Financial Risk Specialists Salary in Houston-Pasadena-The Woodlands, TX
Financial Risk Specialists in Houston-Pasadena-The Woodlands, TX make a median of $95,620 a year, or about $45.97 an hour. The range runs from $56K at the entry level to $156K for experienced workers. Adjusted for local prices (RPP 98.63), that's roughly $96,948 in purchasing power. Rent on a 2-bedroom averages $1,573/month, or 24.6% of estimated take-home pay.
So what does $96K get you in Houston-Pasadena-The Woodlands?
Groceries, utilities, transportation, and healthcare scaled from national averages by Houston-Pasadena-The Woodlands’s Regional Price Parity (98.63). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial risk specialists
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Compensation breakdown
Annual earnings by percentile, Houston-Pasadena-The Woodlands, TX
Entry-level financial risk specialists (10th percentile) start around $56K. Mid-career wages sit at $96K. Top earners bring in $156K or more, a $100K spread from bottom to top.
Financial Risk Specialists pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $138K | +31% | 10,980 |
| Delaware | $130K | +23% | 1,280 |
| Alaska | $126K | +19% | N/A |
| New Jersey | $123K | +16% | 2,370 |
| Massachusetts | $119K | +12% | 1,490 |
| Wyoming | $116K | +9% | 150 |
| District of Columbia | $115K | +8% | 160 |
| Oregon | $114K | +7% | 350 |
| Virginia | $113K | +7% | 1,420 |
| Maine | $112K | +6% | 150 |
| California | $112K | +5% | 4,460 |
| Washington | $110K | +4% | 790 |
| Georgia | $108K | +2% | 1,560 |
| North Carolina | $107K | +1% | 2,160 |
| Minnesota | $107K | +1% | 920 |
| Connecticut | $106K | -0% | 630 |
| New Hampshire | $106K | -0% | 190 |
| Maryland | $105K | -1% | 950 |
| Florida | $101K | -5% | 4,140 |
| Michigan | $100K | -5% | 1,000 |
| Pennsylvania | $100K | -5% | 2,240 |
| Iowa | $99K | -7% | 370 |
| Indiana | $99K | -7% | 570 |
| Illinois | $98K | -7% | 2,810 |
| Rhode Island | $98K | -8% | 400 |
| Vermont | $98K | -8% | 30 |
| Ohio | $97K | -8% | 1,700 |
| Texas | $96K | -9% | 4,440 |
| Missouri | $94K | -12% | 1,020 |
| Wisconsin | $94K | -12% | 710 |
| Arizona | $92K | -13% | 1,150 |
| West Virginia | $90K | -15% | 50 |
| Nebraska | $86K | -19% | 310 |
| Hawaii | $84K | -21% | 80 |
| Nevada | $84K | -21% | 500 |
| Alabama | $83K | -22% | 140 |
| Oklahoma | $83K | -22% | 160 |
| South Carolina | $82K | -22% | 400 |
| Kentucky | $81K | -24% | 440 |
| New Mexico | $80K | -24% | 150 |
| Utah | $79K | -26% | 620 |
| Tennessee | $78K | -27% | 470 |
| Arkansas | $78K | -27% | 140 |
| Kansas | $76K | -28% | 190 |
| Idaho | $72K | -32% | 170 |
| South Dakota | $72K | -32% | 110 |
| North Dakota | $70K | -34% | 80 |
| Louisiana | $55K | -48% | 520 |
Showing 1–10 of 48 states
BLS does not publish data for every state when sample sizes are too small
Track financial risk specialists salary changes
BLS updates this data quarterly. We'll email you when Houston-Pasadena-The Woodlands numbers change.
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Frequently asked questions
How much do financial risk specialists make in Houston-Pasadena-The Woodlands, TX?
The median is $95,620 a year, that works out to about $46 an hour. But the range is wide: entry-level workers start around $55,810, and experienced financial risk specialists can clear $155,590. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $96K enough to live in Houston-Pasadena-The Woodlands?
On that salary, you'd take home roughly $6,305/month after taxes. A 2-bedroom here rents for about $1,573/month, which eats 24.9% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial risk specialists salary go in Houston-Pasadena-The Woodlands?
Houston-Pasadena-The Woodlands has a Regional Price Parity of 98.63 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median financial risk specialists salary is worth about $96,948 in national-average purchasing power.
Where do financial risk specialists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.