Claims Adjusters, Examiners, and Investigators Salary
Claims Adjusters, Examiners, and Investigators in Utica-Rome, NY make a median of $82,720 a year, or about $39.77 an hour. The range runs from $50K at the entry level to $105K for experienced workers. Cost of living is below average (RPP 92.68), which stretches that salary to about $89,253 in buying power. Rent on a 2-bedroom averages $1,172/month, or 22.6% of estimated take-home pay.
So what does $83K get you in Utica-Rome?
Groceries, utilities, transportation, and healthcare scaled from national averages by Utica-Rome’s Regional Price Parity (92.68). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About claims adjusters, examiners, and investigators
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What this looks like in Utica-Rome
Claims adjusters, examiners, and investigators pay in Utica-Rome tracks closely to the national median, $83K locally vs. $78K nationwide, a 6% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,172/month, 22.5% of take-home, well inside the 30% guideline. Regional Price Parity sits at 92.68 (national = 100), meaning everyday costs run about 7% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for claims adjusters, examiners, and investigators in metros near Utica-Rome, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| New York-Newark-Jersey City | $96K | $85K |
| Buffalo-Cheektowaga | $79K | $82K |
| Albany-Schenectady-Troy | $80K | $80K |
| Syracuse | $82K | $86K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Utica-Rome, NY
Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $50K. Mid-career wages sit at $83K. Top earners bring in $105K or more, a $55K spread from bottom to top.
Claims Adjusters, Examiners, and Investigators pay across states
Median income ranked highest to lowest, compared to the national figure
View Claims Adjusters, Examiners, and Investigators salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $101K | +30% | 360 |
| New Jersey | $96K | +23% | 9,650 |
| Maryland | $96K | +23% | N/A |
| California | $92K | +18% | 24,290 |
| Connecticut | $88K | +13% | 3,190 |
| Alaska | $88K | +12% | 220 |
| New York | $87K | +12% | 17,330 |
| Rhode Island | $87K | +11% | 1,150 |
| Vermont | $84K | +8% | 280 |
| New Hampshire | $84K | +8% | 880 |
| Massachusetts | $84K | +7% | 5,070 |
| Oregon | $82K | +5% | 2,950 |
| Washington | $81K | +3% | 6,180 |
| Alabama | $80K | +2% | 4,040 |
| Hawaii | $79K | +1% | 900 |
| South Dakota | $79K | +1% | 1,030 |
| Michigan | $79K | +1% | 6,640 |
| Texas | $79K | +1% | 29,220 |
| Maine | $79K | +1% | 1,650 |
| Minnesota | $78K | +0% | 5,530 |
| Wisconsin | $78K | +0% | 8,760 |
| Tennessee | $78K | +0% | 6,390 |
| Colorado | $78K | -0% | 5,680 |
| Idaho | $77K | -1% | 1,320 |
| Kansas | $77K | -1% | 4,570 |
| Pennsylvania | $77K | -1% | 13,270 |
| Mississippi | $77K | -1% | N/A |
| Illinois | $77K | -1% | 14,210 |
| Florida | $77K | -1% | 28,100 |
| Wyoming | $76K | -2% | 180 |
| Missouri | $76K | -3% | 6,200 |
| Nebraska | $76K | -3% | 3,160 |
| South Carolina | $75K | -3% | 4,130 |
| North Carolina | $75K | -3% | 9,880 |
| Virginia | $74K | -5% | 7,860 |
| Arkansas | $74K | -5% | 2,660 |
| Kentucky | $74K | -5% | 3,670 |
| Indiana | $74K | -6% | 4,340 |
| Georgia | $73K | -6% | N/A |
| Iowa | $73K | -7% | 3,930 |
| Delaware | $72K | -7% | N/A |
| Oklahoma | $71K | -9% | 4,140 |
| Utah | $69K | -12% | 2,440 |
| Ohio | $68K | -13% | 13,650 |
| New Mexico | $68K | -13% | 1,280 |
| West Virginia | $67K | -14% | 1,340 |
| North Dakota | $65K | -16% | 750 |
| Louisiana | $65K | -16% | 3,340 |
| Arizona | $65K | -17% | 13,830 |
| Montana | $64K | -18% | 1,230 |
| Nevada | $63K | -20% | N/A |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a claims adjusters, examiners, and investigator afford a 2BR apartment alone in Utica-Rome?
Yes — at the median salary of $83K, rent takes 22.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,172/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for claims adjusters, examiners, and investigators in Utica-Rome?
The 10th-percentile wage — what new claims adjusters, examiners, and investigators typically earn — is $50K/year. Take-home on that works out to about $3,010/month. At HUD’s $1,172/month FMR, rent would take 39% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is claims adjusters, examiners, and investigator a high-paying job in Utica-Rome?
Pay here is roughly in line with the national average — $83K locally vs. $78K nationally, a 6% difference.
How does Utica-Rome compare to the national average for claims adjusters, examiners, and investigators?
Utica-Rome pays $83K median vs. the U.S. average of $78K — that’s +6%. After adjusting for local cost of living (RPP 92.68), the purchasing-power equivalent is $89K — still ahead of the national median.
How much do claims adjusters, examiners, and investigators make in Utica-Rome, NY?
The median is $82,720 a year, that works out to about $40 an hour. But the range is wide: entry-level workers start around $50,170, and experienced claims adjusters, examiners, and investigators can clear $105,290. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $83K enough to live in Utica-Rome?
On that salary, you'd take home roughly $5,220/month after taxes. A 2-bedroom here rents for about $1,172/month, which eats 22.5% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a claims adjusters, examiners, and investigators salary go in Utica-Rome?
Utica-Rome has a Regional Price Parity of 92.68 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $89,253 in national-average purchasing power.
Where do claims adjusters, examiners, and investigators get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.