Financial Risk Specialists Salary
Financial Risk Specialists in Atlantic City-Hammonton, NJ make a median of $79,170 a year, or about $38.06 an hour. The range runs from $79K at the entry level to $132K for experienced workers. Adjusted for local prices (RPP 98.86), that's roughly $80,083 in purchasing power. A 2-bedroom apartment runs $1,792/month, about 34.7% of take-home, which is tight.
So what does $79K get you in Atlantic City-Hammonton?
Groceries, utilities, transportation, and healthcare scaled from national averages by Atlantic City-Hammonton’s Regional Price Parity (98.86). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial risk specialists
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What this looks like in Atlantic City-Hammonton
Pay for financial risk specialists in Atlantic City-Hammonton runs about 33% below the U.S. median of $117K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,792/month, which is 35.2% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 98.86) is near the national average, so spending patterns here track the typical American budget fairly closely. That combination, below-market pay with high housing costs, makes this a financially demanding market for financial risk specialistss.
Compared to nearby metros
Median pay for financial risk specialists in metros near Atlantic City-Hammonton, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Trenton-Princeton | $124K | $121K |
| New York-Newark-Jersey City | $140K | $124K |
| Philadelphia-Camden-Wilmington | $131K | $128K |
| Pittsburgh | $100K | $105K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Atlantic City-Hammonton, NJ
Entry-level financial risk specialists (10th percentile) start around $79K. Mid-career wages sit at $79K. Top earners bring in $132K or more, a $53K spread from bottom to top.
Financial Risk Specialists pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Risk Specialists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New Hampshire | $158K | +35% | 300 |
| Maine | $141K | +20% | N/A |
| Delaware | $139K | +19% | 1,160 |
| New York | $137K | +17% | 12,060 |
| North Carolina | $132K | +13% | 3,200 |
| Massachusetts | $130K | +11% | 1,440 |
| New Jersey | $129K | +10% | 2,760 |
| California | $129K | +10% | 5,740 |
| Virginia | $127K | +8% | 1,770 |
| Washington | $123K | +5% | 900 |
| Colorado | $120K | +3% | 1,050 |
| Wyoming | $120K | +2% | 170 |
| Maryland | $117K | -0% | 890 |
| Connecticut | $114K | -3% | 660 |
| Oregon | $110K | -7% | 430 |
| Iowa | $106K | -10% | 530 |
| Minnesota | $105K | -10% | 1,190 |
| Rhode Island | $104K | -11% | 450 |
| Illinois | $104K | -11% | 2,920 |
| Michigan | $104K | -11% | 1,150 |
| Texas | $104K | -12% | 4,780 |
| Pennsylvania | $103K | -12% | 2,370 |
| Arizona | $103K | -12% | 1,700 |
| Montana | $101K | -14% | 50 |
| Missouri | $101K | -14% | 1,070 |
| Georgia | $101K | -14% | 2,180 |
| Nevada | $100K | -15% | 570 |
| Florida | $100K | -15% | 3,770 |
| South Carolina | $100K | -15% | 560 |
| Indiana | $99K | -15% | 380 |
| District of Columbia | $99K | -15% | 210 |
| Ohio | $99K | -16% | 2,110 |
| Wisconsin | $98K | -17% | 610 |
| Mississippi | $96K | -18% | 230 |
| West Virginia | $94K | -20% | 50 |
| Nebraska | $94K | -20% | 250 |
| Tennessee | $91K | -22% | 540 |
| Hawaii | $90K | -23% | 90 |
| New Mexico | $87K | -26% | 180 |
| Alaska | $85K | -27% | 50 |
| Oklahoma | $85K | -27% | 330 |
| Kansas | $85K | -28% | 150 |
| Alabama | $82K | -30% | 180 |
| South Dakota | $79K | -33% | 130 |
| Utah | $78K | -34% | 630 |
| Idaho | $77K | -34% | 270 |
| Kentucky | $75K | -36% | 500 |
| North Dakota | $75K | -36% | 90 |
| Arkansas | $66K | -44% | 150 |
| Louisiana | $58K | -50% | 520 |
Showing 1–10 of 50 states with published data
BLS does not publish data for every state when sample sizes are too small
Track financial risk specialists salary changes
BLS updates this data quarterly. We'll email you when Atlantic City-Hammonton numbers change.
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Frequently asked questions
Can a financial risk specialist afford a 2BR apartment alone in Atlantic City-Hammonton?
It’s a stretch — at the median salary of $79K, rent takes 35.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,792/month. The 30% guideline puts the comfortable ceiling at roughly $1,500/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for financial risk specialists in Atlantic City-Hammonton?
The 10th-percentile wage — what new financial risk specialists typically earn — is $79K/year. Take-home on that works out to about $4,744/month. At HUD’s $1,792/month FMR, rent would take 38% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial risk specialist a high-paying job in Atlantic City-Hammonton?
Local pay runs 33% below the national median — $79K here vs. $117K nationally.
How does Atlantic City-Hammonton compare to the national average for financial risk specialists?
Atlantic City-Hammonton pays $79K median vs. the U.S. average of $117K — that’s -33%. After adjusting for local cost of living (RPP 98.86), the purchasing-power equivalent is $80K — below the national median.
How much do financial risk specialists make in Atlantic City-Hammonton, NJ?
The median is $79,170 a year, that works out to about $38 an hour. But the range is wide: entry-level workers start around $79,070, and experienced financial risk specialists can clear $131,680. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $79K enough to live in Atlantic City-Hammonton?
On that salary, you'd take home roughly $5,097/month after taxes. A 2-bedroom here rents for about $1,792/month, which eats 35.2% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a financial risk specialists salary go in Atlantic City-Hammonton?
Atlantic City-Hammonton has a Regional Price Parity of 98.86 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median financial risk specialists salary is worth about $80,083 in national-average purchasing power.
Where do financial risk specialists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.