Claims Adjusters, Examiners, and Investigators Salary
Claims Adjusters, Examiners, and Investigators in Stockton-Lodi, CA make a median of $95,490 a year, or about $45.91 an hour. The range runs from $64K at the entry level to $120K for experienced workers. Prices run high here (RPP 105.09), so that salary is closer to $90,865 in real purchasing power. Rent on a 2-bedroom averages $1,742/month, or 29.1% of estimated take-home pay.
So what does $95K get you in Stockton-Lodi?
Groceries, utilities, transportation, and healthcare scaled from national averages by Stockton-Lodi’s Regional Price Parity (105.09). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About claims adjusters, examiners, and investigators
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in Stockton-Lodi
Stockton-Lodi sits well above the national pay line for claims adjusters, examiners, and investigators, local pay runs about 22% higher than the U.S. median of $78K. Rent runs $1,742/month for a 2-bedroom (HUD FMR), taking 29.6% of the median take-home. That's within the 30% rule, though not by much. Cost-of-living overall is 5% above the national average (BEA RPP 105.09), so groceries and services cost more too. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for claims adjusters, examiners, and investigators in metros near Stockton-Lodi, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Los Angeles-Long Beach-Anaheim | $89K | $78K |
| San Francisco-Oakland-Fremont | $105K | $91K |
| San Diego-Chula Vista-Carlsbad | $85K | $76K |
| Sacramento-Roseville-Folsom | $88K | $82K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Stockton-Lodi, CA
Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $64K. Mid-career wages sit at $95K. Top earners bring in $120K or more, a $56K spread from bottom to top.
Claims Adjusters, Examiners, and Investigators pay across states
Median income ranked highest to lowest, compared to the national figure
View Claims Adjusters, Examiners, and Investigators salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $101K | +30% | 360 |
| New Jersey | $96K | +23% | 9,650 |
| Maryland | $96K | +23% | N/A |
| California | $92K | +18% | 24,290 |
| Connecticut | $88K | +13% | 3,190 |
| Alaska | $88K | +12% | 220 |
| New York | $87K | +12% | 17,330 |
| Rhode Island | $87K | +11% | 1,150 |
| Vermont | $84K | +8% | 280 |
| New Hampshire | $84K | +8% | 880 |
| Massachusetts | $84K | +7% | 5,070 |
| Oregon | $82K | +5% | 2,950 |
| Washington | $81K | +3% | 6,180 |
| Alabama | $80K | +2% | 4,040 |
| Hawaii | $79K | +1% | 900 |
| South Dakota | $79K | +1% | 1,030 |
| Michigan | $79K | +1% | 6,640 |
| Texas | $79K | +1% | 29,220 |
| Maine | $79K | +1% | 1,650 |
| Minnesota | $78K | +0% | 5,530 |
| Wisconsin | $78K | +0% | 8,760 |
| Tennessee | $78K | +0% | 6,390 |
| Colorado | $78K | -0% | 5,680 |
| Idaho | $77K | -1% | 1,320 |
| Kansas | $77K | -1% | 4,570 |
| Pennsylvania | $77K | -1% | 13,270 |
| Mississippi | $77K | -1% | N/A |
| Illinois | $77K | -1% | 14,210 |
| Florida | $77K | -1% | 28,100 |
| Wyoming | $76K | -2% | 180 |
| Missouri | $76K | -3% | 6,200 |
| Nebraska | $76K | -3% | 3,160 |
| South Carolina | $75K | -3% | 4,130 |
| North Carolina | $75K | -3% | 9,880 |
| Virginia | $74K | -5% | 7,860 |
| Arkansas | $74K | -5% | 2,660 |
| Kentucky | $74K | -5% | 3,670 |
| Indiana | $74K | -6% | 4,340 |
| Georgia | $73K | -6% | N/A |
| Iowa | $73K | -7% | 3,930 |
| Delaware | $72K | -7% | N/A |
| Oklahoma | $71K | -9% | 4,140 |
| Utah | $69K | -12% | 2,440 |
| Ohio | $68K | -13% | 13,650 |
| New Mexico | $68K | -13% | 1,280 |
| West Virginia | $67K | -14% | 1,340 |
| North Dakota | $65K | -16% | 750 |
| Louisiana | $65K | -16% | 3,340 |
| Arizona | $65K | -17% | 13,830 |
| Montana | $64K | -18% | 1,230 |
| Nevada | $63K | -20% | N/A |
Showing 1–10 of 51 (all 50 states + DC)
Track claims adjusters, examiners, and investigators salary changes
BLS updates this data quarterly. We'll email you when Stockton-Lodi numbers change.
Related careers in Business & Finance
Frequently asked questions
Can a claims adjusters, examiners, and investigator afford a 2BR apartment alone in Stockton-Lodi?
Yes — at the median salary of $95K, rent takes 29.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,742/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for claims adjusters, examiners, and investigators in Stockton-Lodi?
The 10th-percentile wage — what new claims adjusters, examiners, and investigators typically earn — is $64K/year. Take-home on that works out to about $3,863/month. At HUD’s $1,742/month FMR, rent would take 45% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is claims adjusters, examiners, and investigator a high-paying job in Stockton-Lodi?
Local pay is 22% above the national median — $95K here vs. $78K nationally. Keep in mind cost of living here is 5% above the national average, which offsets some of that premium.
How does Stockton-Lodi compare to the national average for claims adjusters, examiners, and investigators?
Stockton-Lodi pays $95K median vs. the U.S. average of $78K — that’s +22%. After adjusting for local cost of living (RPP 105.09), the purchasing-power equivalent is $91K — still ahead of the national median.
How much do claims adjusters, examiners, and investigators make in Stockton-Lodi, CA?
The median is $95,490 a year, that works out to about $46 an hour. But the range is wide: entry-level workers start around $64,390, and experienced claims adjusters, examiners, and investigators can clear $120,140. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $95K enough to live in Stockton-Lodi?
On that salary, you'd take home roughly $5,879/month after taxes. A 2-bedroom here rents for about $1,742/month, which eats 29.6% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a claims adjusters, examiners, and investigators salary go in Stockton-Lodi?
Stockton-Lodi has a Regional Price Parity of 105.09 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $90,865 in national-average purchasing power.
Where do claims adjusters, examiners, and investigators get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.