Financial Risk Specialists Salary
Financial Risk Specialists in Pensacola-Ferry Pass-Brent, FL make a median of $104,700 a year, or about $50.34 an hour. The range runs from $66K at the entry level to $155K for experienced workers. Adjusted for local prices (RPP 97.72), that's roughly $107,143 in purchasing power. Rent on a 2-bedroom averages $1,471/month, or 21% of estimated take-home pay.
So what does $105K get you in Pensacola-Ferry Pass-Brent?
Groceries, utilities, transportation, and healthcare scaled from national averages by Pensacola-Ferry Pass-Brent’s Regional Price Parity (97.72). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial risk specialists
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What this looks like in Pensacola-Ferry Pass-Brent
Pay for financial risk specialists in Pensacola-Ferry Pass-Brent runs about 11% below the U.S. median of $117K. Housing is manageable: a 2-bedroom at the HUD median costs $1,471/month, 21.5% of take-home, well inside the 30% guideline. Cost of living (RPP 97.72) is near the national average, so spending patterns here track the typical American budget fairly closely. Lower pay, lower costs, Pensacola-Ferry Pass-Brent can be a reasonable trade-off for financial risk specialistss who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for financial risk specialists in metros near Pensacola-Ferry Pass-Brent, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $105K | $92K |
| Tampa-St. Petersburg-Clearwater | $99K | $98K |
| Jacksonville | $86K | $86K |
| Orlando-Kissimmee-Sanford | $100K | $99K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Pensacola-Ferry Pass-Brent, FL
Entry-level financial risk specialists (10th percentile) start around $66K. Mid-career wages sit at $105K. Top earners bring in $155K or more, a $89K spread from bottom to top.
Financial Risk Specialists pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Risk Specialists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New Hampshire | $158K | +35% | 300 |
| Maine | $141K | +20% | N/A |
| Delaware | $139K | +19% | 1,160 |
| New York | $137K | +17% | 12,060 |
| North Carolina | $132K | +13% | 3,200 |
| Massachusetts | $130K | +11% | 1,440 |
| New Jersey | $129K | +10% | 2,760 |
| California | $129K | +10% | 5,740 |
| Virginia | $127K | +8% | 1,770 |
| Washington | $123K | +5% | 900 |
| Colorado | $120K | +3% | 1,050 |
| Wyoming | $120K | +2% | 170 |
| Maryland | $117K | -0% | 890 |
| Connecticut | $114K | -3% | 660 |
| Oregon | $110K | -7% | 430 |
| Iowa | $106K | -10% | 530 |
| Minnesota | $105K | -10% | 1,190 |
| Rhode Island | $104K | -11% | 450 |
| Illinois | $104K | -11% | 2,920 |
| Michigan | $104K | -11% | 1,150 |
| Texas | $104K | -12% | 4,780 |
| Pennsylvania | $103K | -12% | 2,370 |
| Arizona | $103K | -12% | 1,700 |
| Montana | $101K | -14% | 50 |
| Missouri | $101K | -14% | 1,070 |
| Georgia | $101K | -14% | 2,180 |
| Nevada | $100K | -15% | 570 |
| Florida | $100K | -15% | 3,770 |
| South Carolina | $100K | -15% | 560 |
| Indiana | $99K | -15% | 380 |
| District of Columbia | $99K | -15% | 210 |
| Ohio | $99K | -16% | 2,110 |
| Wisconsin | $98K | -17% | 610 |
| Mississippi | $96K | -18% | 230 |
| West Virginia | $94K | -20% | 50 |
| Nebraska | $94K | -20% | 250 |
| Tennessee | $91K | -22% | 540 |
| Hawaii | $90K | -23% | 90 |
| New Mexico | $87K | -26% | 180 |
| Alaska | $85K | -27% | 50 |
| Oklahoma | $85K | -27% | 330 |
| Kansas | $85K | -28% | 150 |
| Alabama | $82K | -30% | 180 |
| South Dakota | $79K | -33% | 130 |
| Utah | $78K | -34% | 630 |
| Idaho | $77K | -34% | 270 |
| Kentucky | $75K | -36% | 500 |
| North Dakota | $75K | -36% | 90 |
| Arkansas | $66K | -44% | 150 |
| Louisiana | $58K | -50% | 520 |
Showing 1–10 of 50 states with published data
BLS does not publish data for every state when sample sizes are too small
Track financial risk specialists salary changes
BLS updates this data quarterly. We'll email you when Pensacola-Ferry Pass-Brent numbers change.
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Frequently asked questions
Can a financial risk specialist afford a 2BR apartment alone in Pensacola-Ferry Pass-Brent?
Yes — at the median salary of $105K, rent takes 21.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,471/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for financial risk specialists in Pensacola-Ferry Pass-Brent?
The 10th-percentile wage — what new financial risk specialists typically earn — is $66K/year. Take-home on that works out to about $3,946/month. At HUD’s $1,471/month FMR, rent would take 37% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial risk specialist a high-paying job in Pensacola-Ferry Pass-Brent?
Local pay runs 11% below the national median — $105K here vs. $117K nationally.
How does Pensacola-Ferry Pass-Brent compare to the national average for financial risk specialists?
Pensacola-Ferry Pass-Brent pays $105K median vs. the U.S. average of $117K — that’s -11%. After adjusting for local cost of living (RPP 97.72), the purchasing-power equivalent is $107K — below the national median.
How much do financial risk specialists make in Pensacola-Ferry Pass-Brent, FL?
The median is $104,700 a year, that works out to about $50 an hour. But the range is wide: entry-level workers start around $65,770, and experienced financial risk specialists can clear $155,070. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $105K enough to live in Pensacola-Ferry Pass-Brent?
On that salary, you'd take home roughly $6,837/month after taxes. A 2-bedroom here rents for about $1,471/month, which eats 21.5% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial risk specialists salary go in Pensacola-Ferry Pass-Brent?
Pensacola-Ferry Pass-Brent has a Regional Price Parity of 97.72 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median financial risk specialists salary is worth about $107,143 in national-average purchasing power.
Where do financial risk specialists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.