Financial Risk Specialists Salary
Financial Risk Specialists in Urban Honolulu, HI make a median of $89,860 a year, or about $43.2 an hour. The range runs from $62K at the entry level to $135K for experienced workers. Prices run high here (RPP 110.96), so that salary is closer to $80,984 in real purchasing power. A 2-bedroom apartment runs $2,642/month, about 46.8% of take-home, which is tight.
So what does $90K get you in Urban Honolulu?
Groceries, utilities, transportation, and healthcare scaled from national averages by Urban Honolulu’s Regional Price Parity (110.96). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial risk specialists
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What this looks like in Urban Honolulu
Pay for financial risk specialists in Urban Honolulu runs about 23% below the U.S. median of $117K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $2,642/month, which is 48.7% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 11% above the national average (BEA RPP 110.96), so groceries and services cost more too. That combination, below-market pay with high housing costs, makes this a financially demanding market for financial risk specialistss.
Compensation breakdown
Annual earnings by percentile, Urban Honolulu, HI
Entry-level financial risk specialists (10th percentile) start around $62K. Mid-career wages sit at $90K. Top earners bring in $135K or more, a $74K spread from bottom to top.
Financial Risk Specialists pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Risk Specialists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New Hampshire | $158K | +35% | 300 |
| Maine | $141K | +20% | N/A |
| Delaware | $139K | +19% | 1,160 |
| New York | $137K | +17% | 12,060 |
| North Carolina | $132K | +13% | 3,200 |
| Massachusetts | $130K | +11% | 1,440 |
| New Jersey | $129K | +10% | 2,760 |
| California | $129K | +10% | 5,740 |
| Virginia | $127K | +8% | 1,770 |
| Washington | $123K | +5% | 900 |
| Colorado | $120K | +3% | 1,050 |
| Wyoming | $120K | +2% | 170 |
| Maryland | $117K | -0% | 890 |
| Connecticut | $114K | -3% | 660 |
| Oregon | $110K | -7% | 430 |
| Iowa | $106K | -10% | 530 |
| Minnesota | $105K | -10% | 1,190 |
| Rhode Island | $104K | -11% | 450 |
| Illinois | $104K | -11% | 2,920 |
| Michigan | $104K | -11% | 1,150 |
| Texas | $104K | -12% | 4,780 |
| Pennsylvania | $103K | -12% | 2,370 |
| Arizona | $103K | -12% | 1,700 |
| Montana | $101K | -14% | 50 |
| Missouri | $101K | -14% | 1,070 |
| Georgia | $101K | -14% | 2,180 |
| Nevada | $100K | -15% | 570 |
| Florida | $100K | -15% | 3,770 |
| South Carolina | $100K | -15% | 560 |
| Indiana | $99K | -15% | 380 |
| District of Columbia | $99K | -15% | 210 |
| Ohio | $99K | -16% | 2,110 |
| Wisconsin | $98K | -17% | 610 |
| Mississippi | $96K | -18% | 230 |
| West Virginia | $94K | -20% | 50 |
| Nebraska | $94K | -20% | 250 |
| Tennessee | $91K | -22% | 540 |
| Hawaii | $90K | -23% | 90 |
| New Mexico | $87K | -26% | 180 |
| Alaska | $85K | -27% | 50 |
| Oklahoma | $85K | -27% | 330 |
| Kansas | $85K | -28% | 150 |
| Alabama | $82K | -30% | 180 |
| South Dakota | $79K | -33% | 130 |
| Utah | $78K | -34% | 630 |
| Idaho | $77K | -34% | 270 |
| Kentucky | $75K | -36% | 500 |
| North Dakota | $75K | -36% | 90 |
| Arkansas | $66K | -44% | 150 |
| Louisiana | $58K | -50% | 520 |
Showing 1–10 of 50 states with published data
BLS does not publish data for every state when sample sizes are too small
Track financial risk specialists salary changes
BLS updates this data quarterly. We'll email you when Urban Honolulu numbers change.
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Frequently asked questions
Can a financial risk specialist afford a 2BR apartment alone in Urban Honolulu?
It’s a stretch — at the median salary of $90K, rent takes 48.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,642/month. The 30% guideline puts the comfortable ceiling at roughly $1,600/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for financial risk specialists in Urban Honolulu?
The 10th-percentile wage — what new financial risk specialists typically earn — is $62K/year. Take-home on that works out to about $3,704/month. At HUD’s $2,642/month FMR, rent would take 71% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial risk specialist a high-paying job in Urban Honolulu?
Local pay runs 23% below the national median — $90K here vs. $117K nationally.
How does Urban Honolulu compare to the national average for financial risk specialists?
Urban Honolulu pays $90K median vs. the U.S. average of $117K — that’s -23%. After adjusting for local cost of living (RPP 110.96), the purchasing-power equivalent is $81K — below the national median.
How much do financial risk specialists make in Urban Honolulu, HI?
The median is $89,860 a year, that works out to about $43 an hour. But the range is wide: entry-level workers start around $61,740, and experienced financial risk specialists can clear $135,450. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $90K enough to live in Urban Honolulu?
On that salary, you'd take home roughly $5,426/month after taxes. A 2-bedroom here rents for about $2,642/month, which eats 48.7% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a financial risk specialists salary go in Urban Honolulu?
Urban Honolulu has a Regional Price Parity of 110.96 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median financial risk specialists salary is worth about $80,984 in national-average purchasing power.
Where do financial risk specialists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.