Financial Examiners Salary
Financial Examiners in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD make a median of $80,350 a year, or about $38.63 an hour. The range runs from $58K at the entry level to $166K for experienced workers. Adjusted for local prices (RPP 102.55), that's roughly $78,352 in purchasing power. A 2-bedroom apartment runs $1,810/month, about 34.9% of take-home, which is tight.
So what does $80K get you in Philadelphia-Camden-Wilmington?
Groceries, utilities, transportation, and healthcare scaled from national averages by Philadelphia-Camden-Wilmington’s Regional Price Parity (102.55). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial examiners
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What this looks like in Philadelphia-Camden-Wilmington
Pay for financial examiners in Philadelphia-Camden-Wilmington runs about 15% below the U.S. median of $94K. Rent runs $1,810/month for a 2-bedroom (HUD FMR), taking 34.8% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 102.55) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for financial examiners in metros near Philadelphia-Camden-Wilmington, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Pittsburgh | $98K | $103K |
| Harrisburg-Carlisle | $82K | $83K |
| Lancaster | $82K | $84K |
| Scranton--Wilkes-Barre | $75K | $80K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Entry-level financial examiners (10th percentile) start around $58K. Mid-career wages sit at $80K. Top earners bring in $166K or more, a $108K spread from bottom to top.
Financial Examiners pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Examiners salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $199K | +111% | 470 |
| New York | $129K | +37% | 13,480 |
| Connecticut | $121K | +28% | N/A |
| Washington | $114K | +21% | 420 |
| Massachusetts | $111K | +18% | 950 |
| New Jersey | $106K | +13% | 2,190 |
| California | $106K | +13% | 4,200 |
| Minnesota | $104K | +11% | 1,280 |
| Virginia | $104K | +11% | 1,280 |
| Maryland | $103K | +9% | 350 |
| North Carolina | $101K | +7% | 2,610 |
| Colorado | $100K | +6% | 1,910 |
| Oregon | $95K | +0% | 820 |
| Rhode Island | $94K | -0% | 320 |
| Illinois | $93K | -1% | 4,050 |
| Delaware | $92K | -2% | 430 |
| Utah | $92K | -2% | 960 |
| Alaska | $91K | -4% | 50 |
| South Dakota | $89K | -6% | 150 |
| Tennessee | $87K | -7% | 500 |
| South Carolina | $86K | -8% | 480 |
| Wisconsin | $86K | -8% | 580 |
| Mississippi | $85K | -9% | 420 |
| Idaho | $85K | -9% | 210 |
| Nevada | $85K | -10% | 180 |
| Louisiana | $84K | -10% | 240 |
| North Dakota | $83K | -12% | 220 |
| Indiana | $81K | -14% | 420 |
| Montana | $81K | -14% | 140 |
| Maine | $81K | -14% | 230 |
| New Hampshire | $81K | -14% | 130 |
| Oklahoma | $81K | -14% | 400 |
| Kansas | $80K | -15% | 470 |
| Iowa | $80K | -15% | 1,020 |
| Arizona | $80K | -15% | 1,910 |
| Missouri | $80K | -15% | 2,290 |
| Pennsylvania | $79K | -17% | 2,590 |
| Texas | $78K | -17% | 5,230 |
| Georgia | $78K | -17% | 1,450 |
| Kentucky | $76K | -19% | 640 |
| Florida | $76K | -19% | 4,190 |
| Vermont | $75K | -21% | 170 |
| Nebraska | $74K | -21% | 840 |
| Michigan | $71K | -25% | 710 |
| Ohio | $69K | -27% | 3,680 |
| New Mexico | $68K | -28% | 220 |
| Hawaii | $63K | -33% | 270 |
| West Virginia | $61K | -36% | 240 |
| Arkansas | $58K | -39% | 540 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track financial examiners salary changes
BLS updates this data quarterly. We'll email you when Philadelphia-Camden-Wilmington numbers change.
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Frequently asked questions
Can a financial examiner afford a 2BR apartment alone in Philadelphia-Camden-Wilmington?
It’s a stretch — at the median salary of $80K, rent takes 34.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,810/month. The 30% guideline puts the comfortable ceiling at roughly $1,600/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for financial examiners in Philadelphia-Camden-Wilmington?
The 10th-percentile wage — what new financial examiners typically earn — is $58K/year. Take-home on that works out to about $3,488/month. At HUD’s $1,810/month FMR, rent would take 52% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial examiner a high-paying job in Philadelphia-Camden-Wilmington?
Local pay runs 15% below the national median — $80K here vs. $94K nationally.
How does Philadelphia-Camden-Wilmington compare to the national average for financial examiners?
Philadelphia-Camden-Wilmington pays $80K median vs. the U.S. average of $94K — that’s -15%. After adjusting for local cost of living (RPP 102.55), the purchasing-power equivalent is $78K — below the national median.
How much do financial examiners make in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD?
The median is $80,350 a year, that works out to about $39 an hour. But the range is wide: entry-level workers start around $58,140, and experienced financial examiners can clear $166,300. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $80K enough to live in Philadelphia-Camden-Wilmington?
On that salary, you'd take home roughly $5,204/month after taxes. A 2-bedroom here rents for about $1,810/month, which eats 34.8% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a financial examiners salary go in Philadelphia-Camden-Wilmington?
Philadelphia-Camden-Wilmington has a Regional Price Parity of 102.55 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median financial examiners salary is worth about $78,352 in national-average purchasing power.
Where do financial examiners get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.