Financial Risk Specialists Salary
Financial Risk Specialists in Portland-South Portland, ME make a median of $126,430 a year, or about $60.78 an hour. The range runs from $54K at the entry level to $150K for experienced workers. Adjusted for local prices (RPP 101.86), that's roughly $124,121 in purchasing power. Rent on a 2-bedroom averages $2,130/month, or 28.5% of estimated take-home pay.
Where the paycheck goes
What $126K actually covers in Portland-South Portland, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by Portland-South Portland’s Regional Price Parity (101.86). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial risk specialists
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What this looks like in Portland-South Portland
Financial risk specialists pay in Portland-South Portland tracks closely to the national median, $126K locally vs. $117K nationwide, a 8% difference. Rent runs $2,130/month for a 2-bedroom (HUD FMR), taking 28.5% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 101.86) is near the national average, so spending patterns here track the typical American budget fairly closely. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for financial risk specialists in metros near Portland-South Portland, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Manchester-Nashua | $107K | $102K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Portland-South Portland, ME
Entry-level financial risk specialists (10th percentile) start around $54K. Mid-career wages sit at $126K. Top earners bring in $150K or more, a $96K spread from bottom to top.
Financial Risk Specialists pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Risk Specialists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New Hampshire | $158K | +35% | 300 |
| Maine | $141K | +20% | N/A |
| Delaware | $139K | +19% | 1,160 |
| New York | $137K | +17% | 12,060 |
| North Carolina | $132K | +13% | 3,200 |
| Massachusetts | $130K | +11% | 1,440 |
| New Jersey | $129K | +10% | 2,760 |
| California | $129K | +10% | 5,740 |
| Virginia | $127K | +8% | 1,770 |
| Washington | $123K | +5% | 900 |
| Colorado | $120K | +3% | 1,050 |
| Wyoming | $120K | +2% | 170 |
| Maryland | $117K | -0% | 890 |
| Connecticut | $114K | -3% | 660 |
| Oregon | $110K | -7% | 430 |
| Iowa | $106K | -10% | 530 |
| Minnesota | $105K | -10% | 1,190 |
| Rhode Island | $104K | -11% | 450 |
| Illinois | $104K | -11% | 2,920 |
| Michigan | $104K | -11% | 1,150 |
| Texas | $104K | -12% | 4,780 |
| Pennsylvania | $103K | -12% | 2,370 |
| Arizona | $103K | -12% | 1,700 |
| Montana | $101K | -14% | 50 |
| Missouri | $101K | -14% | 1,070 |
| Georgia | $101K | -14% | 2,180 |
| Nevada | $100K | -15% | 570 |
| Florida | $100K | -15% | 3,770 |
| South Carolina | $100K | -15% | 560 |
| Indiana | $99K | -15% | 380 |
| District of Columbia | $99K | -15% | 210 |
| Ohio | $99K | -16% | 2,110 |
| Wisconsin | $98K | -17% | 610 |
| Mississippi | $96K | -18% | 230 |
| West Virginia | $94K | -20% | 50 |
| Nebraska | $94K | -20% | 250 |
| Tennessee | $91K | -22% | 540 |
| Hawaii | $90K | -23% | 90 |
| New Mexico | $87K | -26% | 180 |
| Alaska | $85K | -27% | 50 |
| Oklahoma | $85K | -27% | 330 |
| Kansas | $85K | -28% | 150 |
| Alabama | $82K | -30% | 180 |
| South Dakota | $79K | -33% | 130 |
| Utah | $78K | -34% | 630 |
| Idaho | $77K | -34% | 270 |
| Kentucky | $75K | -36% | 500 |
| North Dakota | $75K | -36% | 90 |
| Arkansas | $66K | -44% | 150 |
| Louisiana | $58K | -50% | 520 |
Showing 1–10 of 50 states with published data
BLS does not publish data for every state when sample sizes are too small
Track financial risk specialists salary changes
BLS updates this data annually. We'll email you when Portland-South Portland numbers change.
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Quick answers
The stuff people actually ask about this job
Can a financial risk specialist afford a 2BR apartment alone in Portland-South Portland?
Yes — at the median salary of $126K, rent takes 28.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,130/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for financial risk specialists in Portland-South Portland?
The 10th-percentile wage — what new financial risk specialists typically earn — is $54K/year. Take-home on that works out to about $3,555/month. At HUD’s $2,130/month FMR, rent would take 60% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial risk specialist a high-paying job in Portland-South Portland?
Pay here is roughly in line with the national average — $126K locally vs. $117K nationally, a 8% difference.
How does Portland-South Portland compare to the national average for financial risk specialists?
Portland-South Portland pays $126K median vs. the U.S. average of $117K — that’s +8%. After adjusting for local cost of living (RPP 101.86), the purchasing-power equivalent is $124K — still ahead of the national median.
How much do financial risk specialists make in Portland-South Portland, ME?
The median is $126,430 a year, that works out to about $61 an hour. But the range is wide: entry-level workers start around $53,540, and experienced financial risk specialists can clear $149,990. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $126K enough to live in Portland-South Portland?
On that salary, you'd take home roughly $7,470/month after taxes. A 2-bedroom here rents for about $2,130/month, which eats 28.5% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial risk specialists salary go in Portland-South Portland?
Portland-South Portland has a Regional Price Parity of 101.86 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median financial risk specialists salary is worth about $124,121 in national-average purchasing power.
Where do financial risk specialists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.