Financial Examiners Salary
Financial Examiners in Baltimore-Columbia-Towson, MD make a median of $103,460 a year, or about $49.74 an hour. The range runs from $65K at the entry level to $160K for experienced workers. Adjusted for local prices (RPP 104.49), that's roughly $99,014 in purchasing power. Rent on a 2-bedroom averages $1,857/month, or 29.2% of estimated take-home pay.
So what does $103K get you in Baltimore-Columbia-Towson?
Groceries, utilities, transportation, and healthcare scaled from national averages by Baltimore-Columbia-Towson’s Regional Price Parity (104.49). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial examiners
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What this looks like in Baltimore-Columbia-Towson
Financial examiners pay in Baltimore-Columbia-Towson tracks closely to the national median, $103K locally vs. $94K nationwide, a 10% difference. Rent runs $1,857/month for a 2-bedroom (HUD FMR), taking 29.2% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 104.49) is near the national average, so spending patterns here track the typical American budget fairly closely. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for financial examiners in metros near Baltimore-Columbia-Towson, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Philadelphia-Camden-Wilmington | $80K | $78K |
| Washington-Arlington-Alexandria | $158K | $145K |
| Pittsburgh | $98K | $103K |
| Richmond | $101K | $103K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Baltimore-Columbia-Towson, MD
Entry-level financial examiners (10th percentile) start around $65K. Mid-career wages sit at $103K. Top earners bring in $160K or more, a $95K spread from bottom to top.
Financial Examiners pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Examiners salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $199K | +111% | 470 |
| New York | $129K | +37% | 13,480 |
| Connecticut | $121K | +28% | N/A |
| Washington | $114K | +21% | 420 |
| Massachusetts | $111K | +18% | 950 |
| New Jersey | $106K | +13% | 2,190 |
| California | $106K | +13% | 4,200 |
| Minnesota | $104K | +11% | 1,280 |
| Virginia | $104K | +11% | 1,280 |
| Maryland | $103K | +9% | 350 |
| North Carolina | $101K | +7% | 2,610 |
| Colorado | $100K | +6% | 1,910 |
| Oregon | $95K | +0% | 820 |
| Rhode Island | $94K | -0% | 320 |
| Illinois | $93K | -1% | 4,050 |
| Delaware | $92K | -2% | 430 |
| Utah | $92K | -2% | 960 |
| Alaska | $91K | -4% | 50 |
| South Dakota | $89K | -6% | 150 |
| Tennessee | $87K | -7% | 500 |
| South Carolina | $86K | -8% | 480 |
| Wisconsin | $86K | -8% | 580 |
| Mississippi | $85K | -9% | 420 |
| Idaho | $85K | -9% | 210 |
| Nevada | $85K | -10% | 180 |
| Louisiana | $84K | -10% | 240 |
| North Dakota | $83K | -12% | 220 |
| Indiana | $81K | -14% | 420 |
| Montana | $81K | -14% | 140 |
| Maine | $81K | -14% | 230 |
| New Hampshire | $81K | -14% | 130 |
| Oklahoma | $81K | -14% | 400 |
| Kansas | $80K | -15% | 470 |
| Iowa | $80K | -15% | 1,020 |
| Arizona | $80K | -15% | 1,910 |
| Missouri | $80K | -15% | 2,290 |
| Pennsylvania | $79K | -17% | 2,590 |
| Texas | $78K | -17% | 5,230 |
| Georgia | $78K | -17% | 1,450 |
| Kentucky | $76K | -19% | 640 |
| Florida | $76K | -19% | 4,190 |
| Vermont | $75K | -21% | 170 |
| Nebraska | $74K | -21% | 840 |
| Michigan | $71K | -25% | 710 |
| Ohio | $69K | -27% | 3,680 |
| New Mexico | $68K | -28% | 220 |
| Hawaii | $63K | -33% | 270 |
| West Virginia | $61K | -36% | 240 |
| Arkansas | $58K | -39% | 540 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track financial examiners salary changes
BLS updates this data quarterly. We'll email you when Baltimore-Columbia-Towson numbers change.
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Frequently asked questions
Can a financial examiner afford a 2BR apartment alone in Baltimore-Columbia-Towson?
Yes — at the median salary of $103K, rent takes 29.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,857/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for financial examiners in Baltimore-Columbia-Towson?
The 10th-percentile wage — what new financial examiners typically earn — is $65K/year. Take-home on that works out to about $3,887/month. At HUD’s $1,857/month FMR, rent would take 48% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial examiner a high-paying job in Baltimore-Columbia-Towson?
Pay here is roughly in line with the national average — $103K locally vs. $94K nationally, a 10% difference.
How does Baltimore-Columbia-Towson compare to the national average for financial examiners?
Baltimore-Columbia-Towson pays $103K median vs. the U.S. average of $94K — that’s +10%. After adjusting for local cost of living (RPP 104.49), the purchasing-power equivalent is $99K — still ahead of the national median.
How much do financial examiners make in Baltimore-Columbia-Towson, MD?
The median is $103,460 a year, that works out to about $50 an hour. But the range is wide: entry-level workers start around $64,780, and experienced financial examiners can clear $159,950. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $103K enough to live in Baltimore-Columbia-Towson?
On that salary, you'd take home roughly $6,369/month after taxes. A 2-bedroom here rents for about $1,857/month, which eats 29.2% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial examiners salary go in Baltimore-Columbia-Towson?
Baltimore-Columbia-Towson has a Regional Price Parity of 104.49 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median financial examiners salary is worth about $99,014 in national-average purchasing power.
Where do financial examiners get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.