Financial Risk Specialists Salary
Financial Risk Specialists in Houston-Pasadena-The Woodlands, TX make a median of $101,200 a year, or about $48.66 an hour. The range runs from $60K at the entry level to $162K for experienced workers. Adjusted for local prices (RPP 98.63), that's roughly $102,606 in purchasing power. Rent on a 2-bedroom averages $1,573/month, or 23.2% of estimated take-home pay.
So what does $101K get you in Houston-Pasadena-The Woodlands?
Groceries, utilities, transportation, and healthcare scaled from national averages by Houston-Pasadena-The Woodlands’s Regional Price Parity (98.63). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial risk specialists
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What this looks like in Houston-Pasadena-The Woodlands
Pay for financial risk specialists in Houston-Pasadena-The Woodlands runs about 14% below the U.S. median of $117K. Housing is manageable: a 2-bedroom at the HUD median costs $1,573/month, 23.7% of take-home, well inside the 30% guideline. Cost of living (RPP 98.63) is near the national average, so spending patterns here track the typical American budget fairly closely. Lower pay, lower costs, Houston-Pasadena-The Woodlands can be a reasonable trade-off for financial risk specialistss who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for financial risk specialists in metros near Houston-Pasadena-The Woodlands, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Dallas-Fort Worth-Arlington | $104K | $101K |
| San Antonio-New Braunfels | $104K | $110K |
| Austin-Round Rock-San Marcos | $108K | $111K |
| El Paso | $90K | $100K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Houston-Pasadena-The Woodlands, TX
Entry-level financial risk specialists (10th percentile) start around $60K. Mid-career wages sit at $101K. Top earners bring in $162K or more, a $102K spread from bottom to top.
Financial Risk Specialists pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Risk Specialists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New Hampshire | $158K | +35% | 300 |
| Maine | $141K | +20% | N/A |
| Delaware | $139K | +19% | 1,160 |
| New York | $137K | +17% | 12,060 |
| North Carolina | $132K | +13% | 3,200 |
| Massachusetts | $130K | +11% | 1,440 |
| New Jersey | $129K | +10% | 2,760 |
| California | $129K | +10% | 5,740 |
| Virginia | $127K | +8% | 1,770 |
| Washington | $123K | +5% | 900 |
| Colorado | $120K | +3% | 1,050 |
| Wyoming | $120K | +2% | 170 |
| Maryland | $117K | -0% | 890 |
| Connecticut | $114K | -3% | 660 |
| Oregon | $110K | -7% | 430 |
| Iowa | $106K | -10% | 530 |
| Minnesota | $105K | -10% | 1,190 |
| Rhode Island | $104K | -11% | 450 |
| Illinois | $104K | -11% | 2,920 |
| Michigan | $104K | -11% | 1,150 |
| Texas | $104K | -12% | 4,780 |
| Pennsylvania | $103K | -12% | 2,370 |
| Arizona | $103K | -12% | 1,700 |
| Montana | $101K | -14% | 50 |
| Missouri | $101K | -14% | 1,070 |
| Georgia | $101K | -14% | 2,180 |
| Nevada | $100K | -15% | 570 |
| Florida | $100K | -15% | 3,770 |
| South Carolina | $100K | -15% | 560 |
| Indiana | $99K | -15% | 380 |
| District of Columbia | $99K | -15% | 210 |
| Ohio | $99K | -16% | 2,110 |
| Wisconsin | $98K | -17% | 610 |
| Mississippi | $96K | -18% | 230 |
| West Virginia | $94K | -20% | 50 |
| Nebraska | $94K | -20% | 250 |
| Tennessee | $91K | -22% | 540 |
| Hawaii | $90K | -23% | 90 |
| New Mexico | $87K | -26% | 180 |
| Alaska | $85K | -27% | 50 |
| Oklahoma | $85K | -27% | 330 |
| Kansas | $85K | -28% | 150 |
| Alabama | $82K | -30% | 180 |
| South Dakota | $79K | -33% | 130 |
| Utah | $78K | -34% | 630 |
| Idaho | $77K | -34% | 270 |
| Kentucky | $75K | -36% | 500 |
| North Dakota | $75K | -36% | 90 |
| Arkansas | $66K | -44% | 150 |
| Louisiana | $58K | -50% | 520 |
Showing 1–10 of 50 states with published data
BLS does not publish data for every state when sample sizes are too small
Track financial risk specialists salary changes
BLS updates this data quarterly. We'll email you when Houston-Pasadena-The Woodlands numbers change.
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Frequently asked questions
Can a financial risk specialist afford a 2BR apartment alone in Houston-Pasadena-The Woodlands?
Yes — at the median salary of $101K, rent takes 23.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,573/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for financial risk specialists in Houston-Pasadena-The Woodlands?
The 10th-percentile wage — what new financial risk specialists typically earn — is $60K/year. Take-home on that works out to about $3,584/month. At HUD’s $1,573/month FMR, rent would take 44% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial risk specialist a high-paying job in Houston-Pasadena-The Woodlands?
Local pay runs 14% below the national median — $101K here vs. $117K nationally.
How does Houston-Pasadena-The Woodlands compare to the national average for financial risk specialists?
Houston-Pasadena-The Woodlands pays $101K median vs. the U.S. average of $117K — that’s -14%. After adjusting for local cost of living (RPP 98.63), the purchasing-power equivalent is $103K — below the national median.
How much do financial risk specialists make in Houston-Pasadena-The Woodlands, TX?
The median is $101,200 a year, that works out to about $49 an hour. But the range is wide: entry-level workers start around $59,740, and experienced financial risk specialists can clear $162,140. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $101K enough to live in Houston-Pasadena-The Woodlands?
On that salary, you'd take home roughly $6,632/month after taxes. A 2-bedroom here rents for about $1,573/month, which eats 23.7% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial risk specialists salary go in Houston-Pasadena-The Woodlands?
Houston-Pasadena-The Woodlands has a Regional Price Parity of 98.63 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median financial risk specialists salary is worth about $102,606 in national-average purchasing power.
Where do financial risk specialists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.