Financial Examiners Salary
Financial Examiners in Boston-Cambridge-Newton, MA-NH make a median of $105,230 a year, or about $50.59 an hour. The range runs from $69K at the entry level to $191K for experienced workers. Prices run high here (RPP 108.27), so that salary is closer to $97,192 in real purchasing power. A 2-bedroom apartment runs $2,941/month, about 44.2% of take-home, which is tight.
So what does $105K get you in Boston-Cambridge-Newton?
Groceries, utilities, transportation, and healthcare scaled from national averages by Boston-Cambridge-Newton’s Regional Price Parity (108.27). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial examiners
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What this looks like in Boston-Cambridge-Newton
Boston-Cambridge-Newton sits well above the national pay line for financial examiners, local pay runs about 12% higher than the U.S. median of $94K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $2,941/month, which is 45.7% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 8% above the national average (BEA RPP 108.27), so groceries and services cost more too. The pay premium is real, but so are the offsets.
Compared to nearby metros
Median pay for financial examiners in metros near Boston-Cambridge-Newton, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| New Haven | $96K | $92K |
| Utica-Rome | $49K | $53K |
| Bridgeport-Stamford-Danbury | $129K | $121K |
| New York-Newark-Jersey City | $133K | $118K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Boston-Cambridge-Newton, MA-NH
Entry-level financial examiners (10th percentile) start around $69K. Mid-career wages sit at $105K. Top earners bring in $191K or more, a $122K spread from bottom to top.
Financial Examiners pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Examiners salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $199K | +111% | 470 |
| New York | $129K | +37% | 13,480 |
| Connecticut | $121K | +28% | N/A |
| Washington | $114K | +21% | 420 |
| Massachusetts | $111K | +18% | 950 |
| New Jersey | $106K | +13% | 2,190 |
| California | $106K | +13% | 4,200 |
| Minnesota | $104K | +11% | 1,280 |
| Virginia | $104K | +11% | 1,280 |
| Maryland | $103K | +9% | 350 |
| North Carolina | $101K | +7% | 2,610 |
| Colorado | $100K | +6% | 1,910 |
| Oregon | $95K | +0% | 820 |
| Rhode Island | $94K | -0% | 320 |
| Illinois | $93K | -1% | 4,050 |
| Delaware | $92K | -2% | 430 |
| Utah | $92K | -2% | 960 |
| Alaska | $91K | -4% | 50 |
| South Dakota | $89K | -6% | 150 |
| Tennessee | $87K | -7% | 500 |
| South Carolina | $86K | -8% | 480 |
| Wisconsin | $86K | -8% | 580 |
| Mississippi | $85K | -9% | 420 |
| Idaho | $85K | -9% | 210 |
| Nevada | $85K | -10% | 180 |
| Louisiana | $84K | -10% | 240 |
| North Dakota | $83K | -12% | 220 |
| Indiana | $81K | -14% | 420 |
| Montana | $81K | -14% | 140 |
| Maine | $81K | -14% | 230 |
| New Hampshire | $81K | -14% | 130 |
| Oklahoma | $81K | -14% | 400 |
| Kansas | $80K | -15% | 470 |
| Iowa | $80K | -15% | 1,020 |
| Arizona | $80K | -15% | 1,910 |
| Missouri | $80K | -15% | 2,290 |
| Pennsylvania | $79K | -17% | 2,590 |
| Texas | $78K | -17% | 5,230 |
| Georgia | $78K | -17% | 1,450 |
| Kentucky | $76K | -19% | 640 |
| Florida | $76K | -19% | 4,190 |
| Vermont | $75K | -21% | 170 |
| Nebraska | $74K | -21% | 840 |
| Michigan | $71K | -25% | 710 |
| Ohio | $69K | -27% | 3,680 |
| New Mexico | $68K | -28% | 220 |
| Hawaii | $63K | -33% | 270 |
| West Virginia | $61K | -36% | 240 |
| Arkansas | $58K | -39% | 540 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track financial examiners salary changes
BLS updates this data quarterly. We'll email you when Boston-Cambridge-Newton numbers change.
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Frequently asked questions
Can a financial examiner afford a 2BR apartment alone in Boston-Cambridge-Newton?
It’s a stretch — at the median salary of $105K, rent takes 45.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,941/month. The 30% guideline puts the comfortable ceiling at roughly $1,900/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for financial examiners in Boston-Cambridge-Newton?
The 10th-percentile wage — what new financial examiners typically earn — is $69K/year. Take-home on that works out to about $4,160/month. At HUD’s $2,941/month FMR, rent would take 71% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial examiner a high-paying job in Boston-Cambridge-Newton?
Local pay is 12% above the national median — $105K here vs. $94K nationally. Keep in mind cost of living here is 8% above the national average, which offsets some of that premium.
How does Boston-Cambridge-Newton compare to the national average for financial examiners?
Boston-Cambridge-Newton pays $105K median vs. the U.S. average of $94K — that’s +12%. After adjusting for local cost of living (RPP 108.27), the purchasing-power equivalent is $97K — still ahead of the national median.
How much do financial examiners make in Boston-Cambridge-Newton, MA-NH?
The median is $105,230 a year, that works out to about $51 an hour. But the range is wide: entry-level workers start around $69,330, and experienced financial examiners can clear $190,890. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $105K enough to live in Boston-Cambridge-Newton?
On that salary, you'd take home roughly $6,429/month after taxes. A 2-bedroom here rents for about $2,941/month, which eats 45.7% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a financial examiners salary go in Boston-Cambridge-Newton?
Boston-Cambridge-Newton has a Regional Price Parity of 108.27 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median financial examiners salary is worth about $97,192 in national-average purchasing power.
Where do financial examiners get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.