Insurance Underwriters Salary
Insurance Underwriters in Atlantic City-Hammonton, NJ make a median of $79,070 a year, or about $38.02 an hour. The range runs from $52K at the entry level to $106K for experienced workers.
So what does $79K get you in Atlantic City-Hammonton?
Groceries, utilities, transportation, and healthcare scaled from national averages by Atlantic City-Hammonton’s Regional Price Parity (98.9). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance underwriters
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What this looks like in Atlantic City-Hammonton
Insurance underwriters pay in Atlantic City-Hammonton tracks closely to the national median, $79K locally vs. $81K nationwide, a 3% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,792/month, which is 35.2% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 98.9) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for insurance underwriters in metros near Atlantic City-Hammonton, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Trenton-Princeton | $97K | , |
| New York-Newark-Jersey City | $98K | , |
| Philadelphia-Camden-Wilmington | $85K | , |
| Pittsburgh | $78K | , |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Atlantic City-Hammonton, NJ
Entry-level insurance underwriters (10th percentile) start around $52K. Mid-career wages sit at $79K. Top earners bring in $106K or more, a $54K spread from bottom to top.
Insurance Underwriters pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Underwriters salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Massachusetts | $107K | +31% | 2,890 |
| New Hampshire | $104K | +28% | 270 |
| Nevada | $101K | +25% | 480 |
| Connecticut | $101K | +24% | 2,010 |
| Colorado | $101K | +24% | 2,040 |
| Washington | $99K | +22% | 1,740 |
| New York | $97K | +20% | 6,900 |
| Wisconsin | $97K | +20% | 3,110 |
| New Jersey | $96K | +18% | 3,150 |
| Maine | $96K | +17% | 520 |
| California | $95K | +17% | 6,580 |
| Maryland | $92K | +13% | 1,310 |
| Illinois | $90K | +10% | N/A |
| Georgia | $86K | +6% | 7,160 |
| Rhode Island | $85K | +4% | 250 |
| South Dakota | $83K | +2% | 210 |
| Arkansas | $82K | +1% | 290 |
| District of Columbia | $82K | +1% | N/A |
| Virginia | $82K | +1% | 2,470 |
| Alaska | $82K | +0% | 100 |
| Minnesota | $81K | -1% | 2,550 |
| Missouri | $80K | -2% | 2,130 |
| Kentucky | $80K | -2% | 900 |
| South Carolina | $80K | -2% | 910 |
| Ohio | $79K | -3% | 5,110 |
| Oregon | $79K | -3% | 570 |
| Pennsylvania | $79K | -3% | 5,160 |
| Texas | $79K | -3% | 9,980 |
| Tennessee | $79K | -3% | 1,250 |
| Florida | $79K | -3% | 7,300 |
| Vermont | $78K | -4% | 210 |
| Arizona | $78K | -4% | 3,360 |
| Indiana | $77K | -5% | 2,170 |
| Michigan | $77K | -5% | 2,590 |
| North Carolina | $77K | -5% | 3,460 |
| Kansas | $77K | -5% | 1,230 |
| Louisiana | $77K | -6% | 1,050 |
| Iowa | $75K | -8% | 1,490 |
| Nebraska | $75K | -8% | 1,410 |
| North Dakota | $74K | -9% | 210 |
| Hawaii | $73K | -10% | 230 |
| Utah | $73K | -11% | 490 |
| Oklahoma | $67K | -18% | 600 |
| New Mexico | $64K | -21% | 100 |
| Montana | $63K | -22% | 140 |
| Idaho | $63K | -23% | 360 |
| Wyoming | $62K | -23% | 50 |
| Alabama | $62K | -24% | 1,540 |
| Mississippi | $59K | -27% | 600 |
Showing 1–10 of 49 states
BLS does not publish data for every state when sample sizes are too small
Track insurance underwriters salary changes
BLS updates this data quarterly. We'll email you when Atlantic City-Hammonton numbers change.
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Frequently asked questions
Can a insurance underwriter afford a 2BR apartment alone in Atlantic City-Hammonton?
It’s a stretch — at the median salary of $79K, rent takes 35.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,792/month. The 30% guideline puts the comfortable ceiling at roughly $1,500/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance underwriters in Atlantic City-Hammonton?
The 10th-percentile wage — what new insurance underwriters typically earn — is $52K/year. Take-home on that works out to about $3,110/month. At HUD’s $1,792/month FMR, rent would take 58% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance underwriter a high-paying job in Atlantic City-Hammonton?
Pay here is roughly in line with the national average — $79K locally vs. $81K nationally, a 3% difference.
How does Atlantic City-Hammonton compare to the national average for insurance underwriters?
Atlantic City-Hammonton pays $79K median vs. the U.S. average of $81K — that’s -3%. After adjusting for local cost of living (RPP 98.9), the purchasing-power equivalent is $80K — below the national median.
How much do insurance underwriters make in Atlantic City-Hammonton, NJ?
The median is $79,070 a year, that works out to about $38 an hour. But the range is wide: entry-level workers start around $51,830, and experienced insurance underwriters can clear $105,530. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $79K enough to live in Atlantic City-Hammonton?
On that salary, you'd take home roughly $5,092/month after taxes. A 2-bedroom here rents for about $1,792/month, which eats 35.2% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance underwriters salary go in Atlantic City-Hammonton?
Atlantic City-Hammonton has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median insurance underwriters salary is worth about $79,949 in national-average purchasing power.
Where do insurance underwriters get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.