Financial Risk Specialists Salary
Financial Risk Specialists in Riverside-San Bernardino-Ontario, CA make a median of $96,310 a year, or about $46.3 an hour. The range runs from $62K at the entry level to $159K for experienced workers. Prices run high here (RPP 106.44), so that salary is closer to $90,483 in real purchasing power. A 2-bedroom apartment runs $2,201/month, about 36.4% of take-home, which is tight.
So what does $96K get you in Riverside-San Bernardino-Ontario?
Groceries, utilities, transportation, and healthcare scaled from national averages by Riverside-San Bernardino-Ontario’s Regional Price Parity (106.44). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial risk specialists
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What this looks like in Riverside-San Bernardino-Ontario
Pay for financial risk specialists in Riverside-San Bernardino-Ontario runs about 18% below the U.S. median of $117K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $2,201/month, which is 37.2% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 6% above the national average (BEA RPP 106.44), so groceries and services cost more too. That combination, below-market pay with high housing costs, makes this a financially demanding market for financial risk specialistss.
Compared to nearby metros
Median pay for financial risk specialists in metros near Riverside-San Bernardino-Ontario, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Los Angeles-Long Beach-Anaheim | $113K | $100K |
| San Francisco-Oakland-Fremont | $167K | $145K |
| San Jose-Sunnyvale-Santa Clara | $166K | $151K |
| San Diego-Chula Vista-Carlsbad | $121K | $108K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Riverside-San Bernardino-Ontario, CA
Entry-level financial risk specialists (10th percentile) start around $62K. Mid-career wages sit at $96K. Top earners bring in $159K or more, a $97K spread from bottom to top.
Financial Risk Specialists pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Risk Specialists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New Hampshire | $158K | +35% | 300 |
| Maine | $141K | +20% | N/A |
| Delaware | $139K | +19% | 1,160 |
| New York | $137K | +17% | 12,060 |
| North Carolina | $132K | +13% | 3,200 |
| Massachusetts | $130K | +11% | 1,440 |
| New Jersey | $129K | +10% | 2,760 |
| California | $129K | +10% | 5,740 |
| Virginia | $127K | +8% | 1,770 |
| Washington | $123K | +5% | 900 |
| Colorado | $120K | +3% | 1,050 |
| Wyoming | $120K | +2% | 170 |
| Maryland | $117K | -0% | 890 |
| Connecticut | $114K | -3% | 660 |
| Oregon | $110K | -7% | 430 |
| Iowa | $106K | -10% | 530 |
| Minnesota | $105K | -10% | 1,190 |
| Rhode Island | $104K | -11% | 450 |
| Illinois | $104K | -11% | 2,920 |
| Michigan | $104K | -11% | 1,150 |
| Texas | $104K | -12% | 4,780 |
| Pennsylvania | $103K | -12% | 2,370 |
| Arizona | $103K | -12% | 1,700 |
| Montana | $101K | -14% | 50 |
| Missouri | $101K | -14% | 1,070 |
| Georgia | $101K | -14% | 2,180 |
| Nevada | $100K | -15% | 570 |
| Florida | $100K | -15% | 3,770 |
| South Carolina | $100K | -15% | 560 |
| Indiana | $99K | -15% | 380 |
| District of Columbia | $99K | -15% | 210 |
| Ohio | $99K | -16% | 2,110 |
| Wisconsin | $98K | -17% | 610 |
| Mississippi | $96K | -18% | 230 |
| West Virginia | $94K | -20% | 50 |
| Nebraska | $94K | -20% | 250 |
| Tennessee | $91K | -22% | 540 |
| Hawaii | $90K | -23% | 90 |
| New Mexico | $87K | -26% | 180 |
| Alaska | $85K | -27% | 50 |
| Oklahoma | $85K | -27% | 330 |
| Kansas | $85K | -28% | 150 |
| Alabama | $82K | -30% | 180 |
| South Dakota | $79K | -33% | 130 |
| Utah | $78K | -34% | 630 |
| Idaho | $77K | -34% | 270 |
| Kentucky | $75K | -36% | 500 |
| North Dakota | $75K | -36% | 90 |
| Arkansas | $66K | -44% | 150 |
| Louisiana | $58K | -50% | 520 |
Showing 1–10 of 50 states with published data
BLS does not publish data for every state when sample sizes are too small
Track financial risk specialists salary changes
BLS updates this data quarterly. We'll email you when Riverside-San Bernardino-Ontario numbers change.
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Frequently asked questions
Can a financial risk specialist afford a 2BR apartment alone in Riverside-San Bernardino-Ontario?
It’s a stretch — at the median salary of $96K, rent takes 37.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,201/month. The 30% guideline puts the comfortable ceiling at roughly $1,800/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for financial risk specialists in Riverside-San Bernardino-Ontario?
The 10th-percentile wage — what new financial risk specialists typically earn — is $62K/year. Take-home on that works out to about $3,731/month. At HUD’s $2,201/month FMR, rent would take 59% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial risk specialist a high-paying job in Riverside-San Bernardino-Ontario?
Local pay runs 18% below the national median — $96K here vs. $117K nationally.
How does Riverside-San Bernardino-Ontario compare to the national average for financial risk specialists?
Riverside-San Bernardino-Ontario pays $96K median vs. the U.S. average of $117K — that’s -18%. After adjusting for local cost of living (RPP 106.44), the purchasing-power equivalent is $90K — below the national median.
How much do financial risk specialists make in Riverside-San Bernardino-Ontario, CA?
The median is $96,310 a year, that works out to about $46 an hour. But the range is wide: entry-level workers start around $62,190, and experienced financial risk specialists can clear $158,830. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $96K enough to live in Riverside-San Bernardino-Ontario?
On that salary, you'd take home roughly $5,921/month after taxes. A 2-bedroom here rents for about $2,201/month, which eats 37.2% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a financial risk specialists salary go in Riverside-San Bernardino-Ontario?
Riverside-San Bernardino-Ontario has a Regional Price Parity of 106.44 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median financial risk specialists salary is worth about $90,483 in national-average purchasing power.
Where do financial risk specialists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.