Financial Risk Specialists Salary
Financial Risk Specialists in Louisville/Jefferson County, KY-IN make a median of $64,290 a year, or about $30.91 an hour. The range runs from $46K at the entry level to $104K for experienced workers. Cost of living is below average (RPP 93.07), which stretches that salary to about $69,077 in buying power. A 2-bedroom apartment runs $1,272/month, about 30.1% of take-home, which is tight.
So what does $64K get you in Louisville/Jefferson County?
Groceries, utilities, transportation, and healthcare scaled from national averages by Louisville/Jefferson County’s Regional Price Parity (93.07). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial risk specialists
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What this looks like in Louisville/Jefferson County
Pay for financial risk specialists in Louisville/Jefferson County runs about 45% below the U.S. median of $117K. Rent runs $1,272/month for a 2-bedroom (HUD FMR), taking 29.9% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 93.07 (national = 100), meaning everyday costs run about 7% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for financial risk specialists in metros near Louisville/Jefferson County, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Lexington-Fayette | $79K | $85K |
| Chicago-Naperville-Elgin | $105K | $102K |
| Columbus | $100K | $105K |
| St. Louis | $98K | $103K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Louisville/Jefferson County, KY-IN
Entry-level financial risk specialists (10th percentile) start around $46K. Mid-career wages sit at $64K. Top earners bring in $104K or more, a $58K spread from bottom to top.
Financial Risk Specialists pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Risk Specialists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New Hampshire | $158K | +35% | 300 |
| Maine | $141K | +20% | N/A |
| Delaware | $139K | +19% | 1,160 |
| New York | $137K | +17% | 12,060 |
| North Carolina | $132K | +13% | 3,200 |
| Massachusetts | $130K | +11% | 1,440 |
| New Jersey | $129K | +10% | 2,760 |
| California | $129K | +10% | 5,740 |
| Virginia | $127K | +8% | 1,770 |
| Washington | $123K | +5% | 900 |
| Colorado | $120K | +3% | 1,050 |
| Wyoming | $120K | +2% | 170 |
| Maryland | $117K | -0% | 890 |
| Connecticut | $114K | -3% | 660 |
| Oregon | $110K | -7% | 430 |
| Iowa | $106K | -10% | 530 |
| Minnesota | $105K | -10% | 1,190 |
| Rhode Island | $104K | -11% | 450 |
| Illinois | $104K | -11% | 2,920 |
| Michigan | $104K | -11% | 1,150 |
| Texas | $104K | -12% | 4,780 |
| Pennsylvania | $103K | -12% | 2,370 |
| Arizona | $103K | -12% | 1,700 |
| Montana | $101K | -14% | 50 |
| Missouri | $101K | -14% | 1,070 |
| Georgia | $101K | -14% | 2,180 |
| Nevada | $100K | -15% | 570 |
| Florida | $100K | -15% | 3,770 |
| South Carolina | $100K | -15% | 560 |
| Indiana | $99K | -15% | 380 |
| District of Columbia | $99K | -15% | 210 |
| Ohio | $99K | -16% | 2,110 |
| Wisconsin | $98K | -17% | 610 |
| Mississippi | $96K | -18% | 230 |
| West Virginia | $94K | -20% | 50 |
| Nebraska | $94K | -20% | 250 |
| Tennessee | $91K | -22% | 540 |
| Hawaii | $90K | -23% | 90 |
| New Mexico | $87K | -26% | 180 |
| Alaska | $85K | -27% | 50 |
| Oklahoma | $85K | -27% | 330 |
| Kansas | $85K | -28% | 150 |
| Alabama | $82K | -30% | 180 |
| South Dakota | $79K | -33% | 130 |
| Utah | $78K | -34% | 630 |
| Idaho | $77K | -34% | 270 |
| Kentucky | $75K | -36% | 500 |
| North Dakota | $75K | -36% | 90 |
| Arkansas | $66K | -44% | 150 |
| Louisiana | $58K | -50% | 520 |
Showing 1–10 of 50 states with published data
BLS does not publish data for every state when sample sizes are too small
Track financial risk specialists salary changes
BLS updates this data quarterly. We'll email you when Louisville/Jefferson County numbers change.
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Frequently asked questions
Can a financial risk specialist afford a 2BR apartment alone in Louisville/Jefferson County?
Yes — at the median salary of $64K, rent takes 29.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,272/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for financial risk specialists in Louisville/Jefferson County?
The 10th-percentile wage — what new financial risk specialists typically earn — is $46K/year. Take-home on that works out to about $2,789/month. At HUD’s $1,272/month FMR, rent would take 46% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial risk specialist a high-paying job in Louisville/Jefferson County?
Local pay runs 45% below the national median — $64K here vs. $117K nationally. Cost of living is 7% below the national average, which narrows that gap in real purchasing power.
How does Louisville/Jefferson County compare to the national average for financial risk specialists?
Louisville/Jefferson County pays $64K median vs. the U.S. average of $117K — that’s -45%. After adjusting for local cost of living (RPP 93.07), the purchasing-power equivalent is $69K — below the national median.
How much do financial risk specialists make in Louisville/Jefferson County, KY-IN?
The median is $64,290 a year, that works out to about $31 an hour. But the range is wide: entry-level workers start around $46,490, and experienced financial risk specialists can clear $104,130. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $64K enough to live in Louisville/Jefferson County?
On that salary, you'd take home roughly $4,254/month after taxes. A 2-bedroom here rents for about $1,272/month, which eats 29.9% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial risk specialists salary go in Louisville/Jefferson County?
Louisville/Jefferson County has a Regional Price Parity of 93.07 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median financial risk specialists salary is worth about $69,077 in national-average purchasing power.
Where do financial risk specialists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.