% | 13,270 |
| Mississippi | $77K | -1% | N/A |
| Illinois | $77K | -1% | 14,210 |
| Florida | $77K | -1% | 28,100 |
| Wyoming | $76K | -2% | 180 |
| Missouri | $76K | -3% | 6,200 |
| Nebraska | $76K | -3% | 3,160 |
| South Carolina | $75K | -3% | 4,130 |
| North Carolina | $75K | -3% | 9,880 |
| Virginia | $74K | -5% | 7,860 |
| Arkansas | $74K | -5% | 2,660 |
| Kentucky | $74K | -5% | 3,670 |
| Indiana | $74K | -6% | 4,340 |
| Georgia | $73K | -6% | N/A |
| Iowa | $73K | -7% | 3,930 |
| Delaware | $72K | -7% | N/A |
| Oklahoma | $71K | -9% | 4,140 |
| Utah | $69K | -12% | 2,440 |
| Ohio | $68K | -13% | 13,650 |
| New Mexico | $68K | -13% | 1,280 |
| West Virginia | $67K | -14% | 1,340 |
| North Dakota | $65K | -16% | 750 |
| Louisiana | $65K | -16% | 3,340 |
| Arizona | $65K | -17% | 13,830 |
| Montana | $64K | -18% | 1,230 |
| Nevada | $63K | -20% | N/A |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a claims adjusters, examiners, and investigator afford a 2BR apartment alone in Lubbock?
Yes — at the median salary of $69K, rent takes 20.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $973/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for claims adjusters, examiners, and investigators in Lubbock?
The 10th-percentile wage — what new claims adjusters, examiners, and investigators typically earn — is $49K/year. Take-home on that works out to about $2,944/month. At HUD’s $973/month FMR, rent would take 33% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is claims adjusters, examiners, and investigator a high-paying job in Lubbock?
Local pay runs 11% below the national median — $69K here vs. $78K nationally. Cost of living is 9% below the national average, which narrows that gap in real purchasing power.
How does Lubbock compare to the national average for claims adjusters, examiners, and investigators?
Lubbock pays $69K median vs. the U.S. average of $78K — that’s -11%. After adjusting for local cost of living (RPP 91.32), the purchasing-power equivalent is $76K — below the national median.
How much do claims adjusters, examiners, and investigators make in Lubbock, TX?
The median is $69,200 a year, that works out to about $33 an hour. But the range is wide: entry-level workers start around $49,070, and experienced claims adjusters, examiners, and investigators can clear $96,100. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $69K enough to live in Lubbock?
On that salary, you'd take home roughly $4,756/month after taxes. A 2-bedroom here rents for about $973/month, which eats 20.5% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a claims adjusters, examiners, and investigators salary go in Lubbock?
Lubbock has a Regional Price Parity of 91.32 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $75,777 in national-average purchasing power.
Where do claims adjusters, examiners, and investigators get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.