Claims Adjusters, Examiners, and Investigators Salary
Claims Adjusters, Examiners, and Investigators in Waterbury-Shelton, CT make a median of $95,150 a year, or about $45.75 an hour. The range runs from $62K at the entry level to $129K for experienced workers. Adjusted for local prices (RPP 99.78), that's roughly $95,360 in purchasing power. Rent on a 2-bedroom averages $1,788/month, or 29.9% of estimated take-home pay.
So what does $95K get you in Waterbury-Shelton?
Groceries, utilities, transportation, and healthcare scaled from national averages by Waterbury-Shelton’s Regional Price Parity (99.78). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About claims adjusters, examiners, and investigators
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What this looks like in Waterbury-Shelton
Waterbury-Shelton sits well above the national pay line for claims adjusters, examiners, and investigators, local pay runs about 22% higher than the U.S. median of $78K. Rent runs $1,788/month for a 2-bedroom (HUD FMR), taking 30.4% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 99.78) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for claims adjusters, examiners, and investigators in metros near Waterbury-Shelton, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Hartford-West Hartford-East Hartford | $85K | $83K |
| Bridgeport-Stamford-Danbury | $98K | $91K |
| New Haven | $86K | $82K |
| Norwich-New London-Willimantic | $86K | $86K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Waterbury-Shelton, CT
Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $62K. Mid-career wages sit at $95K. Top earners bring in $129K or more, a $67K spread from bottom to top.
Claims Adjusters, Examiners, and Investigators pay across states
Median income ranked highest to lowest, compared to the national figure
View Claims Adjusters, Examiners, and Investigators salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $101K | +30% | 360 |
| New Jersey | $96K | +23% | 9,650 |
| Maryland | $96K | +23% | N/A |
| California | $92K | +18% | 24,290 |
| Connecticut | $88K | +13% | 3,190 |
| Alaska | $88K | +12% | 220 |
| New York | $87K | +12% | 17,330 |
| Rhode Island | $87K | +11% | 1,150 |
| Vermont | $84K | +8% | 280 |
| New Hampshire | $84K | +8% | 880 |
| Massachusetts | $84K | +7% | 5,070 |
| Oregon | $82K | +5% | 2,950 |
| Washington | $81K | +3% | 6,180 |
| Alabama | $80K | +2% | 4,040 |
| Hawaii | $79K | +1% | 900 |
| South Dakota | $79K | +1% | 1,030 |
| Michigan | $79K | +1% | 6,640 |
| Texas | $79K | +1% | 29,220 |
| Maine | $79K | +1% | 1,650 |
| Minnesota | $78K | +0% | 5,530 |
| Wisconsin | $78K | +0% | 8,760 |
| Tennessee | $78K | +0% | 6,390 |
| Colorado | $78K | -0% | 5,680 |
| Idaho | $77K | -1% | 1,320 |
| Kansas | $77K | -1% | 4,570 |
| Pennsylvania | $77K | -1% | 13,270 |
| Mississippi | $77K | -1% | N/A |
| Illinois | $77K | -1% | 14,210 |
| Florida | $77K | -1% | 28,100 |
| Wyoming | $76K | -2% | 180 |
| Missouri | $76K | -3% | 6,200 |
| Nebraska | $76K | -3% | 3,160 |
| South Carolina | $75K | -3% | 4,130 |
| North Carolina | $75K | -3% | 9,880 |
| Virginia | $74K | -5% | 7,860 |
| Arkansas | $74K | -5% | 2,660 |
| Kentucky | $74K | -5% | 3,670 |
| Indiana | $74K | -6% | 4,340 |
| Georgia | $73K | -6% | N/A |
| Iowa | $73K | -7% | 3,930 |
| Delaware | $72K | -7% | N/A |
| Oklahoma | $71K | -9% | 4,140 |
| Utah | $69K | -12% | 2,440 |
| Ohio | $68K | -13% | 13,650 |
| New Mexico | $68K | -13% | 1,280 |
| West Virginia | $67K | -14% | 1,340 |
| North Dakota | $65K | -16% | 750 |
| Louisiana | $65K | -16% | 3,340 |
| Arizona | $65K | -17% | 13,830 |
| Montana | $64K | -18% | 1,230 |
| Nevada | $63K | -20% | N/A |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a claims adjusters, examiners, and investigator afford a 2BR apartment alone in Waterbury-Shelton?
It’s a stretch — at the median salary of $95K, rent takes 30.4% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,788/month. The 30% guideline puts the comfortable ceiling at roughly $1,800/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for claims adjusters, examiners, and investigators in Waterbury-Shelton?
The 10th-percentile wage — what new claims adjusters, examiners, and investigators typically earn — is $62K/year. Take-home on that works out to about $3,728/month. At HUD’s $1,788/month FMR, rent would take 48% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is claims adjusters, examiners, and investigator a high-paying job in Waterbury-Shelton?
Local pay is 22% above the national median — $95K here vs. $78K nationally.
How does Waterbury-Shelton compare to the national average for claims adjusters, examiners, and investigators?
Waterbury-Shelton pays $95K median vs. the U.S. average of $78K — that’s +22%. After adjusting for local cost of living (RPP 99.78), the purchasing-power equivalent is $95K — still ahead of the national median.
How much do claims adjusters, examiners, and investigators make in Waterbury-Shelton, CT?
The median is $95,150 a year, that works out to about $46 an hour. But the range is wide: entry-level workers start around $62,130, and experienced claims adjusters, examiners, and investigators can clear $128,790. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $95K enough to live in Waterbury-Shelton?
On that salary, you'd take home roughly $5,878/month after taxes. A 2-bedroom here rents for about $1,788/month, which eats 30.4% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a claims adjusters, examiners, and investigators salary go in Waterbury-Shelton?
Waterbury-Shelton has a Regional Price Parity of 99.78 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $95,360 in national-average purchasing power.
Where do claims adjusters, examiners, and investigators get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.