Claims Adjusters, Examiners, and Investigators Salary
Claims Adjusters, Examiners, and Investigators in Winchester, VA-WV make a median of $61,240 a year, or about $29.44 an hour. The range runs from $46K at the entry level to $102K for experienced workers. Adjusted for local prices (RPP 96.45), that's roughly $63,494 in purchasing power. A 2-bedroom apartment runs $1,573/month, about 39.1% of take-home, which is tight.
So what does $61K get you in Winchester?
Groceries, utilities, transportation, and healthcare scaled from national averages by Winchester’s Regional Price Parity (96.45). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About claims adjusters, examiners, and investigators
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What this looks like in Winchester
Pay for claims adjusters, examiners, and investigators in Winchester runs about 21% below the U.S. median of $78K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,573/month, which is 39.1% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 96.45) is near the national average, so spending patterns here track the typical American budget fairly closely. That combination, below-market pay with high housing costs, makes this a financially demanding market for claims adjusters, examiners, and investigatorss.
Compared to nearby metros
Median pay for claims adjusters, examiners, and investigators in metros near Winchester, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Richmond | $79K | $81K |
| Virginia Beach-Chesapeake-Norfolk | $68K | $70K |
| Roanoke | $75K | $80K |
| Lynchburg | $65K | $73K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Winchester, VA-WV
Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $46K. Mid-career wages sit at $61K. Top earners bring in $102K or more, a $55K spread from bottom to top.
Claims Adjusters, Examiners, and Investigators pay across states
Median income ranked highest to lowest, compared to the national figure
View Claims Adjusters, Examiners, and Investigators salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $101K | +30% | 360 |
| New Jersey | $96K | +23% | 9,650 |
| Maryland | $96K | +23% | N/A |
| California | $92K | +18% | 24,290 |
| Connecticut | $88K | +13% | 3,190 |
| Alaska | $88K | +12% | 220 |
| New York | $87K | +12% | 17,330 |
| Rhode Island | $87K | +11% | 1,150 |
| Vermont | $84K | +8% | 280 |
| New Hampshire | $84K | +8% | 880 |
| Massachusetts | $84K | +7% | 5,070 |
| Oregon | $82K | +5% | 2,950 |
| Washington | $81K | +3% | 6,180 |
| Alabama | $80K | +2% | 4,040 |
| Hawaii | $79K | +1% | 900 |
| South Dakota | $79K | +1% | 1,030 |
| Michigan | $79K | +1% | 6,640 |
| Texas | $79K | +1% | 29,220 |
| Maine | $79K | +1% | 1,650 |
| Minnesota | $78K | +0% | 5,530 |
| Wisconsin | $78K | +0% | 8,760 |
| Tennessee | $78K | +0% | 6,390 |
| Colorado | $78K | -0% | 5,680 |
| Idaho | $77K | -1% | 1,320 |
| Kansas | $77K | -1% | 4,570 |
| Pennsylvania | $77K | -1% | 13,270 |
| Mississippi | $77K | -1% | N/A |
| Illinois | $77K | -1% | 14,210 |
| Florida | $77K | -1% | 28,100 |
| Wyoming | $76K | -2% | 180 |
| Missouri | $76K | -3% | 6,200 |
| Nebraska | $76K | -3% | 3,160 |
| South Carolina | $75K | -3% | 4,130 |
| North Carolina | $75K | -3% | 9,880 |
| Virginia | $74K | -5% | 7,860 |
| Arkansas | $74K | -5% | 2,660 |
| Kentucky | $74K | -5% | 3,670 |
| Indiana | $74K | -6% | 4,340 |
| Georgia | $73K | -6% | N/A |
| Iowa | $73K | -7% | 3,930 |
| Delaware | $72K | -7% | N/A |
| Oklahoma | $71K | -9% | 4,140 |
| Utah | $69K | -12% | 2,440 |
| Ohio | $68K | -13% | 13,650 |
| New Mexico | $68K | -13% | 1,280 |
| West Virginia | $67K | -14% | 1,340 |
| North Dakota | $65K | -16% | 750 |
| Louisiana | $65K | -16% | 3,340 |
| Arizona | $65K | -17% | 13,830 |
| Montana | $64K | -18% | 1,230 |
| Nevada | $63K | -20% | N/A |
Showing 1–10 of 51 states
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Frequently asked questions
Can a claims adjusters, examiners, and investigator afford a 2BR apartment alone in Winchester?
It’s a stretch — at the median salary of $61K, rent takes 39.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,573/month. The 30% guideline puts the comfortable ceiling at roughly $1,200/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for claims adjusters, examiners, and investigators in Winchester?
The 10th-percentile wage — what new claims adjusters, examiners, and investigators typically earn — is $46K/year. Take-home on that works out to about $2,768/month. At HUD’s $1,573/month FMR, rent would take 57% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is claims adjusters, examiners, and investigator a high-paying job in Winchester?
Local pay runs 21% below the national median — $61K here vs. $78K nationally.
How does Winchester compare to the national average for claims adjusters, examiners, and investigators?
Winchester pays $61K median vs. the U.S. average of $78K — that’s -21%. After adjusting for local cost of living (RPP 96.45), the purchasing-power equivalent is $63K — below the national median.
How much do claims adjusters, examiners, and investigators make in Winchester, VA-WV?
The median is $61,240 a year, that works out to about $29 an hour. But the range is wide: entry-level workers start around $46,130, and experienced claims adjusters, examiners, and investigators can clear $101,500. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $61K enough to live in Winchester?
On that salary, you'd take home roughly $4,020/month after taxes. A 2-bedroom here rents for about $1,573/month, which eats 39.1% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a claims adjusters, examiners, and investigators salary go in Winchester?
Winchester has a Regional Price Parity of 96.45 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $63,494 in national-average purchasing power.
Where do claims adjusters, examiners, and investigators get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.